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 Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)

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wil-i-am
post Sep 30 2016, 12:14 AM

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QUOTE(twinkle5129 @ Sep 29 2016, 07:00 PM)
I guess, tomorrow is your top up day too. Are you aiming for specific account or any of 3?
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Yes, u r rite
I have no specific preference as I just leave 3 books with the teller n let them decide
wil-i-am
post Sep 30 2016, 07:29 PM

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QUOTE(harmonics3 @ Sep 30 2016, 01:52 PM)
ok, let's see @wil-i-am  passbook camping results...
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Yes, managed to top up some

QUOTE(tonytyk @ Sep 30 2016, 02:01 PM)
He does not need camping la. Special privilege
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I still need to walk in to banking hall
wil-i-am
post Oct 1 2016, 07:37 AM

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QUOTE(bbgoat @ Sep 30 2016, 07:58 PM)
The "some" is 5, 6 digits ?  brows.gif
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5 digits with ASM carry higher weightage
wil-i-am
post Oct 1 2016, 07:40 AM

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QUOTE(AIYH @ Oct 1 2016, 07:33 AM)
How about Saturday or 7 day banking branches？
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Nope for those Banks who observed weekends as off
wil-i-am
post Oct 1 2016, 01:02 PM

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QUOTE(bbgoat @ Oct 1 2016, 08:29 AM)
thumbsup.gif

That gives me more confidence next week. Other than AS1M, can still target ASM for 5 digits.  thumbup.gif
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Showtime for u next week smile.gif
wil-i-am
post Oct 2 2016, 07:29 AM

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QUOTE(MGM @ Oct 2 2016, 07:18 AM)
Why not put in ASx FP funds, easily better returns?
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Agreed but the challenges is patience during top up n don't give up
wil-i-am
post Oct 2 2016, 07:57 AM

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QUOTE(Asmasw2020 @ Oct 1 2016, 08:44 PM)
Yeaa.. but my target is to have 1M in asx by the age of 40. Possible?
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Y not if u have the monies n patience to top up on daily basis
wil-i-am
post Oct 2 2016, 03:46 PM

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QUOTE(OPT @ Oct 2 2016, 03:25 PM)
I'm starting to be very interested in Kenanga too, been reading nowadays but no action yet.

Afterall, I have at least 85% salary savings to invest every month...can't be realistically expected to camp day in day out for ASX FP in the future 💪
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85% is extremely High
Btw, 85% is take home pay or gross income?
wil-i-am
post Oct 4 2016, 11:38 AM

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QUOTE(guy3288 @ Oct 4 2016, 09:20 AM)
i dont quite understand you there. no doubt ASX is UT, but unlike your normal UT, this one any time you can withdraw
and you get back your cost, at most lose 1 month interest only.

FDs you take out early, you are likely to lose more. Normal UT take out may not get back even cost.

having said that, i am also same like you (in FD FP portions), but for another reason.
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On paper, it's classify as UT
Having said tat, u can deem as 'indirect' FD due to similar characteristics
wil-i-am
post Oct 4 2016, 12:00 PM

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QUOTE(bbgoat @ Oct 3 2016, 12:13 PM)
Will be interesting tomorrow to buy the AS1M. Busy day also as have to run to few banks.

AVFAN, for the expired CIMB Klibor, was it deposited to the CASA or we have to go to CIMB to dispose of the dough ? Mine still not deposited yet, maybe because of the holiday. Prefer it in the CASA so that I can just IBFT it out over few days.  biggrin.gif
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Shld b credited into CASA
wil-i-am
post Oct 4 2016, 12:02 PM

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QUOTE(brianklc @ Oct 4 2016, 10:32 AM)
Anyone tried AS1M already?
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Me brows.gif
wil-i-am
post Oct 4 2016, 12:05 PM

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QUOTE(OPT @ Oct 4 2016, 12:03 PM)
Berapa dapat?
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5 digits ony
wil-i-am
post Oct 4 2016, 03:40 PM

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QUOTE(tonytyk @ Oct 4 2016, 01:37 PM)
Thought u normally like to top up end of the month?
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Today response is simply irresistible brows.gif
wil-i-am
post Oct 4 2016, 04:52 PM

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QUOTE(Kamen Rider @ Oct 4 2016, 03:41 PM)
Means you got all your wish units...... smile.gif  .....5 or 6 digits... mind to share smile.gif
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Yes
5 digits ony
wil-i-am
post Oct 4 2016, 05:18 PM

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QUOTE(tonytyk @ Oct 4 2016, 04:06 PM)
10,000 to 99,999 both are 5 digits, smile.gif
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Hahaha...
No need to b so specific
Sometime suspense is gud for health
wil-i-am
post Oct 4 2016, 05:32 PM

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QUOTE(heavensea @ Oct 4 2016, 05:21 PM)
nearly got 5 digits in AS1M but failed eventually.

didn't try ASW or ASM...
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Can u enlighten as m suspense on wat have happened
wil-i-am
post Oct 4 2016, 10:42 PM

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QUOTE(goldsilverong @ Oct 4 2016, 10:28 PM)
All seems very rich people huhu  bruce.gif
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Wat is your definition of rich
wil-i-am
post Oct 5 2016, 09:30 AM

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QUOTE(heavensea @ Oct 4 2016, 11:14 PM)
Which means asnb propose not to "reinvested" in the future? No compounding.. sad

Thanks bro, good night.
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I supposed it's too early to speculate on non-reinvestment
We'll cross that bridge when we come to it
wil-i-am
post Oct 5 2016, 10:01 PM

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QUOTE(bbgoat @ Oct 5 2016, 08:29 PM)
OK, today got the 5 figures again. Total 41k.

MBB gave me 35k and Affin 6k.

AS1M 27k
ASW 9k
ASM 5k
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When u top up at Maybank, I presume the max amt for each transaction is RM4k
wil-i-am
post Oct 5 2016, 10:17 PM

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QUOTE(bbgoat @ Oct 5 2016, 10:11 PM)
The MBB staff just do 5k multiple times for AS1M. Yesterday at Affin, they tried one shot 50k.  biggrin.gif
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Based on my understanding, any amt above RM4k (last year) at Maybank is subject to over-riding approval from officer which will delay the timing
As for Affin, they dun have any specific limit which will accelerate the timing
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