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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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fruitie
post Jan 17 2020, 11:51 PM

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QUOTE(kremlin @ Jan 17 2020, 11:10 PM)
Maybe you can call CS to find out why. Definitely the pool is not depleted yet. I got the SMS last night after paying for my dinner.
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I got in the afternoon for lunch but didn't get for dinner. It's a restaurant - Absolute Thai Gardens, MCC should be OK so not sure but instead after paying I got this SMS:

RM0.00 HLB: Dining out this CNY? Get RM8 Cash Back each time U spend RM100 on dining! Let's Jiak-Ba-Baa today! Ends 29Feb2020. T&Cs @hlb.com.my/cny88
fruitie
post Jan 18 2020, 11:22 AM

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QUOTE(kremlin @ Jan 18 2020, 08:32 AM)
I got the above SMS after paying at McD (less than RM100).
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Strange, my dinner was >RM 100. Let's see if I will get it later.
fruitie
post Jan 22 2020, 02:30 PM

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QUOTE(dannielshazmeer @ Jan 22 2020, 12:31 PM)
never pay for PTPTN loan

Is this the reason for the bank rejected my application for credit card ?

please assist me ?

if i pay ptptn how long to wait for my credit score updated ?
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Very bad CCRIS record, no bank will do your business. Improve by start paying accordingly. Read the last line in your screenshot, you will need at least one year to be on track. Good luck.
fruitie
post Jan 22 2020, 02:47 PM

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QUOTE(mamamia @ Jan 22 2020, 02:44 PM)
i got sms said will credit the cashback to my acc within 2 days, but, until now didnt receive any... i've 2 dining payment above RM100, only 1 dining spend receive the sms, but, until today didnt get any...
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Same here. So not sure how HLB will credit, is it only those with SMS received will be entitled? hmm.gif
fruitie
post Jan 22 2020, 04:25 PM

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QUOTE(tan_aniki @ Jan 22 2020, 03:51 PM)
i will sure appeal if after 2 weeks no credit, they can't just credit only to those who receive the SMS
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I received SMS but only for one transaction, then next transaction nothing already. So, I'm not sure how that works. Checked T&C, didn't mention one day is limited to only one transaction.
fruitie
post Jan 29 2020, 01:56 AM

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My latest statement is already out and all tagged under dining but so far I haven't received a single RM 8 yet.
fruitie
post Jan 30 2020, 01:59 PM

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QUOTE(xxnazxx @ Jan 30 2020, 01:55 PM)
cancelled my Air Asia Platinum card.

requested for a waiver via chat and was denied.
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How was your spending in the past 1 year? >20k?
fruitie
post Jan 30 2020, 02:13 PM

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QUOTE(xxnazxx @ Jan 30 2020, 02:11 PM)
yes more than 20K.

i have a few 0% FPPs with the card also. requested them to cancel it, and i shall pay in full in the next statment.

the AF is substantial, RM350 not including SST RM25
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OK, thanks for the feedback. Hopefully retention department will contact you to offer you something.

Looks like I will need to prepare myself for this. I still have few months to go. sweat.gif
fruitie
post Jan 30 2020, 02:19 PM

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QUOTE(Barricade @ Jan 30 2020, 02:16 PM)
If you cancel the card, you still get the benefits right? The physical card is still with you. You still can show AA ataff to get priority luggage and check in biggrin.gif
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I think they can check kot? Moreover, they check from AA BIG app to verify your status. Last trip I was already at Zone 1 without using AA Plat as I booked hot seat, so I can't verify this part myself.
fruitie
post Jan 30 2020, 02:36 PM

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QUOTE(xxnazxx @ Jan 30 2020, 02:25 PM)
not sure about this, since the priority boarding and check in is stated in your Boarding Pass as "Zone 1" if you have the AA card. so no need to show the physical card to staff.

have to try and fly with AA later and update back.

on another note, been thinking about what tan_aniki said earlier about cancelling and applying the card back.

i saw the AA Plat Card is available for selection under the credit card application tab in HLB Connect.

what do you guys think? when should it be applied?
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You should apply only when it is officially cancelled and you have settled all the outstanding amount. Maybe 6 months later.
fruitie
post Apr 3 2020, 02:21 PM

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QUOTE(Lucas91 @ Apr 3 2020, 01:25 PM)
user posted image

HLB AA platinum first quarter bigpoints credited ya
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Yeah, credited yesterday. biggrin.gif I got mine too after seeing my points increase quite a lot, I went and checked Bigpoint app. tongue.gif
fruitie
post Apr 14 2020, 01:36 PM

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QUOTE(CoffeeDude @ Apr 14 2020, 01:00 PM)
I got charged annual fee on my Visa wise card.
Wonder if anyone here managed to get it waived. smile.gif
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Wise Card no chance.. Been years.
fruitie
post Apr 15 2020, 08:15 PM

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QUOTE(saitong09 @ Apr 15 2020, 07:44 PM)
yes no chance. wondering if cancel the card can get back the AF with prorate?
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Yes. I remember I got back pro-rated AF refund.
fruitie
post Apr 15 2020, 08:21 PM

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QUOTE(saitong09 @ Apr 15 2020, 08:18 PM)
Thanks. Once got back the SST then will consider to cancel it smile.gif
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I'm not sure if they can refund to CASA because I asked them to transfer to MACH card. That was many years ago and I hope I got it correctly.
fruitie
post May 8 2020, 02:23 PM

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QUOTE(Barricade @ May 8 2020, 11:56 AM)
Is there any first year waiver for HLB wise card?
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If T&C doesn't change, first year is always waived.
fruitie
post Jul 15 2020, 12:25 PM

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Hari-Hari Cash Back is based on weekly quota but each cardholder can be entitled for cash back on daily basis... Can I assume quota will finish on first day of the week and don't need to try anymore for the remaining days?
fruitie
post Jul 15 2020, 02:16 PM

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QUOTE(Kyan0411 @ Jul 15 2020, 01:49 PM)
Daily quota? I thought weekly?
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I didn't mention daily quota...

10. Eligible Cardholders selection for Cashback:
a) Each Eligible Cardholder is eligible to receive a maximum of one (1) time Cashback for each Spend Category i.e. grocery, pharmacy physical purchase and online transaction per day, on a first-come, first-served basis.

https://www.hlb.com.my/content/dam/hlb/my/i...ashback-tnc.pdf
fruitie
post Jul 16 2020, 10:19 AM

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QUOTE(Dexter @ Jul 16 2020, 07:55 AM)
Yes. Max per trnx & per category per day, but understand quota finish on first day, even 2nd day you did another trnx, no longer quota available.

Anyway, one only can earn up to max RM50 for this campaign. If u r out of luck in first few weeks, you may have better chance in last few weeks. Many ppl will max out rm50 by then.
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Noted, so my understanding is correct. thumbup.gif
fruitie
post Jul 24 2020, 10:49 AM

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QUOTE(ClarenceT @ Jul 24 2020, 06:03 AM)
15/7/2020
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Is this CC or DC? I didn't get anything for DC despite I spent at 00:01. sad.gif
fruitie
post Jul 24 2020, 10:53 AM

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QUOTE(ClarenceT @ Jul 24 2020, 10:52 AM)
I don't have debit card.
But someone mentioned cashback for DC will take longer time as per T&C.
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Oh, then I feel better. laugh.gif I shall wait then. biggrin.gif

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