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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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sj0217
post Mar 4 2018, 10:13 AM

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QUOTE(David83 @ Mar 3 2018, 04:07 PM)
Maybe the way MBB recognized it differently.
You can log a complaint to CS.
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QUOTE(ClarenceT @ Mar 3 2018, 05:05 PM)
Alipay Hangzhou have a few channels for card payment. It is strange Alipay has one with Groceries MCC. Not always you will be directed to this channel.
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I have called CS to inquiry about the transaction under which MCC

Apparently, based on the statement of transaction name "ALI*www.taobao.com - HANGZHOU CN" that is under Online

However, check further about the MCC, it actually under Grocery doh.gif

Therefore, no rebate will be earn based on the description in statement
sj0217
post Mar 10 2018, 05:05 PM

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QUOTE(roxxor89 @ Mar 10 2018, 04:22 PM)
Hi, just wondering if I should accept this card since I suddenly received an approved MBB VS card for no reason (never applied nor give my details to anyone). It even appeared on my MB2U under my card list although its just waiting for me to 'activate' it.

Weird thing is, the card has HALF the credit limit of my gold cards ?_?. I did a quick read on the 'benefits' and other than an utterly ridiculous RM550 annual fee I dont see anything worthwhile to activate... sleep.gif; Perhaps other LYN members have a better understanding on this?
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VS card mainly for petrol and grocery 5% rebate on all day, so if you looking for those spending, you can then active and use it, cancel before anniversary.

Otherwise, just call to cancel even though no active, I don’t think is good idea if you keep it inactive without cancel
sj0217
post Apr 1 2018, 08:58 PM

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QUOTE(besiegetank @ Apr 1 2018, 08:31 PM)
Anyone else starting saving their bills for next month 10% cashback?  tongue.gif
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Of course, max it for sure, luckily this is not first come first serve tongue.gif
sj0217
post Apr 6 2018, 06:04 PM

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QUOTE(fruitie @ Apr 6 2018, 12:07 AM)
Hmm. Interesting question.

I got my VS in Oct 2016 and my MBB cards' anniversary is in April, nothing was charged in Oct 2017 and I already expected it will charge in April which they did.

I did call CS before and I was told will be charged in Oct 2017 but nothing happened..
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Got my Visa Signature card Nov 2017, but my anniversary is on August, so I expecting AF will be charge on August 2019, is this assumption correct ?? Haha

If so, apply this vs card after anniversary month will be an idea then... tongue.gif
sj0217
post Apr 30 2018, 11:33 PM

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QUOTE(cybpsych @ Apr 30 2018, 09:00 PM)
since FCB VS is a VISA card, if u have anything planned on non-cb spend in May/Aug, then swipe with FCB VS first.

near end of May/Aug, if got balance/unutilized, reload the remaining spending quota to BigPay card instead.
my thinking is, if u reload rm1k immediately on 1 May/1 Aug into BigPay, anything that you planned to swipe but somehow BigPay got rejected by the terminal/merchant, you're stucked with the BigPay credit that cannot be utilized (as per planned) biggrin.gif biggrin.gif

of course you can still swipe it for other stuffs later.
so, dont need to rush reloading BigPay. biggrin.gif
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Reload BigPay is a backup plan to enjoy the cash back
sj0217
post Jun 2 2018, 08:48 AM

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QUOTE(cybpsych @ Jun 2 2018, 05:56 AM)
v nice! rm100 cb received for fcb vs!

full rm1k reloaded into bigpay.

note: view your Last Payment amount for now. Transaction History to be updated by noon.
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All rebate are now updated including other MBB cards thumbsup.gif


sj0217
post Jul 2 2018, 08:56 AM

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QUOTE(lexanoir @ Jul 2 2018, 08:35 AM)
Hey guys. So the amount we should pay for credit card is the amount before cashback or after cashback? (Statements is rm2980 but after cb is rm2930)
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You can pay the amount after rebate too, so no worry... unlike CIMB credit card
sj0217
post Jul 12 2018, 12:51 PM

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QUOTE(peri peri @ Jul 12 2018, 11:48 AM)
aiyoyo, i keep forgetting FCB is 2% cash back card. always stop spending when hit rm1k.

my mind can goes crazy when selecting which card to swipe in front cashier.

Nowaday i was jammed 30 secs for selection
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I make myself clear picture which cards to be use first before go out or spend ... haha
sj0217
post Jul 19 2018, 04:57 PM

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QUOTE(peri peri @ Jul 19 2018, 01:32 PM)
my AF for mbb vs is next month, very kan cheong!
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Next month based on anniversary month ??

What I noticed people shared was, the annual fee will charge based on the month printed on the card

Example: August month 2017 card approved, the month on the card is May, so the annual fee charge will be on May 2019, is it make sense ?? Hahahha
sj0217
post Jul 26 2018, 10:02 PM

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QUOTE(cybpsych @ Jul 26 2018, 09:42 PM)
updated my original screenshot (Post #3816) with the timing of my swipes (based on SMS OTP).

perhaps you guys can try yourself too  thumbup.gif
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Brilliant !!

Thanks for your effort and sharing thumbup.gif notworthy.gif

Will definitely try with it.
sj0217
post Oct 2 2018, 06:17 AM

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In the morning first thing to do is, check our Maybank banking for Maybank FCB Card haha

Received RM50, yeah~ wink.gif
sj0217
post May 31 2019, 11:54 PM

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Done to reloaded Boost smile.gif
sj0217
post Jun 2 2019, 10:02 AM

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My spending on 11.52 pm biggrin.gif

user posted image
sj0217
post Jul 20 2019, 07:22 AM

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QUOTE(kremlin @ Jul 19 2019, 11:36 PM)
I was charged annual fee as I did not hit 30k spending. Unfortunately, I made some transactions after that. May I know if the annual fee will be prorated if I cancel the card now.. less than 1 month after the annual fee was charged?
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Yes you can cancel the card with prorated.

I have never try before but I did ask officer about this at Card Center and members here have shared previously too
sj0217
post Jul 20 2019, 09:15 AM

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QUOTE(kremlin @ Jul 20 2019, 09:09 AM)
Thank you for the answer πŸ˜€
I do hope they will waive th fee because I spent about 26k a year πŸ™πŸ»πŸ™πŸ»
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I’m using this card and keep track all my spending as well.

However, officer at card centre only able to check last 6 months of spending, so the rest of transactions you need to manual track it.

My annual fee due next month, I was straight away reload 10k to BigPay this month and coincidence on my travel date, everything just BigPay
sj0217
post Jul 31 2019, 11:27 PM

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Just noticed annual fee for my Maybank Visa Signature is waved.

I think I have spend RM30k smile.gif


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sj0217
post Aug 1 2019, 10:23 AM

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QUOTE(extinct_83 @ Aug 1 2019, 09:22 AM)
I got my card and activated in July. May I know is your anniversary month for the year is in July or August? The CS told me I have to spend 30K before May cause June next year will charge Annual Fees. I wonder what is the meaning of Free 1st year annual fees?
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My anniversary month is on August

Yup and you can refer sharing below

QUOTE(cybpsych @ Aug 1 2019, 09:25 AM)
AF is charged advanced for proceeding 12 months, ie charge first before use

year 1 is AF-free, because you didnt get charged with AF when gotten the card, right?

end of year 1, you'll get charged for Year 2 for the following 12 months.
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sj0217
post Aug 5 2019, 07:55 PM

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QUOTE(cybpsych @ Jul 9 2019, 11:03 AM)
wanna guess which one (tnb/unifi/astro) is under UTILITIES as specified by Maybank?

user posted image
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QUOTE(cybpsych @ Aug 5 2019, 12:25 PM)
use common sense?
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Your screenshot has been shared endless times.
I think your solution is, update in your signature, whenever replied, people always see it brows.gif cool2.gif

sj0217
post Aug 6 2019, 05:30 PM

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QUOTE(BRY7 @ Aug 6 2019, 08:41 AM)
call CS to check is like telling them to patch up their system.
i don't understand why are people so naive, just try a small amount and see if the cash back is given on 2nd of the following month
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Yes agreed with that.

Even called and confirmed by Customer Service Team, I still don’t believe their words, people share here is the most accurate.
sj0217
post Aug 29 2019, 09:04 PM

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QUOTE(LostAndFound @ Aug 29 2019, 04:04 PM)
Thanks! I know what I'm gonna be doing this 31st then =)
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Straight away reload TnG card for RM500 at Jaya Grocers tongue.gif


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