wmc has consistently the lowest exchange rate....1% above the median....

visa rate about same as other banks....about 2.5%....so i only use wmc when travelling....

main problem is you only get 5 points per rm spend if it is actual onsite transaction, not online...so useful only if you are physically travelling...

only problem is, how does one know if the quota for the 30% bonus miles is depleted?....

I would prefer the old condition of 3 overseas use of the card, rather than the new rm500 requisite...

Or what many banks apply.... restricted number of accesses....

No more from 1 Nov...

The revised rules are not specific about this, but on the basis that supplementary cards have entitlement, would suggest yes, every card used for entry will need to satisfy the spend requirement

Still no official words about migrating all priority Banking customers to the signature range of cards....

Ambank credit card division is well known for antiquated methods and slow actions....

I think the new Ambank requirement is too vague and a bit silly....I foresee many problems with unhappy customers....

They need to relook at the policy, consider the many possible scenarios, and come up with clearer guidelines...

The 1 month before or after makes it complicated....what if someone enters 5 times within a month?....which spending goes to cover which entry?....

The purpose of this restriction is obviously to induce customers to use the cards....in which case, it would have been easier to just say, at the end on each card cycle year, total spending and use of lounges will be calculated, and every entry will be free if there is rm500 spend....so someone spending 5k can enter 10 times free....excess entries will then be charged...

That is not inconsistent with the policy....you are entitled the number of entries as per your card, subject to annual spending...so 1k for platinum and 2.5k for Vs, to have the entries waived...

Also easier for cardholders, no need to have to remember when lounge was used and remembering to use the card within a month....

That is still not clear....

Eg...you spend rm700 on 5 Oct....entered ppl 20 Oct....spend 300 on 30 oct, entered ppl again 5 Nov..... Covered?

Spend 300 5 Oct, enter 20 Oct, spend 500 10 Nov, entered again 15 Nov, spend 200 15 Dec..... covered?

Tricky?....these are real life examples, and payments of a few hundreds are quite common....

But that's my point....rules that becomes "tricky" to calculate....lol

That's assuming you don't enter Dec....if you enter 2 times in December?...and 3 times in Jan, none in Feb etc?....it gets very complicated....when does it end so you can calculate?....