Tested in July and I will know the result on 29/8.

HLB Digital Day 7% rebate just credited.
Uncapped on Bigpay transactions.


Don't show your rebate. The name list will be published with rebate amount.

This post has been edited by ClarenceT: Aug 15 2018, 05:23 AM

WILL BE published.

BP can give you a 6-digit approval code?

You may be one of the top spenders, >RM20k if I am not wrong.
Keep a HLB card and keep a hope on Digital Day 2019.

remove your amount to hide your identity as you name and rebate amount will be published.

This post has been edited by ClarenceT: Aug 15 2018, 10:48 AM

Why deny?

QUOTE(skty @ Jul 7 2018, 03:35 PM)
Just wanna utilize maximum spending on Hong Leong card today xD
So far spent around 25k already

QUOTE(skty @ Jul 7 2018, 03:58 PM)
I start the spending around 12pm today. Not sure still got quota left or not lol
RM400k pool on 7% is like RM5.7mil spending.
Around 571 users of BigPay


This post has been edited by ClarenceT: Aug 15 2018, 10:58 AM

All the names will be in official list including those receiving RM1.

Official winner list is not published yet.

I received SMS. SMS for ikan bilis.
HLB officers may call the sharks and personally inform them.

No need to spend RM2000 in a calender month.
Must make sure transactions posted in a calender month >RM2000 then transactions at 3 categories will get 10% rebate.

I repeat... Posting date is important, transaction date can be ignored.
If merchant is using HLB card machine, usually the transaction will be posted on the same day (or later).
Otherwise, the posting date is usually 1-3 days (or more) later than the transaction date.

Scenario 1. Transaction RM2500 in Sept, all posted on or before 30/9, RM500 in Oct.
Rebate for Sept (credited on 28/10): RM100 (max)
Rebate for Oct (credited on 28/11): Zero rebate (as posted transactions in Oct RM500, <RM2000)

Scenario 2. Transaction RM2500 on 30/9 but posted on 1/10, RM500 transaction and posted in Oct.
Rebate for Sept (credited on 28/10): Zero rebate (posted in Sept <RM2000)
Rebate for Oct (credited on 28/11): RM100 (max)

Scenario 3: Transaction RM2500 in Sept, but RM1300 posted in Sept and RM1200 posted on 1/10, add RM500 transaction and posted in Oct (total RM1200+500 posted in Oct).
Rebate for Sept: Zero rebate (posted RM1300)
Rebate for Oct: Zero rebate (posted RM1700)

Spend RM1000/month on 3 categories and get back RM98/month nett (in average), less Annual Fee RM160 and ST RM25.
So spend RM12,000 to get RM991... 8.3%, Quite good!

This post has been edited by ClarenceT: Aug 27 2018, 12:02 PM

You can accumulate RM3000 and withdraw once at service charge RM6. So RM98 instead of RM90/month.

Charge RM1000 to Bigpay and Boost then withdraw with a service charge of RM6/2. It is meaningless to say this quasi-cash transaction I can enjoy better rebate rate if I use other credit cards.
So I just need to spend another RM1000 only.

I am paying electricity RM1000 every month...
HLB Wise - RM98 rebate (RM83 after adjustment)
PB VS+WM - RM60
M2 Amex - RM50+(RM2 TP)

Which one is the best?

This post has been edited by ClarenceT: Aug 27 2018, 08:14 PM

Originally Wise only, but other HLB CCs tumpang now.

Bigpay OK, yet to try Boost but should be OK as well. You can cash-out/withdraw immediately after top-up BP/Boost.

But boost top up not online spend.

How to pay another credit card bill RM1000? I don't understand.