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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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cybpsych
post May 28 2019, 08:23 AM

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QUOTE(MilesAndMore @ May 28 2019, 02:07 AM)
Did anyone try this recently though ? Because I remember making air tickets purchase on Traveloka with my FCB VS as there was issue with BigPay OTP. Traveloka payment page follows Malaysia time and the payment was done around 11.45pm. The posting date was the same as the transaction date. This was just early this year, by the way.
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diff merchant, diff settlement arrangement with their acquiring bank and gateway.

most of us targeting bigpay or boost. others, gotta test yourself to see the posting date. if one-off, no need test.
cybpsych
post May 30 2019, 08:11 PM

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Maybank updated the notice again.

user posted image


Updated PDS, and Cashback T&C:

https://www.maybank2u.com.my/iwov-resources...gnature_PDS.pdf
https://www.maybank2u.com.my/iwov-resources...reCBack_TNC.pdf

New exclusion to Govt and Utilities MCC is stated in t&c now.

user posted image
cybpsych
post May 30 2019, 08:54 PM

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QUOTE(jsnhoh @ May 30 2019, 08:48 PM)
Utility is not entitled. Would like to ask.  Maxis, Tm unifi is under utility cateory??
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do you feel that maxis/unifi is water/electricity/gas/sanitary? doh.gif
cybpsych
post May 31 2019, 09:15 AM

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QUOTE(l4nc3k @ May 31 2019, 09:08 AM)
A bit confused on how this credit card cycle works.

So lets say that my statement is always on the 11th of any month. On May 12th, I cleared my previous month balance and used RM1k for May’s 10% cashback. Can I still use the ‘last minute trick’ to only spend RM500 for next month’s cash back or it doesn’t work that way?

I always thought that the cashback quota resets after every statement.

Thanks in advanced.
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wrong assumption.

mbb cashback is reset by calendar month.


statement cycle is not in the picture. it's just for your monthly payment cycle.
cybpsych
post May 31 2019, 09:28 AM

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QUOTE(l4nc3k @ May 31 2019, 09:23 AM)
So in my case.. if the trick worked, I should get rm150 cash back on my next statement cycle (June 11th)?
Rm100 from May and Rm50 from June.

Thanks sifu
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nope

you get may's cashback on 1 June (viewable in m2u by 2 June), which will be in your june statement. however, your cross-month transaction will get billed in your june statement as well. so, you pay first.

June's cashback will be credited on 1 July (viewable in m2u by 2 July), which will be in your july statement.


dont get confused between cashback cycle vs spending/statement cycle.

This post has been edited by cybpsych: May 31 2019, 09:32 AM
cybpsych
post May 31 2019, 09:33 AM

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QUOTE(l4nc3k @ May 31 2019, 09:31 AM)
I see.. understood sifu.

I only had public bank card before this and the cashback always come together during statement date (17th in my case) so got a bit confused there.
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diff bank, diff cashback cycle.

dont assume every bank works the same and design their billing system the same biggrin.gif
cybpsych
post May 31 2019, 01:26 PM

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QUOTE(YH1234 @ May 31 2019, 01:10 PM)
mean to say we would know whether it work or not only after 1 july? thus if it not work as in the past, we might only get cb 500x2%=10 for june, right?
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there's no express way to know the results.
cybpsych
post May 31 2019, 11:47 PM

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QUOTE(cybpsych @ May 30 2019, 08:11 PM)
Maybank updated the notice again.

user posted image
Updated PDS, and Cashback T&C:

https://www.maybank2u.com.my/iwov-resources...gnature_PDS.pdf
https://www.maybank2u.com.my/iwov-resources...reCBack_TNC.pdf

New exclusion to Govt and Utilities MCC is stated in t&c now.

user posted image
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maybank tweaking the notice again for FCB VS. fyi MGM biggrin.gif

user posted image

This post has been edited by cybpsych: May 31 2019, 11:47 PM
cybpsych
post Jun 2 2019, 12:27 AM

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QUOTE(Orchid beauty @ Jun 2 2019, 12:12 AM)
May month CB still not in. Could it be due to its weekend?
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read above
cybpsych
post Jun 2 2019, 09:48 AM

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QUOTE(eternity4av @ Jun 2 2019, 09:45 AM)
just curious if i top up bp, and use bp to pay tnb, then i will get 2% cb right?
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for this month, yes

mbb > bp > others

mbb don't know what u spend from bp

mbb only know u spend to bp.
cybpsych
post Jun 2 2019, 01:23 PM

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QUOTE(ableze_joepardy @ Jun 2 2019, 11:26 AM)
user posted image

looks like setel apps taking longer time to be posted
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setel using adyen payment processor. usually not so fast doing settlement.
cybpsych
post Jun 2 2019, 05:28 PM

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QUOTE(kenlui @ Jun 2 2019, 09:59 AM)
My spending on 31st May 1151pm got posted on 31st may itself sigh... I thought anytime after 1150pm is ok.
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QUOTE(kenlui @ Jun 2 2019, 01:05 PM)
Bigpay.
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where and how did you check the posting date?

user posted image
cybpsych
post Jun 2 2019, 06:32 PM

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QUOTE(engyr @ Jun 2 2019, 06:24 PM)
1/6/19 is the posting date

user posted image
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we all know that.

the question is directed to kenlui

QUOTE(won931106 @ Jun 2 2019, 01:48 PM)
this might out of topic but i am wondering if SETEL topup with Maybank Petronas Ikhwan would entitle the 8% cashback?
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if asked at the right topic, you would get the answer >> here

This post has been edited by cybpsych: Jun 2 2019, 06:56 PM
cybpsych
post Jun 3 2019, 04:31 PM

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QUOTE(bristlebb @ Jun 3 2019, 04:29 PM)
so 10% or 2% CB?
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wait 2 July for confirmation lor
cybpsych
post Jun 3 2019, 10:32 PM

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QUOTE(won931106 @ Jun 3 2019, 10:30 PM)
why not you just try to have an transaction of 2490 to check if it would happen to be entitle with CB? with just few cent of CB being lose

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tell to the other user. I'm not interested.
cybpsych
post Jun 7 2019, 09:50 AM

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QUOTE(alvinfks78 @ Jun 7 2019, 09:47 AM)
if apply at card centre 1 U

if got 3 months slip and saving accounts with Maybank

need to bring:
Latest 6 months' savings account activity/current account statement?
Latest BE form with official tax receipt (overpaid so no tax receipt)- tax refund letter?
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gaji goes into the maybank SA? if yes, no need print the account statement. they can check directly.

BE form, use the summary copy/slip.
cybpsych
post Jun 7 2019, 09:16 PM

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QUOTE(naruko85 @ Jun 7 2019, 09:10 PM)
Hmm, want to ask that I activate my card on 15/05, then around when can I get my 1st statement?
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check with MBB.

everyone's statement date is different. sometimes, since it's new, the statement date may not be available for CS to see yet. probably gotta wait about 2-3 weeks in order to know when is the exact date.
cybpsych
post Jun 14 2019, 10:38 AM

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QUOTE(musclemass @ Jun 14 2019, 10:11 AM)
Can anyone confirm that the glitch of having 10% CB capped at RM50 for transaction on 31 May but posted on 1 June still works?
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quiz: if it get posted in june, so it's considered for june cashback quota.

so, what is your understanding in maybank's cashback crediting?

June cb quota = cb credit on __________ (fill in the blanks)
cybpsych
post Jun 17 2019, 05:30 PM

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QUOTE(chubbyqq @ Jun 17 2019, 05:29 PM)
Lazada wallet, grab, bigpay all cannot already?  cry.gif
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for now, treat it categorically-excluded.
cybpsych
post Jun 17 2019, 05:58 PM

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QUOTE(Human Nature @ Jun 17 2019, 05:57 PM)
I wonder if i should delete the table about the 10% cash back  thingy from page 1.
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imo, yes biggrin.gif

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