2000 x 10% + 300 x 2% -> RM206 -> Max RM50

So just need to spend RM2500 X8 + RM1000 X2 + RM500X2 to get full CB RM700.

But if you spend RM5000 on 31/7 but posted on 1/8, you will get RM50 CB for Aug, not RM100 (another RM50 reserved for 1/8-31/8 transactions).

You can spend another RM500 @ 10% on 31/8 but it must be posted in September (avoid BigPay, Aeon, Petronas and other Maybank merchants), then no need to spend RM2500 in September.

Lazada, Shopee, Giant, Guardian
I believe a lot of Merdeka offers on 31/8, especially last day before SST.

Visa -> Maybank (post on the same day for Maybank Visa cards) unless BP change the payment channel recently.

We still have 5+30 days to find out...
To test after 22:00 (-2 hours), 23:00 (-1 hour), 23:30 (-30 min) or 23:55 (-5 min)...

https://forum.lowyat.net/index.php?showtopi...post&p=89500021


This post has been edited by ClarenceT: Jul 26 2018, 05:35 PM

I will test for fun. A bit risk for 30 minutes window, eg Maybank or Bigpay system down on 31/8, 11:30pm.
But 31/8 is a great day for shopping, it is not difficult to spend RM500 on 31/8.

Reload RM1000 at 11:00pm 31/8 to get RM100 August rebate.
Reload RM500 at 11:40pm 31/8 to get RM50 September rebate.

Possible, but I won't do it. (23:30-23:59 31/8)
What if the Bigpay App is down, late delivery of OTP (SMS), Telco/Internet down?

This post has been edited by ClarenceT: Jul 27 2018, 10:35 AM

If reload Lazada Wallet, you can do it anytime (00:00-23:59) on 31/8, as it will be T+1/T+2.

This month - terbalik! Don't use FCB VS on 30/7 - 31/7 !!!
Spend RM2500 by Sunday 29/7 (avoid Lazada/ Laz Wallet) to get full July cashback RM50. Don't waste!

Reload Bigpay/MyBoost you will earn RM44 (RM50 July CB - RM6 or RM2x3 Withdrawal fee).

No. RM1000 + RM500 on 31/8 (must be posted in Sep)

Please refer to our discussions from post #3803.

No 1% cross border fee for Maybank Visa/Mastercard.
For Shopee, if the payment gateway is IPAY88-SHOPEE KUALA LUMPUR MY, then it is not a cross border transaction.

If manual, I can have 30 days grace period for payment.

You can use Classic M2U web or M2U App.

This post has been edited by ClarenceT: Aug 9 2018, 09:48 AM

Forget Boost top up on 31/8...

Boost (Premium) max stored value RM1500.
Cash out max RM1,000 (2 working days to CASA) only, max RM2 charge per transaction AND max RM4,500 withdrawal/transactions per month.

Haha I am more interested to top up BigPay than top up Boost directly.
I cash out from Boost quite frequent recently just to optimize rebates from my Maybank, PB, HLB, RHB credit cards.

If you are new to Boost, explore the benefits of using Boost App, you can get up to 50% cashback on some outlets, shake rewards (additional cashback) for utility payment etc.