QUOTE(cmk96 @ Oct 26 2016, 12:47 PM)
gia-i is not fd. different product.Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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Oct 26 2016, 01:35 PM
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#21
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817 posts Joined: Mar 2014 |
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Oct 26 2016, 01:59 PM
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#22
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Oct 28 2016, 06:08 PM
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#23
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QUOTE(wjchay @ Oct 28 2016, 10:57 AM) I did maybank 2u online only, no more 12 months promo. Yesterday I did online 6 months, still could get 6months promo. QUOTE(lowya @ Oct 28 2016, 04:02 PM) confusion!maybank 12 month 4.1% gia-i and rhb 12 mth 4%, still got or no more? |
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Oct 29 2016, 05:25 PM
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#24
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QUOTE(jayzshadower @ Oct 29 2016, 04:46 PM) Anyone can explain the difference between non-campaign GIA-i vs campaign GIA-i ? I'm kinda confuse there. campaign gia-i rate is 12 month one. the one that finished this month effective rate 4.1%.Maybank2u GIA-i |
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Oct 31 2016, 12:52 PM
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#25
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QUOTE(okuribito @ Oct 31 2016, 12:15 PM) FOMC meeting 1 & 2 nov. so only thursday will know, right? maybank told me to go back tomorrow to get nov gia promo. fingers crossed m'sia opr on nov 23. see if the fomc will affect our side.QUOTE(wil-i-am @ Oct 31 2016, 12:15 PM) he said 4.1%, why u said 3.9%. current offer is 3.6%. |
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Oct 31 2016, 07:27 PM
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#26
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Oct 31 2016, 07:30 PM
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#27
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Nov 3 2016, 10:34 PM
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#28
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QUOTE(drbone @ Nov 3 2016, 09:51 PM) Seeing all the hassle, IMHO , for convenience sake, it's probably better to go with GIA 4.1% pa and the beauty is that at anytime if wanna withdraw, can still enjoy 3.6% . No need to wait for Tuesdays or scramble for 3 months promotion rates. downside is maybank could change the gia-i rate bila opr drops. it is not an fd. |
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Nov 25 2016, 06:02 PM
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#29
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QUOTE(Deal Hunter @ Nov 25 2016, 02:50 PM) Hope the paper OTC GIA FD will follow the brochure and advertisement screen for the final effective 4.10% this time. Previously, Maybank held on to the 4.5% stated in my case anyway. As at Monday 21 November, they still had the brochure for the 4.10% at my branch, although an old lady and myself queried as we were doubtful as already rumoured 12 months already closed and GIA rate going down. I placed one paper GIA earlier in first week of November when I found that they had not closed it yet, but no more money for 21 November. sifu, are u saying the interest @mamamia received is correct? he suppose to receive 3.6% but got less than that? In Mamamia case which is an eGIA online placement, your calculation is as expected as happened to my even earlier eGIA from June. The calculation is explained in page 97 of this forum thread, Deal Hunter @ Nov 20 2016, 01:35 PM in reply to Kamen Rider @ Nov 19 2016, 01:01 PM. Andrew_1980 and those new/uncertain about Maybank online eGIA should take note of your calculation together with the explanation. |
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Nov 25 2016, 07:00 PM
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#30
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QUOTE(Deal Hunter @ Nov 25 2016, 06:25 PM) This was what I wrote as likely to happen based on my experience with my Maybank eFD and his calculation appears to back it. sifu, uncle goat's case unique. others receive correctly.It is great that Mamamia monitors what he is getting and letting us know to confirm my previous suspicion/understanding. Is it correct? No I do not like it. But let us go on from here to see whether it is correct or another one of those program / setting problems that need adjustment as per bbgoat OTC GIA experience but translated to eGIA instead. Making mistakes is very much easier than doing the correct thing, so it is up to Maybank to clarify where things stand as to whether it is the bank's actual intention (correct) or it is a kind of mistake (wrong) and adjust if proper. Of course, I hope Maybank realises the need to honour whatever is promoted especially for the OTC GIA promo as funds are tied down on an expected interest at maturity. I have been told before by bank manager of another bank about actually adjusting down experience during discussion about Islamic products about the absolute reliability of income flow needed to sustain critical requirements. it is maybank's mistake, very likely. why & how, maybank only can answer. QUOTE(starry @ Nov 25 2016, 06:36 PM) this shows @mamamia's case got problem. he ought to ask maybank. |
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Dec 7 2016, 05:26 PM
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#31
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QUOTE(chrisoth80 @ Dec 7 2016, 05:00 PM) 1st of all I din ask for this and my rm volunteer and did i ever say I have to rely on my parents bro, just ignore him. some people comment without thinking/using head. br also will go to people's house for fd placement.You are a really twisted fella. never saw shits flushing out from a person's brainz. this is my 1st I would say anyway you can continue as long as it makes you and your brainiac happy and comfortable |
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