Fixed Deposit Rates In Malaysia V. No.14

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Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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Ramjade	Oct 13 2016, 04:40 PM Return to original view \| Post #41
20k VIP Club All Stars 24,343 posts Joined: Feb 2011	QUOTE(PeowYong @ Oct 13 2016, 04:37 PM) hi guys, how to get those rates? I saw their website rate (Maybank, public bankc) for FD is just around 3.0% How do I place FD with higher rate? 1) Get yourself RM10k. Most FD promo starts at RM10k. No RM10k no talk. 2) Go to Maybank/what ever bank you want to put,ask for promo FD rates. This post has been edited by Ramjade: Oct 13 2016, 04:43 PM
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Ramjade	Oct 14 2016, 01:45 PM Return to original view \| Post #42
20k VIP Club All Stars 24,343 posts Joined: Feb 2011	QUOTE(lowya @ Oct 14 2016, 01:41 PM) IF withdraw say 10k at counter, and deposit 11k FD, would it consider as fresh fund? If different branch/worker, you can get away with it.
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Ramjade	Oct 14 2016, 07:05 PM Return to original view \| Post #43
20k VIP Club All Stars 24,343 posts Joined: Feb 2011	QUOTE(heavensea @ Oct 14 2016, 06:48 PM) thanks for sharing, 5.8% is so high is it the same as gia we put and received interest rate for monthly basis? gonna surrender my FD and park in GIA if the 5.8 p.a. is truth Not a wise move. Removing an existing FD for this FD. You will get less than that at the end of the day. Effective rate only 4.1%. See below. QUOTE(wodenus @ Oct 14 2016, 06:49 PM) The right side banner here is the HLB 4% promo have to transfer in from another bank via FPX to be eligible Btw, which bank support FPX transfer? How much does FPX transfer cost? QUOTE(starry @ Oct 14 2016, 06:59 PM) Effective rate for 12 months is 4.10%, 5.8% is step-up rate for final 2 months. Still good when other bank rates are at <=4%
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Ramjade	Oct 14 2016, 08:40 PM Return to original view \| Post #44
20k VIP Club All Stars 24,343 posts Joined: Feb 2011	QUOTE(lowya @ Oct 14 2016, 08:27 PM) i might do just that cause few days ago got in 3.6% 4months, going for 4.1% 12months, should be not a bad idea? I still better to use spare money. 4.1% is good rate considering that BMM going to cut rate some more.
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Ramjade	Nov 4 2016, 07:50 PM Return to original view \| Post #45
20k VIP Club All Stars 24,343 posts Joined: Feb 2011	QUOTE(chrisoth80 @ Nov 4 2016, 06:02 PM) Its my 1st time using FPX and I did the same thing like what u did as well by checking on the requirement and tnc for FPX but then I told myself why not just give it a try and it all started with the 1st transaction and so on and on How much is the charge for FPX?
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Ramjade	Nov 5 2016, 07:41 AM Return to original view \| Post #46
20k VIP Club All Stars 24,343 posts Joined: Feb 2011	How to access the FPX via Maybank2u? This post has been edited by Ramjade: Nov 5 2016, 07:42 AM
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Ramjade	Dec 15 2016, 09:37 AM Return to original view \| Post #47
20k VIP Club All Stars 24,343 posts Joined: Feb 2011	Nevermind. Found my answer. This post has been edited by Ramjade: Dec 15 2016, 09:40 AM
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