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Credit Cards AmBank Credit Card V2, Free for life card, PPL access with T&C

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fruitie
post Mar 16 2017, 02:34 PM

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QUOTE(Lego Warfare @ Mar 16 2017, 01:43 PM)
How easy is easy? Can someone below the min requirement income get a higher tier card?  tongue.gif
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Of course no. I was referring to those fulfill their requirement.
fruitie
post Mar 16 2017, 02:59 PM

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QUOTE(Lego Warfare @ Mar 16 2017, 02:50 PM)
lol, I remember the days when some were really lax. Even though below requirements, if little to no debts and financially ok they'd still approve.
But it's good that Bank Negara are more strict now.
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They need to be strict or else be penalized by BNM. laugh.gif
fruitie
post Mar 17 2017, 11:29 PM

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QUOTE(codyauyong @ Mar 17 2017, 09:47 PM)
I applied for AmBank credit cards last month and was rejected. I have clean records but maybe hold too many credit cards. Main purpose to apply for AmBank is for overseas airport lounge access.

On a positive note, l applied for CIMB credit cards last week and was approved.
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Hmm. How many do you have at the moment? I remembered when I got mine that time, I had 10 cards. On and off, I canceled some and applied some. Still maintaining around 12 now.
fruitie
post Mar 17 2017, 11:51 PM

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QUOTE(Vinci777 @ Mar 17 2017, 11:47 PM)
Can I know to which email you send the form and documents to? Ringgit plus asked me to go to the branch and the website asked to fax over
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amcard-csd@ambankgroup.com
fruitie
post Mar 18 2017, 09:12 PM

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QUOTE(shiroikun @ Mar 18 2017, 04:43 PM)
I'm currently having an Ambank CC, possible to get an additional card without providing any income document?
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Unfortunately that's not possible. I asked the same thing when I wanted to add new card. Good thing is it can be done via email. biggrin.gif
fruitie
post Mar 19 2017, 01:49 PM

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QUOTE(notok @ Mar 19 2017, 09:23 AM)
which email you send to ?
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amcard-csd@ambankgroup.com
I haven't applied my additional card yet but I sent my queries to that email. Few guys here applied theirs by sending email to this email address.
fruitie
post Mar 23 2017, 02:47 PM

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QUOTE(vickyrao @ Mar 23 2017, 02:43 PM)
If i have a AmIslamic Platinum card, can i get an upgrade to Visa Signature? I don't see that they have Islamic version for Signature though?
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Yes, you can request to upgrade but documents have to be resubmitted again like normal applications.
fruitie
post Mar 24 2017, 11:58 AM

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QUOTE(theanswerL2 @ Mar 24 2017, 11:42 AM)
they reduce ad.
cos 2015 i apply
vs and wmc 100k
vi 150k
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They increased back for WMC and VI. Standardized now for both cards. smile.gif
fruitie
post Mar 24 2017, 07:52 PM

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QUOTE(evoce9a @ Mar 24 2017, 05:17 PM)
My uncle wants to apply Ambank platinum cards , so i intro him to apply platinum card from Wati. Today he just received but the card that sent to him was Carz Platinum card . So immediately called Wati for verify is the card sent wrongly , she explain and say Carz plat card was actually same as normal platinum card , additional benefits were this card given 2% rebate on petrol spend where by normal plat card don't have it. So in the end my uncle just accept it .

Weird thing is for Carz platinum card , Ambank website didn't state out that this card is entitle for 2x ppl access. But Wati comfirmed that every platinum card is entitle 2x access.

But for me the design of normal platinum card looks much better sweat.gif
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She cannot simply change applicants' application unless the person doesn't fulfill the requirement. Having said so, she has to check first before changing. I will be upset if someone simply helps me to change my application.

Carz has no PPL access as per AmBank website.
fruitie
post Mar 27 2017, 12:30 PM

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QUOTE(kennysik88 @ Mar 27 2017, 10:16 AM)
For VS PPL access, the principal & supp card counted together or separately?
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Separate 5x access for principal and each supplementary.
fruitie
post Mar 29 2017, 03:30 PM

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Because of this clause, I will skip AmBank BonusLink cards. tongue.gif

"Annual Fee is waived for the first two (2) years, subsequent years annual fee is waived with a minimum of 12 swipes per annum."

Since I will only use it for PPL, I hardly spend with AmBank cards. laugh.gif Though it looks nicer than normal AmBank cards (my opinion). biggrin.gif
fruitie
post Mar 30 2017, 01:36 AM

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QUOTE(boyzai07 @ Mar 29 2017, 10:19 PM)
Guys, I saw Ambank has 2 platinum cards: visa & master...
Are there possible to apply both or just only 1?
Any method to get VS besides income?
Thanks...
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I guess only income method for cards application.

QUOTE(Lego Warfare @ Mar 29 2017, 10:27 PM)
Oh phone call status said my application approved. But I don't know which card they are giving me although I applied for the WMC lol.
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Call CS to find out.
fruitie
post Mar 30 2017, 11:54 AM

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QUOTE(maskedchan @ Mar 30 2017, 09:28 AM)
income not enough, can always use pledging FD as option.
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For AmBank as well? Not worth lo, to lock fund for CC. tongue.gif
fruitie
post Mar 30 2017, 03:11 PM

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QUOTE(maskedchan @ Mar 30 2017, 01:56 PM)
yes..you could do that..
when i submit my application, the officer mention could use FD pledging as another option..
up to the individual to determine worth it or not..
everyday free lunch from PPL...worth it
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That's the reason I hope they will really stick to no boarding pass, no entry. laugh.gif
fruitie
post Mar 30 2017, 04:38 PM

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QUOTE(maskedchan @ Mar 30 2017, 04:36 PM)
totally agree..and one name one person entry..
this will keep the crowd in PPL lower..
often couldn't find space in PPL during peak hours
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This is also helping banks to sustain further and maintain the benefit. sad.gif
fruitie
post Apr 3 2017, 11:58 PM

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QUOTE(kira001 @ Apr 3 2017, 11:55 PM)
I applied wmc and get the both mwc and vi approved. So can i use both the cards together by bringing my wife to ppl?
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Yes, at least for local Malaysia PPLs. You can also apply supplementary cards for your wife, she will enjoy unlimited access as well.

This post has been edited by fruitie: Apr 4 2017, 12:02 AM
fruitie
post Apr 4 2017, 12:07 AM

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QUOTE(kira001 @ Apr 4 2017, 12:03 AM)
Thanks sis! I will skip the supp card. Just scare my wife over spend and give my a bill shock wink.gif
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You can assign CL for her. biggrin.gif
fruitie
post Apr 8 2017, 06:30 PM

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QUOTE(hurtedheart @ Apr 8 2017, 06:25 PM)
I enjoyed the 12 months 0% BT which was offered to new bank customer last year. I have repaid the last instalment recently. I have only used the card for once in order to qualify for new bank customer RM388 cash rebate & the 0% BT. Now, there is no more promotion of 0% BT, so is it worth keeping? I am holding master card platinum. Thanks.
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Just keep for PPL, no AF. I don't use it as well except for PPL, it's locked in my drawer all the time.
fruitie
post Apr 9 2017, 01:50 PM

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QUOTE(ic no 851025071234 @ Apr 9 2017, 01:33 PM)
Neeed swipe 3 times overseas for the free ppl
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Since when? This thing has been removed since May 2016 la.
fruitie
post Apr 9 2017, 01:54 PM

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QUOTE(ic no 851025071234 @ Apr 9 2017, 01:53 PM)
Oh is it? I'm still outdated. So we can just not use the card and claim the free lounge?

Rugi la the bank haha
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Yes but instead of unlimited for all cards, only VI and WMC have unlimited.
Plat only 2x and VS is 5x per year.

That's why don't abuse it and use only for genuine travel cases, that's my opinion lo.

This post has been edited by fruitie: Apr 9 2017, 01:55 PM

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