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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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cybpsych
post Jun 2 2018, 10:53 AM

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QUOTE(kart @ Jun 2 2018, 10:05 AM)
So, Maybank FCB VS is the only Maybank card whereby its cashback is rounded up, right?
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not necessary. it depends on his transactions. so far we know total amount.
cybpsych
post Jun 2 2018, 11:49 AM

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QUOTE(cclim2011 @ Jun 2 2018, 10:31 AM)
Transacted in end April rm400, posted in May.
Others Transcated in May rm600.

Total i get rm8 + rm60 = rm68

Dont seem fair ... But logical? Lol
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QUOTE(alesi616 @ Jun 2 2018, 11:04 AM)
Hi all,

I just checked my rebate transaction today. It looks like the rm300 swiped on 30Apr but get posted on 1 May, only rebate rm6 (which is 2% instead of the 10% May rebate).

That said, the rebate % rate is actually look for transaction date, and not posting date.

However I saw many forumer here said it is depends on posting date, that's weird for my case then. Not sure if Maybank just secretly revise the calculation way.
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QUOTE(Human Nature @ Jun 2 2018, 11:33 AM)
Transactions made in April but posted in May obtained 2% instead of 10%.
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wow, this is new. thanks for sharing and highlight this to us.

could be good news for those transacted on 31 May but posted in June. could be getting 10% instead of 2%.

it's a fairly new card since October 2017, so Maybank could've "fixed" it for new card product offering.
cybpsych
post Jun 2 2018, 05:57 PM

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QUOTE(alexwsk @ Jun 2 2018, 03:56 PM)
my amount was:
RM126
RM53.31
RM7.95
RM200
RM180
RM432.69
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thanks for sharing.

seems MBB's cb calculation is based on traditional 2-decimal rounding, not the usual 2-decimal truncate/rounddown method.

Tx AmountCB 2-Decimal RounddownCB 2-Decimal Rounding
126.0012.6012.60
53.315.335.33
7.950.790.80
200.0020.0020.00
180.0018.0018.00
432.6943.2643.27
999.9599.98100.00

cybpsych
post Jun 15 2018, 12:40 PM

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QUOTE(raptar_eric @ Jun 15 2018, 12:01 PM)
dear sifus, just want to confirm, i know for insurance, a single swipe over terminal can get cashback... how bout for auto debit monthly is it entitled for CB as well? want to swipe for my wife from citibank to barcelona.. she has been using for years citibank, til now, points worth ntg =.=
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as long as charged to the card, doesnt matter physical swipe or online/autodebit

later someone will sure post this: the only exclusion is EzyPay and JomPay transactions biggrin.gif

This post has been edited by cybpsych: Jun 15 2018, 12:44 PM
cybpsych
post Jun 22 2018, 03:39 PM

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QUOTE(malcolm86 @ Jun 22 2018, 03:17 PM)
Where can i get the info for inflation?
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look inside your credit card statement too. it's already published inside.
cybpsych
post Jun 27 2018, 01:17 PM

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QUOTE(suadrif @ Jun 27 2018, 01:09 PM)
what is this Bigpay?
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there's a topic for it in this subforum.
cybpsych
post Jun 27 2018, 06:35 PM

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QUOTE(sg999 @ Jun 27 2018, 06:12 PM)
How is the cash back calculated if i do ezy pay installment?
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what card?

if FCB vs, no cb
cybpsych
post Jun 29 2018, 12:37 PM

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QUOTE(lexanoir @ Jun 29 2018, 12:12 PM)
Hey guys . I would like to ask regard barcelona card?

My statement date is 26th and i already spend rm3k on 1-20june gettjng maximum rm50 cb. So i spend after 26th considered new quota and eligible for next month cashback? Or i need to wait until 1july .Thanks
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fyi, statement date is irrelevant to cashback

mbb's cashback is based on calendar cycle.

your rm3k spending, get cb on 1 July (viewable in m2u on 2 July).
cybpsych
post Jun 29 2018, 06:50 PM

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QUOTE(lexanoir @ Jun 29 2018, 06:46 PM)
How if i spend 2k before 26jun and 500 after 26jun? Still my cashback amount on july1 is based on 2000 + 500? Thanks
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read again. statement date is NOT RELEVANT.
cybpsych
post Jul 2 2018, 09:30 AM

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QUOTE(syapl @ Jul 2 2018, 09:29 AM)
if pay bill online using Barcelona Visa Signature got cash back?
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why not?

only ezypay and jompay don't have cb.
cybpsych
post Jul 2 2018, 10:20 AM

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QUOTE(syapl @ Jul 2 2018, 10:18 AM)
so if i pay bill using maybank2u online bank also can get right?
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yes sure, m2u not excluded
cybpsych
post Jul 2 2018, 11:30 AM

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QUOTE(qqbill @ Jul 2 2018, 11:29 AM)
Anyone received their June cashback already?
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of course.

view the Last Payment amount as indication.


Transaction History listing is usually late a bit. should be updated soon.

p/s: already shown in my history.

This post has been edited by cybpsych: Jul 2 2018, 11:31 AM
cybpsych
post Jul 2 2018, 12:04 PM

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QUOTE(qqbill @ Jul 2 2018, 12:03 PM)
My last payment doesn’t show the cashback, means 0.. have to call them d..
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wait for the transaction history to be reflected first, then call to enquire.

what/where did you use the card?
cybpsych
post Jul 2 2018, 12:09 PM

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QUOTE(qqbill @ Jul 2 2018, 12:06 PM)
House renovation. By right should have 2% rite..
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yep, 2%. i gotten my cb for max rm2.5k to bigpay.

ur reno, when was it transacted/swiped? any cross-month (to July) posting?
cybpsych
post Jul 5 2018, 05:51 PM

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QUOTE(ir5 @ Jul 5 2018, 05:46 PM)
Hi,
May i know, is the MBB FCB VS Card worth to have it? What are the pros of it compared to other CCs?
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if m2c amex is a good all-rounder cb card for weekend, then fcb vs is a good all-rounder for any day to complement m2c amex.

of course cb is average @ 2% (10% rm100 in May/Aug), but still decent for anything, online or offline.


good for backup.
cybpsych
post Jul 6 2018, 08:00 AM

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QUOTE(Morning_Star @ Jul 5 2018, 11:27 PM)
https://ringgitplus.com/en/credit-card/Mayb...-Signature.html

Above says max CB is RM100 for May & August  (10% CB)?

Is it true or only max CB RM50 per month for the whole year ?
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read from official source if RP's writeup is confusing: https://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

why do u think we're excited about this card? because of the 2%/RM50 or 10%/RM100 cb?
cybpsych
post Jul 7 2018, 06:03 AM

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QUOTE(warren11 @ Jul 7 2018, 03:05 AM)
Hi,

May I know if there is extra credit in my Barcelona VS card,and I have a maybank savings account,can I call CS to transfer the extra credit into my savings account?

Thanks
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same as other mbb cashback. 1st of the month. viewable in m2u on the 2nd. credited into your credit card itself, NOT savings account (although u can request manually with CS).

no point doing it, cb is small. it can be used to reduce the following statement balance.
cybpsych
post Jul 7 2018, 11:22 AM

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QUOTE(ClarenceT @ Jul 2 2018, 08:06 AM)
Transaction on 31/5 but posted on 1/6 - 10% rebate!
So we have 4 month-cycles to get 10% rebate,  but Max RM50 rebate for June & Sept.

(1) May 1-31 and posted on or before 31/5: 10% max RM100 (May)
(2) May 31 but posted in June (Not Maybank merchant): 10% max RM50 (June) <-- does mbb only refers cb cap or actually utilize cb pool?

Jun 1-30 spending, get any cb at all? <-- if (2) refers cb cap only, meaning spending in june still get cb, max cap rm50 also? or if (2) already utlized cb pool, any spending-posting in June will not get anything since already depleted the pool?

(3) Aug 1-31 and posted on or before 31/8: 10% max RM100 (August) [Predict and yet to be confirmed]
(4) Aug 31 but posted in September (Not Maybank merchant): 10% max RM50 (Sept) [Predict and yet to be confirmed]

Note: BigPay topup transaction is posted on the same day.
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QUOTE(HMMaster @ Jul 6 2018, 10:23 AM)
Great! Anyone that tested scenario where transacted on 30-Apr and posted in May? For example, if I transacted RM5000 on 30-Apr, will I get the RM100 for May? (Assuming no transaction in May, and the cashback % is based on Apr = 2%)
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i guess scenarios from clarenceT need further scenario expansion.... highlighted RED above quote....
cybpsych
post Jul 7 2018, 11:42 AM

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QUOTE(ClarenceT @ Jul 7 2018, 11:34 AM)
31/5 I spent RM2000 (posted on 1/6)
18/6 I spent RM300

I received Monthly CB RM50 @ 1/7.
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still couldnt determine what happened to 18/6 spending. 31/5 RM2000 posting 1/6 already maxed out RM50 from June.
cybpsych
post Jul 7 2018, 11:56 AM

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QUOTE(ClarenceT @ Jul 7 2018, 11:48 AM)
2000 x 10% + 300 x 2% -> RM206 -> Max RM50

So just need to spend RM2500 X8 + RM1000 X2 + RM500X2 to get full CB RM700.
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this i know.

below is i'm curious at:

May 1-31 and posted on or before 31/5: 10% max RM100 (May)
May 31 but posted in June (Not Maybank merchant): 10% max RM50 (June)
Jun 1-30 spending, get any cb at all?

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