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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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heavensea
post Oct 10 2016, 01:24 AM

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Any good promo lately?
Opr gonna cut down again?

This post has been edited by heavensea: Oct 10 2016, 01:25 AM
heavensea
post Oct 14 2016, 06:12 PM

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QUOTE(wil-i-am @ Oct 14 2016, 05:04 PM)
New Maybank GIA-i campaign is out as per their website
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Hi sir, didn't found anything in their website.

mind to share the link? tq
heavensea
post Oct 14 2016, 06:18 PM

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QUOTE(annann92 @ Oct 14 2016, 05:54 PM)
PBB just ask me top up 10% so can get their promo fd rate  blink.gif
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how much they offer? brows.gif

hlb got 4% now!! I guess many bank revised to 4 again rclxm9.gif
heavensea
post Oct 14 2016, 06:34 PM

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QUOTE(wil-i-am @ Oct 14 2016, 06:26 PM)
They have removed dy
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wah 5.8 drool.gif

removed = technical mistake?
heavensea
post Oct 14 2016, 06:48 PM

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QUOTE(wil-i-am @ Oct 14 2016, 06:38 PM)
Nope as everything is correct n confirm
I presume they upload for testing ony
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thanks for sharing, 5.8% is so high thumbup.gif

is it the same as gia we put and received interest rate for monthly basis?

gonna surrender my FD and park in GIA if the 5.8 p.a. is truth icon_idea.gif
heavensea
post Oct 14 2016, 06:50 PM

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QUOTE(wodenus @ Oct 14 2016, 06:47 PM)
3.95% 10 months.. I think they have another one 3.8% 5 months smile.gif
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HLB 4% p.a.
heavensea
post Oct 14 2016, 07:02 PM

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QUOTE(starry @ Oct 14 2016, 06:59 PM)
Effective rate for 12 months is 4.10%, 5.8% is step-up rate for final 2 months.
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mehhh yawn.gif
again, something like this dry.gif

better stick with UT + normal 1 month gia enough.

thanks for the info smile.gif

This post has been edited by heavensea: Oct 14 2016, 07:02 PM
heavensea
post Oct 16 2016, 06:41 PM

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Normal rate for right now (gia) is 3.6?
heavensea
post Oct 16 2016, 11:08 PM

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QUOTE(wil-i-am @ Oct 16 2016, 11:07 PM)
Thanks sir, miss the good old times of 4.0% sad.gif

This post has been edited by heavensea: Oct 16 2016, 11:09 PM
heavensea
post Oct 16 2016, 11:20 PM

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QUOTE(nexona88 @ Oct 16 2016, 11:11 PM)
Gonna be even lower after bnm meeting next month blush.gif
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bnm boleh.
This campaign is influenced by bnm meeting as well.
heavensea
post Oct 17 2016, 12:54 AM

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QUOTE(Deal Hunter @ Oct 16 2016, 11:47 PM)
Don't think BNM will lower OPR or even change SRR. No boost to housing demand loans or increase in prices, and no effect on exports or investment. Maybe the banks need to collect cheap FD from us to pay off  more expensive FD interest of the past? Is the economy so bad that need to lower the loan payments to prevent biz bust which may have the opposite effect instead? Anyway if really got demand for FD and loans, bank will raise FD if not enuf funds. Since banks not raising FD rates, it simply means there is no or small demand, or not approving loans.
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Sharp analysis, this is one thing but opr still influence very much on the fd rate.

Car market is stagnant (quite long time) but property still alright as ppl still seeing those new launch projects would be uuu due to bandar malaysia, Pavilion2 etc, and new mrt, hsr.

Perhaps they are right, only time will tell.
heavensea
post Oct 17 2016, 02:06 PM

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QUOTE(nexona88 @ Oct 17 2016, 11:25 AM)
Those who took up the offer really lucky rclxms.gif
Now we can only dream of getting such rate blush.gif
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Last time I got 4.3x if I'm not wrong, but it's for mbb efd.
heavensea
post Oct 17 2016, 02:10 PM

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QUOTE(wil-i-am @ Oct 17 2016, 11:19 AM)
No worry as the next boat is ready right now  smile.gif
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Hi sir, you means 4.1% for 12 months?
heavensea
post Oct 17 2016, 02:11 PM

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QUOTE(bbgoat @ Oct 17 2016, 09:40 AM)
Good old times of 1 yr 4.5%, as "near" as in July, 3 mths ago !  biggrin.gif
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so high? Normal parking 1 mth also can get 4.5? @@
That time fd promo must be higher.
heavensea
post Oct 22 2016, 07:39 PM

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QUOTE(zero721 @ Oct 22 2016, 03:11 PM)
All sifus,  anyone hear of Hong leong got something with 5%? Not sure is FD or unit trust or other thing
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don't think it's lt fd, perhaps some short tenure with large amounts.
heavensea
post Oct 24 2016, 01:11 AM

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QUOTE(Vincentccw @ Oct 23 2016, 02:22 PM)
Hi guys, want to ask a noob question, what is the difference between maybank investment account and fixed deposit account?

I have tried the fixed deposit account and so far so good, I'm planning to get an investment account from maybank too, but can anyone tell me what is the risk involve when applying a bank investment account?
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Pidm (fd) vs no pidm (gia)
heavensea
post Oct 24 2016, 01:16 AM

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QUOTE(coolking @ Oct 23 2016, 06:02 PM)
Any risk for this investment ? Since is not cover by PIDM ?
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Not covered by pidm.

based on my 1mth parking experience. It has gave me interest as per stated, but I renew every month.
heavensea
post Nov 11 2016, 12:47 AM

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Hi guys, what's the best promotion lately?
heavensea
post Nov 11 2016, 01:10 PM

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QUOTE(wil-i-am @ Nov 11 2016, 01:05 PM)
There r plenty of sharings for mid term (6 mths) n long term (12 mths) in previous pages
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Thanks bero.
heavensea
post Nov 11 2016, 05:38 PM

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QUOTE(lowya @ Nov 11 2016, 12:31 PM)
yea, overnight we are down 6% in currency value, whatever we have saved small FD interest in past year has just wiped out.

anyone has pull out Ringgit to somewhere else already? It's a little late, but in case more to come..
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time to masuk forex liao lo. cool2.gif

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