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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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nexona88
post Nov 25 2016, 03:34 PM

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QUOTE(alvinfks78 @ Nov 25 2016, 10:18 AM)
Hey you guys got experience, CIMB when you want to uplift fd to transfer to another bank for "promotion" then they offer you

FD promotion rate to put it back in wif CIMB
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how much "extra" they offer u? hmm.gif hmm.gif
nexona88
post Nov 25 2016, 04:41 PM

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QUOTE(mamamia @ Nov 25 2016, 04:33 PM)
so, in this case, they should give me back 3.6% for the campaign rate instead of the revised rate of 3.55%.. i've not check with MBB officer yet, but, i want to know the experience from sifu here...
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u needs to check back the rate..

get feedback from officers
nexona88
post Nov 25 2016, 05:02 PM

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QUOTE(mamamia @ Nov 25 2016, 04:58 PM)
Ok, I've just drop an email to them.. let's wait for their response.
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good. don't forget to update icon_rolleyes.gif
nexona88
post Nov 25 2016, 05:18 PM

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QUOTE(alvinfks78 @ Nov 25 2016, 05:16 PM)
same rate as the next bank
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hmm then just maintain since the rate is same as the other bank smile.gif
nexona88
post Nov 25 2016, 08:30 PM

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QUOTE(mamamia @ Nov 25 2016, 08:13 PM)
It seem like MBB didn't honor me the promo rate.. same goes to my friend.. I gonna follow up if they don reply.. seem like I'm like bbgoat case
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Staff wrongly key the rate doh.gif
nexona88
post Nov 25 2016, 08:56 PM

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QUOTE(bbgoat @ Nov 25 2016, 08:32 PM)
As I said at the beginning, u should call the branch to find out the reason. But I was curious as yours is online placement. So if it affects you, it may affect those that did the placement the same day/time. Anyway, MBB is the only one has the answer.
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MBB is getting bad to worse nowadays..
Service also like so so only..
Online one also can make mistake doh.gif
nexona88
post Nov 25 2016, 10:13 PM

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QUOTE(starry @ Nov 25 2016, 06:36 PM)
Both my 12 month eGIA placements on 20 Oct 2016 got exactly 3.6% interest on 20 Nov 2016.
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good to know u got the promo interest..

wonder why the other guy failed to get hmm.gif
nexona88
post Nov 25 2016, 11:28 PM

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QUOTE(Deal Hunter @ Nov 25 2016, 11:13 PM)
Good question!!! Here's my take.

It is quite possible that both Mamamia and his friend, and Starry got what the program credits them. How can? rclxub.gif  rclxub.gif

I put it to you that Starry got 3.6% because the program was not yet updated to 3.55% on 20 November. rclxm9.gif  rclxm9.gif

However Mamamia and his friend were too late in the month on 25 November. By that time the server had been updated to 3.55% backdated effective 15 November. bangwall.gif  bangwall.gif

Of course, I do not expect Maybank to go back and cut what was already creditted and shown in Starry CASA account on 20 November.

So here is another case of good days and bad days for placing FD to consider depending whether trend is up or down!!! brows.gif  brows.gif
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hmm good hypothesis u got there hmm.gif

anyhow let's wait for official reply from mbb...
nexona88
post Nov 27 2016, 12:41 AM

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QUOTE(familyfirst @ Nov 25 2016, 01:46 PM)
Saw a flyer on my car window from MBSB

"Quarter Pounder Deal"
3 months deal at 3.9x%

Fresh Fund Deposits Deal
6,9,12 months placement at 4.xx%

Any idea what is the xxx?
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Hmm didn't find any info wor blink.gif
nexona88
post Nov 27 2016, 03:06 PM

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QUOTE(PenangLaksa @ Nov 27 2016, 01:31 AM)
Guys, the xx is 00 - I have confirmed it with their staff at the counter. It's a marketing strategy to attract people's attention.
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useless people..

really got my attention..

was thinking like 4.20 or something dry.gif
nexona88
post Nov 27 2016, 06:46 PM

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QUOTE(PenangLaksa @ Nov 27 2016, 03:17 PM)
From what I understand, if the amount is BIG, they are willing to give special rates, probably an addition 0.05-0.1%
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How big amount we talking about here..
Last I heard even 100k no extra rate..
nexona88
post Nov 28 2016, 06:34 PM

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QUOTE(familyfirst @ Nov 28 2016, 02:59 PM)
Called MBSB Damansara.

9 mths - 4%  (min 30k)
12 mths - 4.05% (min 30k)
12 mths - 4.10% (min 100k)
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the rate is quite good esp the 12mth one, but the min of 100k is a bit high for most people blush.gif blush.gif
nexona88
post Nov 29 2016, 11:03 AM

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QUOTE(soulmad @ Nov 29 2016, 09:19 AM)
duno what to place , any new promo out yet?
wait n wait
4.5% ada?
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Hahaha no more 4.5%
Highest I saw is 4.10% blush.gif
nexona88
post Nov 30 2016, 05:01 PM

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QUOTE(jiash87 @ Nov 30 2016, 01:52 PM)
UOB just sms-ed me stating that this Saturday 3/12/16 ( 10am - 2pm ), promo FD rates of up to 4%PA ( 12months ). Minimum 10k fresh funds

just sharing smile.gif
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Thanks for the info..
All branch??
nexona88
post Nov 30 2016, 05:58 PM

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QUOTE(jiash87 @ Nov 30 2016, 05:55 PM)
oops sorry, UOB Damansara Uptown. Not sure if other branches got.
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okay. thanks..
later I go ask icon_rolleyes.gif
nexona88
post Dec 1 2016, 11:20 AM

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Any new promo from banks?? hmm.gif
Well I don't expect the 4.5% rate would be available blush.gif
nexona88
post Dec 1 2016, 03:25 PM

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QUOTE(CasualMax @ Dec 1 2016, 02:14 PM)
Just uplifted my GIA fund and place it again today and confirmed the campaign quota has replenished  biggrin.gif
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seems like strong demand from the people rclxms.gif flex.gif

all parking in GIA dry.gif
nexona88
post Dec 1 2016, 03:31 PM

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people don't know where to park their money.
so all park in GIA blush.gif
nexona88
post Dec 2 2016, 04:11 PM

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QUOTE(harmonics3 @ Dec 1 2016, 10:20 PM)
online, just like previous e-GIA promo.
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don't think would display rate if placement via online hmm.gif innocent.gif
nexona88
post Dec 2 2016, 05:35 PM

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QUOTE(CasualMax @ Dec 2 2016, 05:32 PM)
I have placed it online (using phone) and checked both in phone browser and app (quick balance). Both shows 3.6%
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glad to know it..

wonder why other forummer cannot see it hmm.gif

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