QUOTE(ironman16 @ Oct 13 2016, 09:51 AM)

....i oso not quite sure why...
seen like Benchmark is a guide/ target but the fund always can't achieve the target, so i wont invest a fund that always underperformance.....
pls correct me if im wrong.....

......wanna change my mind concept if im wrong
benchmark is relative, you need to understand the benchmark to evaluate the fund
for example, some fund using maybank SA rate or FD rate or just 4%p.a. or 8% p.a. as benchmark
If the fund outperform or underperform such benchmark, does it mean that the fund is good/bad?
Such evaluation wont bring much value without understanding the current market condition the fund is investing.
Not all benchmark to the funds are created equally or accordingly to their market.
I will suggest benchmark as one of the evaluation criteria, and also compare it along with its peers
Some funds might underperform the benchmark, but outperform all of its peers
Some funds might outperform the benchmark, but underperform all of its peers
This post has been edited by AIYH: Oct 13 2016, 09:57 AM