nobody knows your swipes' posting period la.

check in m2u history. usually +1 or +2 day posting, yours could've been posted yesterday/today liao.

it's the same as existing 2% la.

This post has been edited by cybpsych: Apr 30 2018, 09:50 AM

swipe it just like any other months, the cb quantum only increased to 10% with max cap or rm100.

the card is Visa, whichis literally universally-accepted.

since FCB VS is a VISA card, if u have anything planned on non-cb spend in May/Aug, then swipe with FCB VS first.

near end of May/Aug, if got balance/unutilized, reload the remaining spending quota to BigPay card instead.


my thinking is, if u reload rm1k immediately on 1 May/1 Aug into BigPay, anything that you planned to swipe but somehow BigPay got rejected by the terminal/merchant, you're stucked with the BigPay credit that cannot be utilized (as per planned)

of course you can still swipe it for other stuffs later.


so, dont need to rush reloading BigPay.

can lor

mbb made the card darn simple to use, almost too good to be true, almost like a unicorn-card. it's like asking "why the Earth is round?"

well, can't blame the users, entirely. we've been brainwashed/burdened by banks for yearssssss with their complex, ever-changing cashback criteria.

OTOH, users are too pampered, READing is too much effort, doing REFERENCE is a chore, hence typing the same questions repeatedly in forum is their so-called "only choice".

it will NOT matter.

ppl will still keep asking the same Qs

if u have doubts, then dont reload to bigpay. simple as that.

that's what we hoped for!

this is the first month of 10% cb since the card launched in Oct 2017.

barring any issues from MBB, yes, should be getting 10% cb for all eligible transactions in May and Aug.

very likely yes, dont think mbb would spend money to process differently than their other cb cards.

just wait for 2 June to verify these cross-month posting

that is credit limit utilization. it's shared with all your conventional cards.

post here >> https://forum.lowyat.net/topic/4161836 to get proper recommendation

how do u know lazada block FCB VS only?

just because lazada cannot process, doesnt mean it has specific blocking for FCB VS entirely, rigt?


sometimes lazada have payment issues. try again later.

just dont swipe very end of the month.

somewhere last weekend (26-27 May) of this month would be safe.

unless there are new exclusion, dont think why not.

thought we all know installments/ezypay not eligible for cb?

your's is ezypay plus (convert after purchase) or ezypay (convert during purchase)?

yes, fcb vs reload to bigpay always T+0 posting. PBB is T+1.

essentially, mbb cb cards behaves the same. but since FCB VS is an all-day cb card, not required to know the transaction date. most important is the posting date.

even m2c amex dependent on posting date in order to determine which month's cb will be utilized. same to FCB. if posted in May, it will utilize May cb pool.

This post has been edited by cybpsych: May 29 2018, 04:21 PM

have u searched here?

search inside this thread and using "bigpay" keyword.

v nice! rm100 cb received for fcb vs!

full rm1k reloaded into bigpay.

note: view your Last Payment amount for now. Transaction History to be updated by noon.

This post has been edited by cybpsych: Jun 2 2018, 05:58 AM

trx on 30 is on May or April? your sentence is confusing.

if transacted on May and posted on May, should be 10%, no?

if transacted on April and posted on May, should be 10% also.