spending and cb % rate is two different thing!

cb % rate determined from transaction date
cb quota determined from posting date

KL

do u have any other existing maybank cards that expire in the month of October?

gonna terminate both my Ikhwan too. now shifting my petrol to Affin-BHP (10% promo ending 30 Nov 2019), so Ikhwan Petronas now left unused.

will reapply later if needed.

best to pay assessment with jompay @ uob YOLO.

else, don't risk it.

u won't get 2xrm100 together. you only get either one, depends on your spend period.

how did u derive 1000+2500?

no

// The Cash Back awarded is based on all retail transactions using Maybank FC Barcelona Visa Signature Card except the following:
 Transactions for Maybank EzyCash, Maybank EzyPay Plus, Maybank Ezypay, Cash Treats, Cash Advance, Balance Transfer, Quasi Cash and payment to jomPAY.
 Refunded, disputed, unauthorized or fraudulent retail transactions;
 Payment for transactions, payment of annual card membership fees, interest payments, late payment fees, charges for cash withdrawals;
 Any other form of service or miscellaneous fees i.e. legal fees, statement reprint request fees etc. //

can check available credit limit?

yeah today start doing liao. you can try also.

above, mamamia did at 11:20pm, also get posted next day.

there are 2 dates shown in the app.

1st date is the posting date. sort like "group header".
below are the transactions listing, grouped according to posting date per "header".
each transaction shows "Transaction Date".

Living Barca For 90-Minute [ MBB | T&Cs ]
Campaign period: 20 August – 20 November 2018

Kickstart the season with an ultimate experience in Camp Nou and make your best 90-minute moment count!

How To Participate
To participate the campaign, SMS registration must be made by the Principal Cardmember within the Campaign Period as per below:

Type BARCA (space) 12-digit NRIC Number without spacing and send to 66628 (E.g. BARCA 810721106658)
1 entry with minimum spend of RM300 in Credit or Debit Card
10 entries for all new FCB credit card approved and activated with spend (any amount) during campaign period.

Prizes
5x Grand Prize - A trip for 2 to Camp Nou, Barcelona
90-minute of LIVE match - FC Barcelona vs Eibar
90-minute travel in FC Barcelona First Team Bus
90-minute of private guided tour Stadium
90-minute of VIP dining experience in Camp Nou
90-minute shopping spree at Barca Megastore
20x Bonus Prize - FC Barcelona Home Jersey Season 2018/19
30X Consolation Prizes - Maybank FC Barcelona Cap

Terms and Conditions
Applicable to all new and existing Principal Cardmembers of Maybank FC Barcelona Visa Signature Card
Registration is required and must be performed by principal Cardmembers only.
Standard SMS charges apply and shall be borne by Cardmembers.
Cardmember can win one Prize only throughout the Campaign Period.
Winners will be selected by Maybank’s randomizer programme.

posting in sep = sep cb pool/cap

yes, you "earned" the Sep's RM50 max cb in advance at higher rate of 10% due to transaction in Aug.

because you dont read?

instead of 1-liner postings again and again, why not you detail out exactly what is contradicting?

learn to search...

spending and cb % rate is two different thing.

cb % rate determined from transaction date
cb quota determined from posting date

this trick is to utilize Sep's max cb at the lowest spend amount.

final results on 1 Oct 2018 (viewable in m2u on 2 Oct 2018)

Aug rm100 cb reflected from my current outstanding (not yet via transaction history)

rm500 bp reload @ 31 Aug 1133pm also inclusive.



This post has been edited by cybpsych: Sep 2 2018, 09:46 AM

perhaps that's the actual behavior all along, even for M2C Amex.

just that for M2C Amex, the cb %/cap is fixed to 5%/RM50 each month, hence we couldn't notice the difference for those cross-month posting.

i'm not hardcore in spending and doing robotic-calculation