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 Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)

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wil-i-am
post Oct 5 2016, 10:23 PM

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QUOTE(lscplzlh @ Oct 5 2016, 10:04 PM)
Yup..just put there on morning and collect before bank close.
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Mind to share which Banks?
wil-i-am
post Oct 5 2016, 10:30 PM

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QUOTE(tonytyk @ Oct 5 2016, 07:16 PM)
Wasting a lot of time, take ticket then queue, but no unit available
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I presume timing n luck is not in your favour
Having said tat, try to go early in the morning (9.15am) or late in the afternoon (3.45pm)
wil-i-am
post Oct 5 2016, 10:39 PM

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QUOTE(bbgoat @ Oct 5 2016, 10:33 PM)
Affin officer asked me to go early in the morning also. But if no one sells late yesterday or early morning, does 9.15am able to get more units ?  hmm.gif
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Nope
I managed to top up @ 8.18 am at ASNB ofiz few years back n the teller told me it was due to last minute withdrawal ytday
In conclusion, nvr try nvr know
wil-i-am
post Oct 5 2016, 10:43 PM

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QUOTE(bbgoat @ Oct 5 2016, 10:41 PM)
Big amt that time ? 5/6 digits ?
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5 digits
Luckily I have extra funds early in the morning as I tendered cash plus withdraw via nearby ATM at few Banks (max withdrawal is RM5k)
wil-i-am
post Oct 6 2016, 06:21 AM

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QUOTE(heavensea @ Oct 6 2016, 01:48 AM)
sad.gif not given pro rated ya..
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I understand how u feel
U need to understand tat timing is important as v dunno when the units is available for top up
wil-i-am
post Oct 6 2016, 08:28 AM

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QUOTE(bbgoat @ Oct 6 2016, 07:41 AM)
thumbsup.gif

From what u said about MBB's 4k (now 5k) limit, u really have experience in the transactions.  notworthy.gif  notworthy.gif

For me, I will tone down the buying. Lazy to go to banks and spending time "trying". At least now I have gathered some amt especially AS1M.  biggrin.gif
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I started as apprentice in early days n accumulated experience as life progress
wil-i-am
post Oct 6 2016, 08:47 AM

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QUOTE(bbgoat @ Oct 6 2016, 08:45 AM)
I, late comer !  cry.gif  cry.gif

Got into ASG and lose money for 2 years for 100k+, 6.7% !!!  cry.gif  cry.gif
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No regret as long as u realize n know wat u want to achieve now smile.gif
wil-i-am
post Oct 6 2016, 08:52 AM

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QUOTE(bbgoat @ Oct 6 2016, 08:50 AM)
Anyway the FP is still part of my allocation. Still way lower than my FD and other asset allocation.

Affin wealth guy approached me to buy ASG, I said, "no, no".  tongue.gif

But my allocation may change to higher % as I started last week with even lower numbers for it.  biggrin.gif
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If u r consistent n stay on course, I blif u can achieve your desired allocation by end of Dec 2016
wil-i-am
post Oct 6 2016, 09:07 AM

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QUOTE(bbgoat @ Oct 6 2016, 09:05 AM)
Hard to say. Getting the 91k of AS1M in 2 days is easy. But only got 14k of ASM and ASW. So if I am to balance the 3 funds, the other 2 will be more difficult to achieve. Moreover I would not be spending so much time in banks (ASNB Penang office heard is long queue). Maybe 1 week once to bank only.  biggrin.gif
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On paper, need to balance between 3 Funds for risk management
Having said tat, the 3 Funds delivered almost same returns every year
Thus, I wud opined it's fine if your weightage skewed towards AS1M
wil-i-am
post Oct 6 2016, 09:19 AM

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QUOTE(lagalerie @ Oct 6 2016, 09:13 AM)
May i know you guy open as1m in which affin bank branch?
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U can open at any Affin branch subject to availability of units
wil-i-am
post Oct 6 2016, 09:28 AM

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QUOTE(bbgoat @ Oct 6 2016, 09:10 AM)
Yes, have thought about that after looking at the returns from the 3 of them. Still do not want to skew too much to AS1M.  biggrin.gif
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The only way to mitigate is to top up ASW or ASM ony
wil-i-am
post Oct 6 2016, 09:41 AM

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QUOTE(Ramjade @ Oct 6 2016, 09:36 AM)
bbgoat, I agreed with nexona88 and wil-i-am. To set target for the other books, DON'T TOPUP the book which already reached target despite it's easy to get. I was also like that. Buy, buy, buy, turn up my AS1M not balance. But who cares already. My ASM and ASW2020 already balance. thumbup.gif
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Ultimately, it depends on individual preference
wil-i-am
post Oct 6 2016, 01:46 PM

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QUOTE(brianklc @ Oct 6 2016, 12:06 PM)
Need to balance? My ASM is 75%, ASW 15% and AS1M 10%. ASM high bcoz easy to get due to no race restriction.
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I wud say No as 3 Funds delivered almost same returns annually
wil-i-am
post Oct 6 2016, 01:52 PM

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QUOTE(yahiko @ Oct 6 2016, 01:50 PM)
eh, i tot the account was close until Oct ( dividen out) ? so now can buy dy?
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Yes, u can buy now
In fact, it's not closed but suspended temporary for calculation of dividend
wil-i-am
post Oct 6 2016, 05:40 PM

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QUOTE(brianklc @ Oct 6 2016, 04:14 PM)
Does ASNB pays agent banks commissions for each subscriptions/sales?
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Yes
The amt is lower for fixed ASx n higher for variable ASx
wil-i-am
post Oct 6 2016, 05:42 PM

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Went to CIMB during lunch time today
Met my fren who have just completed substantial top up
wil-i-am
post Oct 6 2016, 05:49 PM

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QUOTE(Kamen Rider @ Oct 6 2016, 05:43 PM)
Mind to share how many digit got and also which fund , my wild guess is AS1M .....

hmm.gif
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Yes, u r rite n the amt is 6 digits
wil-i-am
post Oct 6 2016, 07:30 PM

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QUOTE(bbgoat @ Oct 6 2016, 06:43 PM)
Just for sharing, happy happy together and motivation to some of the guys.  thumbup.gif

Most I got today is ASM, then ASW, last AS1M. Intentionally clipped AS1M:

First one is AS1M, then ASM and ASW:

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Spot on
UHNWI with liquid assets ard RM220k notworthy.gif

wil-i-am
post Oct 6 2016, 07:34 PM

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QUOTE(bbgoat @ Oct 6 2016, 07:33 PM)
Today's catch:

ASM 51k
ASW 27k
AS1M 25k

Could got more AS1M but asked the teller to limit it.  biggrin.gif
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1st time I heard Buyer asked Teller to stop notworthy.gif
wil-i-am
post Oct 6 2016, 07:45 PM

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QUOTE(OPT @ Oct 6 2016, 07:34 PM)
Auntie pun belum showhand  tongue.gif
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Wat is your gut feeling on the total sum
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