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Credit Cards AmBank Credit Card V2, Free for life card, PPL access with T&C

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fruitie
post Apr 22 2017, 08:23 PM

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QUOTE(boyzai07 @ Apr 22 2017, 07:03 PM)
Yesterday I went to the branch for asking  pledge fd to apply cc.
for wc o VI min RM50k.
Still thinking worth or not confused.gif
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Unless you travel a lot and use PPL frequently, else I don't think it's worth to do it.
These cards have no other significant benefits except for unlimited PPL.
I will also apply for this purpose only.

QUOTE(Ah SiAnG @ Apr 22 2017, 08:19 PM)
Just called up customer service. Was informed that if I own both Visa Platinum and MasterCard Platinum PPL entry would be 4x. Even if both cards are conventional cards.
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Some CSs are rather misleading, the best will be write to them and get their reply back in B&W.
fruitie
post Apr 23 2017, 02:05 AM

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QUOTE(wjleong15 @ Apr 22 2017, 11:45 PM)
During their update income document campaign
I sent them my epf statement
then recently received sms offer upgrade 2x from current limit
then I accept the offer
after they approved the new CL
I called in to request upgrade since CS told me min CL for vs is 30k
then yesterday got approved.
rclxm9.gif
can use 5x PPL now
luckily yesterday did not walk in to aeon credit to apply aeon card
since need to swap 12x is not nice
doh.gif
*
So CL method is working. I wonder how much is the CL for VI and WMC? hmm.gif
I foresee no issue for me to get a VI or/and WMC by early next year based on income or appeal like Lego's way before that. However, if the CL they are going to give for my VS is sufficient for VI and WMC then I'm more than happy to be upgraded. laugh.gif

This post has been edited by fruitie: Apr 23 2017, 02:06 AM
fruitie
post Apr 23 2017, 10:51 PM

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QUOTE(wjleong15 @ Apr 23 2017, 10:38 PM)
Wish you luckĀ  thumbup.gif
CS told me VI/WMC is 50k
Lego said processing, mean approved or begin to process his application?
If add-on how?
Just call to add or have to submit documents?
I didn't submit documents to upgrade except 2 months ago the epf statement during the income doc update campaign
If I request additional WMC can ah?
Since my plat is master, now upgraded to VS
If can, then maintain 1 vs 1 wmc would be very nice
later can cancel the vs
whistling.gif
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Your CL has achieved RM 50k?
I called CS, and it's two separate limit for PPL access.
I asked about the CL, she said CL method may not be possible for VI and WMC as they stick to income requirement. However, she will check and call me back tomorrow.
If you can get WMC, why still bother about VS? rolleyes.gif

Whatever it is, I should be able to qualify for VI and WMC in few months time or latest by Feb next year after I get my EA 2017. I foresee by Jan should be OK using payslip, I think I should have another round of salary increment that time.
That said I'm OK to stick VS for now since my income can only qualify for it, will climb slowly until it allows. thumbup.gif

This post has been edited by fruitie: Apr 23 2017, 10:53 PM
fruitie
post Apr 23 2017, 10:57 PM

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QUOTE(Lego Warfare @ Apr 23 2017, 10:55 PM)
Wow, that's a big pay rise from 80k to 120k smile.gif
*
Actually it's 100k already. smile.gif
After adding in this and that, should be able to achieve gua..

This post has been edited by fruitie: Apr 23 2017, 10:58 PM
fruitie
post Apr 23 2017, 11:10 PM

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QUOTE(wjleong15 @ Apr 23 2017, 11:08 PM)
No lah, my cl where got 50k
you may try first the share with us with the cl method to vi/wmc

after i activate the vs
my master plat will be deactivated automatically right?
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I don't think they will give me 50k CL. laugh.gif

No ah, why should deactivate it? It has no conflict with the Plat.
fruitie
post Apr 23 2017, 11:21 PM

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QUOTE(wjleong15 @ Apr 23 2017, 11:17 PM)
Hi
wanna ask
your add-on method is approved or still under process?
please share the outcome
thumbsup.gif
meanwhile will have 1 plat 1 vs?
share the same cl or separate cl?
hmm.gif
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For Lego, his annual income plus bonus has achieved RM 120k, so it's not difficult to get it after appeal.

Yss, you will have one plat and one VS. Shared limit.
fruitie
post Apr 24 2017, 12:13 AM

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QUOTE(wjleong15 @ Apr 23 2017, 11:26 PM)
okie...
do you have any problem now with the online banking?
mine one show like this now
[attachmentid=8760834]
dont know is maintenance of what
rclxub.gif
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No issue, it's showing my cards properly.

QUOTE(Lego Warfare @ Apr 23 2017, 11:51 PM)
20% increase still really good wor, 20% increase usually only promotion. If it is congrats!  rclxms.gif
Nah, still under process. Will update the outcome, but have a feeling won't get through  sweat.gif
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Already had promotion in March but because the 20% promotion I got didn't reach the minimum salary bracket for my level, so my boss said I may have another round in few months time. He cannot straight give me huge jump as it should be justified. Let's see. Hopefully it will go through later.

Looking forward to your feedback. biggrin.gif
fruitie
post Apr 24 2017, 02:43 AM

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QUOTE(wjleong15 @ Apr 24 2017, 12:34 AM)
just rang cs
since i upgraded
so have to wait activate new card then add back the new card
then plat will be deactivated
unless i submit new application
then can hold 2 card type
else upgrade can only maintain one
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Oh, yours is upgrade, of course will be deactivated. Mine is adding new card only. smile.gif
fruitie
post Apr 24 2017, 11:24 AM

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QUOTE(wjleong15 @ Apr 24 2017, 09:14 AM)
upgrade can just dial in
adding new card has to submit application
cool2.gif
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Which I don't mind because I can keep more cards for PPL. laugh.gif
fruitie
post Apr 24 2017, 02:37 PM

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QUOTE(wjleong15 @ Apr 24 2017, 02:05 PM)
after you get your wmc/vi
why should you keep the rest?
hmm.gif
*
To sign others in. tongue.gif
fruitie
post Apr 24 2017, 04:00 PM

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QUOTE(wjleong15 @ Apr 24 2017, 02:43 PM)
aiyo, you then get vi + wmc
can go with friend already
still want more ah
hmm.gif
supp the card to him/her loh
brows.gif
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One card is for one person only. smile.gif
I don't go travelling with only one person or same people all the time ma. biggrin.gif
fruitie
post Apr 26 2017, 10:23 PM

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QUOTE(Lego Warfare @ Apr 26 2017, 06:12 PM)
Sigh... ok an update would be my application has been cancelled. Looks like i'll only be able to apply for WMC & VI end of the year/early next year sad.gif
*
Apa terjadi? sweat.gif
I just received email today that they have received my application and will forward to relevant department. Long way to go...
fruitie
post Apr 26 2017, 10:29 PM

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QUOTE(Lego Warfare @ Apr 26 2017, 10:27 PM)
They cancelled it =.=
Probably due to income requirement... I only found out through calling for status, didn't even notify me >:(
*
Oops. That's sad. We will apply together by end of the year or early next year. console.gif
fruitie
post Apr 26 2017, 10:39 PM

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QUOTE(Lego Warfare @ Apr 26 2017, 10:35 PM)
lol hopefully the unlimited ppl perk with no AF is still there by next year  sweat.gif
guess i'll have to be happy with 5x + 2x PPL access this year. Hopefully PBB VS goes through to make it total 10x lol. But sadly PBB only limits to Msia PPL...
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Yes, fingers crossed. If that is removed, I will not proceed further anymore. laugh.gif
Be contented for now, my current cards satisfy my needs but the more the better. laugh.gif
fruitie
post Apr 27 2017, 11:04 AM

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QUOTE(wjleong15 @ Apr 27 2017, 09:03 AM)
You rich girl no problem
btw, your purse can fit all cards meh
hmm.gif
*
Rich of fat got la.
Locked in my drawer and only take out to use when I travel. tongue.gif
fruitie
post May 3 2017, 11:03 AM

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QUOTE(virgoguy @ May 3 2017, 10:58 AM)
WMC also can use EA Form/BE Form to apply ka? If can, I will try by next year as well XD
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Yes and my VS is still in progress... hmm.gif
fruitie
post May 3 2017, 11:19 AM

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QUOTE(virgoguy @ May 3 2017, 11:13 AM)
You applied the VS for the sake of 5x world wide Lounge or it has other similar benefits like WMC?
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Yes, I have their Plat since 2015. Been delaying my plans to add another VS since months ago, decided to do it now.
End of this year or early next year will apply VI and WMC.
fruitie
post May 3 2017, 08:11 PM

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QUOTE(virgoguy @ May 3 2017, 11:55 AM)
lounge access only permitted to one person per card?
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Yes.
fruitie
post May 4 2017, 03:28 PM

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QUOTE(wjleong15 @ May 3 2017, 09:04 PM)
I still haven't receive my new card since approval
almost 2 weeks
just now called cs
if friday still din get it
will resend to branch instead of mailing address
bangwall.gif
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I just received SMS for approval. I will call them later to check on the delivery address...
fruitie
post May 4 2017, 11:50 PM

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Luckily they will be sending to my new office address. Got approved for VS and additional Plat MC as per my request. biggrin.gif

For VI and WMC, they follow strictly to income, no conversion using CL. Not like I can achieve 50k CL. laugh.gif So I better stick to my income then in the future..

My CL is doubled from 15k to 30k, minimum CL for VS. laugh.gif

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