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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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cklimm
post Nov 1 2016, 10:04 PM

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QUOTE(bbgoat @ Nov 1 2016, 08:36 PM)
Today went to AmBank. Changed True acct to link to BSA to avoid the yearly charge.

The manager showed me their current FD promo. 6 mth 3.7%, 9 mth 3.80%, min 50k. Their rate not that exciting as compared to other banks.

They have a clause for 375k to 499k, can get add'l 0.05%. For 500k upwards, can get add'l 0.1%. For 6 mths FD.

Anyway just to share info for AmBank loyal customers.  biggrin.gif
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So you applied for a new BSA?


QUOTE(bm_kia @ Nov 1 2016, 10:01 PM)
For the HLB, maximum through FPX is only RM30k right? If wanna place more than that, have to do multiple times?
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Yeah, it took me forever to digest the intended fund
cklimm
post Nov 4 2016, 10:24 AM

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QUOTE(bbgoat @ Nov 4 2016, 10:22 AM)
When u do the FPX xfer to HL for FD placement, it should be limited by the other banks daily xfer limit, right ? So if MBB's daily limit is 30k, u still can only do FPX xfer to HL from MBB for 30k in the same day ?

The FPX xfer has no charges ?

Thanks !
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unfortunately, the intended fund are all located at a bank, and the combined limit of ibg+ibft cant exceed 50k a day. Thus, it takes forever
cklimm
post Nov 4 2016, 07:34 PM

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QUOTE(bbgoat @ Nov 4 2016, 12:33 PM)
U have tried and was unable to exceed the limit ? Not sure if it is due to the bank as @chrisoth80 said he was able to do it.
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QUOTE(aeiou228 @ Nov 4 2016, 06:26 PM)
That's why I rank your info one of the most valuable in this thread. rclxms.gif
Who would have thought of FPX daily limit is direffent from IGB/IBFT daily limit if you didn't share this info.
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Gahh,i should have know this earlier
cklimm
post Nov 6 2016, 06:10 PM

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QUOTE(chrisoth80 @ Nov 6 2016, 05:25 PM)
it takes about 20min for each transaction. you need to make exactly 7 transfer x 20min = 140min. This will be the amount of time you gotta spend. Mine is exactly 20min for each successful transaction
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Good to know this, will try it Tuesday
cklimm
post Nov 7 2016, 09:36 AM

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QUOTE(uncle08 @ Nov 7 2016, 01:01 AM)
Saw Hong Leong MidValley branch beside Tim Hou Wan restaurant offer 5.18% with min 10k placement but must buy their insurance product dunno what type of ins.
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QUOTE(uncle08 @ Nov 7 2016, 01:06 AM)
Anyone dai gor can advise a bit what good about eFD?w/o paper just eStatement. Mach Hong Leong FD got 3.3%p.a. while Public Bank eFD only 3.1% p.a. Both also monthly min placement of 1k. Which one better? Or shall I really opt for Affin the highest 3.7% but any T&C?
I am newbie to FD. Was initially want go for OCBC360 but they need spend monthly 500 using their credit  card  and pay 3 biller online only entitled their 4.1% . Sucks man....
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Welcome onboard, the efd offers among the highest rate in town, especially Hong Leong.
Efd is as safe as normal FD, you can print a receipt at your own for reference.
If you are really worried, you can bring that paper, get it stamped by the banker, in front of a lawyer plus 2 witnesses.

cklimm
post Nov 13 2016, 11:42 PM

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QUOTE(solarwing @ Nov 13 2016, 11:35 PM)
Hong Leong FD 4.2% for 6 month.
[attachmentid=8019878]
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thats the best deal in town, at this moment
cklimm
post Nov 14 2016, 11:37 PM

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QUOTE(wjchay @ Nov 14 2016, 10:35 PM)
Only if u r maxis one club member. You are a member if u are or were paying > rm150 / mth.

I'm on 98 plan, so I.am not a member sad.gif
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too bad I am an old poor ass who uses Digi prepaid
cklimm
post Dec 5 2016, 11:50 PM

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QUOTE(faradie @ Dec 5 2016, 10:45 PM)
I understand that AMB, after some absence, is in with a short promo starting today for next 5 days. It's 3.8% for 7 months and 4% for 21 months but min. deposit is $100,000. I did not check personally but heard from somone so do check direct if interested
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21 months, thats an unusual tenure
cklimm
post Dec 10 2016, 09:23 PM

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QUOTE(poor man @ Dec 10 2016, 08:11 PM)
kfh ut & fd 1:1 promo
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Should money market/ bond funds allowed, and the sales charge lower than 1%, its still a decent deal
cklimm
post Dec 16 2016, 04:08 PM

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Alliance Bank 3 months 3.7% p.a for CTOS members




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cklimm
post Dec 16 2016, 07:44 PM

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QUOTE(Corsair0418 @ Dec 16 2016, 05:56 PM)
fd shifus, newbie like me have a question want to ask. I've just created a Public BANK EFD, my purpose creating efd is to save money and wait for low return, and i plan to add rm1k fund into my efd account every month, can it be done ha ? i've called customer service twice, 1 say yes another say no, im really confusingggggg. shifus pls help
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you may open another efd every month. The old efd will still makes you interest until maturity

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