Thanks!
Will play around without surprise when receiving statement

Not really, there is only one PPL listed for KLIA and 4 for KLIA2.
https://www.loungekey.com/scbmy/lounge-find...airportcode=KUL


One card one person, theoretically only limited to card holder, but if you have multiple cards with PPL access, you may swipe for them to enter.
Not sure supplementary card holder is allowed for Citi Rewards, I think it wasn't stated in their T&C.

https://www.loungekey.com/scbmy/lounge-find...airportcode=SYD
Can deduct AUD36 from the bill

Bro, are you having SCB VI?
Thinking of joining their priority banking for this card.
Any thought?


HK PPL food is quite average.
Can't compare to other lounges in HKIA.
Even the hawker food (inside airport) is much better, especially if you craze for HK local food.

Lounge maybe, but not TGM & Flight Club which are under PPL.
They do allow entry to Changi TGM.

I think SCBWM no, it only allows unlimited entry to PPL in KLIA and KLIA2
SCB VI yes

Recently I bought air ticket with MBB Amex Reserve.
Called CS for travel insurance detail.

For luggage lost and flight delayed, you need to use the card to swipe for necessary stuff and it is claimable (keep and submit your receipt).
"Family" covered only your spouse and kids (less than 21yo), traveling together with you (parents not applicable).
This one I think most of us understand.

I was surprised he told me, for accident coverage, it is only applicable for OUTBOUND journey!
During your stay in overseas, you are NOT covered!
And the return journey also not covered.
I always assume that if we are buying a return ticket, we are automatically covered from the moment we fly, till we get home.

Can anyone confirm this? Thanks!

Agree, not many people study the policy / T&C.
Nevertheless, can't find their policy online.
Requested from CS but yet to email me (already more than a week or two).

If you purchase ticket as 1 trip, ie Pg - HK (via KL), usually no need collect your luggage, they will transfer into your next flight.
If you purchase ticket separately, yes, you need to collect your luggage.
Nevertheless, do confirm with airline counter / staff upon check in.

Do take note on some overseas airport, where their international and local flights are in different terminal and you have to collect your luggage in between.

SIA allows 48-hr check in is correct, but I don't think they allow you for baggage drop 24 hours in advance, the most 3 hours I believe.
The question we are discussing is if we have to collect luggage after first leg, while waiting for next flight the next day (or 8-10 hours later).
After collecting luggage, I think we have no way to enter airside again, hence we need to drop the luggage but usually the counter only open 3 hours before flight.

Thanks for the info!
Seldom fly from Sg recently, more on transit.

However, I do fly Airasia from Changi last week.
As we know, AA is now in Terminal 4.
Thinking of going TGM (in T2) for dinner before flying, I tried to go in directly from T2 (without luggage) but I wasn't allow entry.
End up I had to take transit shuttle to T4, went through immigration, took internal shuttle to T2, overall cost me almost an hour!
FYI, you only allowed to leave T4 (internally, to other terminals) if you have at least 2 hours buffer!
To and fro (T4-T2-T4 internally), easily 40-50min, includes waiting!
All ground staffs will give you same warning, and they are right, luckily I have just enough time.
Please take note if you plan to do so...

Not worth spending the time (and hassle), just stay in T4, unless you have 4-5 hours!

Btw, T2 officer told that I can only enter into transit area from T2, if it was validated by AA counter (in T4).
I believe probably a stamp on your boarding pass, and of course you need to have minimum 2 hours.
Transferring between T4-T2 from public area is WAY FASTER than internally.
You may explore this option next time.

Besides, why is CX flying from T4?
Can't understand...

This post has been edited by charlesj: Sep 10 2018, 09:42 AM

Yes, there is only TGM in T2, which is under PPL.
There is no PPL lounge in T2.
TGM is like a restaurant, where public can go in and order (paid) for food.
With AMB/CIMB VI, you can redeem for FREE food in TGM.
Proceed to counter with your card, there is a list of set meal to choose from.

My dad is using CIMB Preferred VI, and we just went in PPL without "voucher", both local and overseas.
Just like normal CC, swipe at reception desk.
I am not sure if he is getting any voucher in the first place.

Do note that normal CIMB VI - 8x PPL access + 100k spending/yr (the list only shows local + Sg)
For CIMB Preferred VI - 6x PPL access (private wealth) or 4x access (Preferred) + unlimited in Sg, Indo, Thai, Camb.
However, from the PPL list, it shows only local + Sg.

T&C did stated it is for principal cardholders only

Regarding Supp card access to lounge, only Ambank and PBB stated clearly in their T&C.
For the rest, I can't find any related info.

For Ambank, EACH Principal and Supp card holder is eligible for 5x entry (ie for VI)
If you have both VI and WMC, you have 5+5 entry

For PBB, Principal and Supp card are pool together for total 3x entry (ie for VI)
Worse still, total entry remains 3x if you have both VI and WMC

RHB, I heard a few times for Supp card, but can't find any info from their website.
Are they having separate or combined access (ie x5 for VS)?
Citibank, first time, please share more info. Thanks!

Yes, RHB Principal VS+WMC = 5+5
What I asked is Supp card entry, are they combine access with Principal total 5x or each 5x, as someone mentioned that RHB Supp card is allowed

Not really... if you have VI and WMC, you can use VI in Airport A; WMC in Airport B, on the same day.
Ie. KL (A) - Sg (B) - Sydney
or KL - Sg / Sg - KL (same day return)

Yea, it depends on individual PPL / receptionist.
Some just close an eye because they want more business.
That's why try not to use 2 cards from same bank.

Prestige card comes with Priority Pass, unlimited access.
Priority Pass only give to Principal card holder.
Hence Supp card is unable to access.

VS (aka PremierMiles) is given unlimited access to local PPL (only).
Although there is no directly mention Supp card can access to PPL, but it does stated all cardmembers (which should include Supp card).
Also for their general T&C, it is stated "Card" includes Supp Card.
Hence, Citibank PremierMiles Supp card is eligible to enter PPL.
Unfortunately not the case for Prestige card mentioned above.

I don't deny Citibank CC is pretty useless compare to other CC in term of lounge access.
Besides, I think there is no designated card for Citigold (priority) customers.
Some Citigold still remain using their 20 years GOLD card

Hence you can't complain too much in term of Prestige vs VS
Prestige comes with AF RM1k!
Not sure Citigold will offer auto-waiver...

Generally, high end cards (with higher income requirement) tend to have better benefits including lounge access.
Do refer to first page for all the cards with lounge access.
You will notice that most of them require RM80-100k annual income.
If your income qualify for the card, you may apply for it and start enjoying the benefits.
Only those priority banking customers, who have certain amount of savings / investment will be "invited" for their priority card.

For entry level, I will suggest Aeon / Aeon Big Gold with merely 36k annual income.
Next one is probably HSBC VS which is double the requirement at 72k and followed by RHB WS/WMC, PBB VS at 80k.

Yes, you AND your supp card TOTAL 3x entries

This post has been edited by charlesj: Sep 27 2018, 09:51 PM