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 Fundsupermart.com v15, 基金超市第十五章 - Rise the Dragon

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AIYH
post Oct 12 2016, 11:11 AM

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QUOTE(xuzen @ Oct 12 2016, 11:01 AM)
Yvonne Tan is the FM of eastspring investment small cap fund. For local equities, KGF and ESISM are always top one - two. The other should be RHB Smart Series Equity fund. The rest, you can forget it.
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ESISM is small cap?
AIYH
post Oct 12 2016, 08:44 PM

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Normally for bonds fund which incur platform fee, where will the money be deducted from?
AIYH
post Oct 12 2016, 09:27 PM

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QUOTE(T231H @ Oct 12 2016, 09:14 PM)
So it means by end of October, I will know my platform fee for the third quarter, and deduction is on 16th November? smile.gif
AIYH
post Oct 12 2016, 09:40 PM

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QUOTE(T231H @ Oct 12 2016, 09:30 PM)
sorry, can't help you....for I got no idea...
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Guess I need to experience myself until someone share their experience cool2.gif
AIYH
post Oct 12 2016, 10:24 PM

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QUOTE(David83 @ Oct 12 2016, 10:21 PM)
Isn't the FAQ is self explanatory with example.
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ps still my first time innocent.gif
AIYH
post Oct 12 2016, 10:26 PM

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QUOTE(kswee @ Oct 11 2016, 05:58 PM)
LATEST NEWS, CORPORATE
TA Investment Management declares one-for-five unit split for technology fund

KUALA LUMPUR: (Oct 11): TA Investment Management Bhd, a subsidiary of TA Securities Holdings Bhd, has declared a unit split for its TA Global Technology Fund.

Registered unit holders as of Oct 10 will receive one new unit for every five held, the company said in a statement today.

The fund aims to seek long term capital appreciation by investing in a collective investment scheme, which invests mainly in a globally diversified portfolio of technology-related companies.

TA Investment Management said the relative valuation of the technology sector is attractive, especially given balance sheet strength.

“Meanwhile, technology companies face significant secular changes in enterprise demand, coupled with the maturation of the PC and smartphone markets.

“Therefore, we continue to focus bottom-up on powerful secular themes and growth at a reasonable price,” it added.
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QUOTE(eugene88 @ Oct 12 2016, 10:22 PM)
TA Global Tech dropped more than 10% in a single day?
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smile.gif
AIYH
post Oct 12 2016, 10:34 PM

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QUOTE(David83 @ Oct 12 2016, 10:30 PM)
It's my first time too with Anita Mui Bond Fund.
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And also going to invest in RHB EMBF, 2 funds having platform fee laugh.gif

So gotta prepare a bit money inside CMF (was left like 1 unit previously laugh.gif ) before it starts to deduct my other UT laugh.gif
AIYH
post Oct 12 2016, 10:40 PM

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QUOTE(eugene88 @ Oct 12 2016, 10:35 PM)
Sorry that I overlooked this  mega_shok.gif
Any idea when will they credit the new units?
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I believe it will be reinvest on the day the unit split happen (11/10), most likely will happen on 4 business days later but still depends on the fund house

Previously AmAsia Reits also having distribution reinvestment on the distribution date but forgot tot rack the actual days that took to appear in the holding laugh.gif

RHB Islamic Bond Fund also having distribution now smile.gif

You may ask those who have TA GTF as I only going in next week smile.gif
AIYH
post Oct 13 2016, 09:36 AM

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QUOTE(Ramjade @ Oct 13 2016, 09:28 AM)
Already did yesterday morning itself. Now keep money for next drop.

Btw, can we ask FSM spy to introduce auto IRR calculator?  innocent.gif hmm.gif
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Would you help us request? innocent.gif

QUOTE(ironman16 @ Oct 13 2016, 09:31 AM)
Sorry, i'm just wanna ask u guy something. Pls dont shoot me if nonsense... brows.gif

How you guy make judgement whether the UT is worth to invest or not?
What i mean is other than look for the return, sharpe ratio, consistency ....

Normally i will look at the Annual Performance (%) VS Benchmark at factsheet.
If the fund performance is always beat by the Benchmark every year, i won't invest in that fund.

Are u guy the same?
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Compare the fund with its peers which invest in same/similar region/asset class allocation
AIYH
post Oct 13 2016, 09:42 AM

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QUOTE(Ramjade @ Oct 13 2016, 09:40 AM)
How do we key in unit split into the excel file?
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You just type the amount of units you got from unit split (e.g. TA GTF is your current unit holding / 5)at the reinvestment date's NAV
AIYH
post Oct 13 2016, 09:52 AM

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QUOTE(Ramjade @ Oct 13 2016, 09:50 AM)
I key in under the Transection amount? Then what about NAV column? Leave it blank or follow the NAV as of 10/10/2016
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Amount 0, you just enter at the unit column the unit you gain from this unit split, and NAV based on the unit split date 11/10/2016
AIYH
post Oct 13 2016, 09:56 AM

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QUOTE(ironman16 @ Oct 13 2016, 09:51 AM)
tongue.gif ....i oso not quite sure why...

seen like Benchmark is a guide/ target but the fund always can't achieve the target, so i wont invest a fund that always underperformance.....

pls correct me if im wrong..... biggrin.gif ......wanna change my mind concept if im wrong
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benchmark is relative, you need to understand the benchmark to evaluate the fund

for example, some fund using maybank SA rate or FD rate or just 4%p.a. or 8% p.a. as benchmark

If the fund outperform or underperform such benchmark, does it mean that the fund is good/bad?
Such evaluation wont bring much value without understanding the current market condition the fund is investing.

Not all benchmark to the funds are created equally or accordingly to their market.

I will suggest benchmark as one of the evaluation criteria, and also compare it along with its peers

Some funds might underperform the benchmark, but outperform all of its peers

Some funds might outperform the benchmark, but underperform all of its peers

This post has been edited by AIYH: Oct 13 2016, 09:57 AM
AIYH
post Oct 13 2016, 10:01 AM

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QUOTE(T231H @ Oct 13 2016, 09:59 AM)
hmm.gif earlier you posted...."If the fund performance is always beat by the Benchmark every year, i won't invest in that fund."
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i think the word u highlighted means that the fund is always under the benchmark, is still consistent with what he means laugh.gif
AIYH
post Oct 13 2016, 10:11 AM

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QUOTE(Ramjade @ Oct 13 2016, 10:05 AM)
Best reply.  thumbsup.gif  laugh.gif I use I), II), V)*
V)* depends on whether feeling lucky or not  devil.gif
Well you could use old school, after one year, see how much money you make. Not accurate but hey, easy method.  biggrin.gif

AIYH did I key in correctly for the unit split?
user posted image
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I suppose you need to insert in the unit column? hmm.gif
AIYH
post Oct 13 2016, 10:14 AM

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QUOTE(T231H @ Oct 13 2016, 10:12 AM)
consistent beat BM also no invest,
not beat BM also no invest.....
apa /bila you want to invest?  laugh.gif
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he meant the fund beat BY the benchmark laugh.gif
AIYH
post Oct 13 2016, 10:27 AM

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QUOTE(puchongite @ Oct 13 2016, 10:23 AM)
Just on the risk part.

You seem to know your own risk appetite very well. Question for me is that, how does one find out his own risk appetite ? When market is good, one's risk appetite is high but when market is bad, one's risk appetite is low. But by then it is too late. How does one access his risk appetite ?

p/s: Not a challenging question. A humble question to find out the way to do it.
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Are you able to accept that your fund will go crash to 50% or below? (like RHB Gold laugh.gif )

Are you able to stomach a fund that drops more than 10%? (like most US market fund where if another 2008 happen again) and believe it will rise up again to cover your losses?
AIYH
post Oct 13 2016, 10:29 AM

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QUOTE(Ramjade @ Oct 13 2016, 10:25 AM)
Food for thought. hmm.gif  notworthy.gif
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But the impact is different magnitude, and the effort to understand and maintain them is different, depends on individual smile.gif
AIYH
post Oct 13 2016, 10:45 AM

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QUOTE(puchongite @ Oct 13 2016, 10:35 AM)
Obvious there will be various shades or categories of this for each person.

Example, the first question is not acceptable to me.

The second question I am ok with it.

So how does one find out which category he belongs to ?
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I believe that if you can't accept the first scenario, is best not to invest in funds that are sector focus (like minerals, property, technology etc...) as if anything happen to the sector as a whole your investment will go down to the drain laugh.gif

If still can accept 10-20% loss then diversified EQ funds will be ok

if can accept 5-10% loss then balanced fund will be good.

Less than that, just stick to fixed income smile.gif

Above is how I evaluate, others will have different opinion tongue.gif


AIYH
post Oct 13 2016, 11:24 AM

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QUOTE(ironman16 @ Oct 13 2016, 11:20 AM)
How we know the fund is index fund? u mean TA-Global-Technology-Fund is an index fund?.... drool.gif
because i dont know how to recognise the index fund.

thanks for the opinion
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He meant the benchmark for TA Global Technology Fund, MSCI ACWI Information Technology Index
AIYH
post Oct 13 2016, 12:16 PM

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QUOTE(ironman16 @ Oct 13 2016, 12:13 PM)
So actually is there any index fund in FSM?

I interesting in index fund
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Nope

In fact I think index fund investment opportunities are rare in Malaysia.

New to investment, anyone can guide? laugh.gif

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