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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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cybpsych
post Mar 16 2017, 06:49 AM

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QUOTE(kevyeoh @ Mar 16 2017, 06:43 AM)
Ya... but will the cb be counted separately or principal can only get rm50 max per week? Or if principal swipe 8x and supp swipe 8x then principal total get rm100?
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combined principal + supp for spending 5x/8x

e.g. you can swipe 2x from principal + 6x from supp, get cashback rm50 credited into principal account only.

cybpsych
post Mar 19 2017, 10:19 PM

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QUOTE(LordReaper @ Mar 19 2017, 10:11 PM)
hi, the swipes of 12 times per year for annual fees waiver is not auto? Have to call them for waiver?
Btw, is online transaction (one off purchase eg movie ticket/lazada) considered 1 swipe?

I am asking this cause the bank charged me annual fees but in dec 2016 alone I already swiped for like 10 times in the month..
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auto waiver.

12 swipes per anniversary year, not calendar year.

else, ask CS to give the reason. we wouldn't know why your particular card gotten charged AF.
cybpsych
post Mar 22 2017, 05:16 PM

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QUOTE(MGM @ Mar 22 2017, 05:15 PM)
Existing PBB cardmembers can apply for these cards n enjoy d 5% CB right? Only can't participate for the free JBL n B1F1 promo.
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5% is card feature. just existing not eligible for the promo laugh.gif
cybpsych
post Mar 22 2017, 05:22 PM

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QUOTE(MGM @ Mar 22 2017, 05:20 PM)
Is there a t&c for d cards' features? Couldnt find.
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dont think there is. rclxub.gif

i dont know why pbb doesnt create a specific T&C for the cashback, e.g. MCC for eligible transactions, etc etc.


i might bump an email to pbb asking for it bangwall.gif


cybpsych
post Mar 22 2017, 05:28 PM

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QUOTE(kremlin @ Mar 22 2017, 05:25 PM)
A new card to replace Yolo card, no annual fee.
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yep, no AF, no min spending to activate cashback, straightforward cashback.

although cb capped at RM30, still quite ok for RM600 spending for online/dining. even yolo's spending of rm600 will get you RM20 (capped). mad.gif

QUOTE(WhitE LighteR @ Mar 22 2017, 05:28 PM)
for me this is more suitable to replace HLB Mach card.
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nothing can beat Mach's 10% cashback for Movie!! that's the card's only purpose for me now laugh.gif

This post has been edited by cybpsych: Mar 22 2017, 05:30 PM
cybpsych
post Mar 22 2017, 05:35 PM

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QUOTE(MGM @ Mar 22 2017, 05:33 PM)
Hope supp cards will enjoy separate CB like VS.
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to be confirmed! haha

also, this card just in time for the Swipe More promo too! we'll be getting more competition!
cybpsych
post Mar 22 2017, 05:41 PM

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QUOTE(WhitE LighteR @ Mar 22 2017, 05:38 PM)
The T&C stated you need to apply BOTH Visa & Master to be eligible for the launch promo.

Interesting
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yes, they're smart, splitting the categories to 2 cards.

i think only for launch campaign, once over, i guess we can apply single card.


for this P2C (Public Bank 2 Card brows.gif a pun to Maybank 2 Card), hopefully it's not a fixed combo card whereby you cannot cancel either of the card later.
cybpsych
post Mar 22 2017, 05:46 PM

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QUOTE(MGM @ Mar 22 2017, 05:44 PM)
If d benefits stay I will keep this card for a long long time as they cover all d major expenses.
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agree, ok for me to keep both cards too, considering the Departmental is kinda useful where Amex not available.

also, i think cashback is for ALL DAY transactions and not limited to weekend (i.e. M2C Amex)
cybpsych
post Mar 22 2017, 05:50 PM

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QUOTE(BeastX @ Mar 22 2017, 05:47 PM)
So swipe more.... a single account holder can distribute 8x charge through multiple cards?...

Is senQ/senHeng considered departmental?...
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yup, swipe more is tied to any of your principal card. all other cards and supp cards are aggregated anyway.

senq/senheng, no idea how PBB defines Departmental.
cybpsych
post Mar 22 2017, 06:03 PM

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QUOTE(shamsay @ Mar 22 2017, 06:01 PM)
Any minimum spend to get the 6% cashback?
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no
cybpsych
post Mar 22 2017, 09:07 PM

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QUOTE(yw46 @ Mar 22 2017, 08:43 PM)
If you look at the application form, you can only tick apply for Quantum Visa AND Mastercard.
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I know the form is just 1 tick box for 2 cards.

what i mean is whether we can cancel either of the card later. Maybank 2 Card doenst let u do this.
cybpsych
post Mar 23 2017, 08:00 AM

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QUOTE(adele123 @ Mar 23 2017, 07:56 AM)
Hmm, is the 0.5% stamp duty waivable?

if not, then seems like a lot of trouble to get the credit card (any cc in general, with PB).

I believe this is the only way for retired people to get the card from PB?
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dont think can waive lo, it's a stamp duty for gomen.

not worth locking the fund for a card, furthermore u need to cancel the card if the fund is needed for emergency use.
cybpsych
post Mar 23 2017, 10:27 AM

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QUOTE(andrekua2 @ Jan 20 2017, 11:40 AM)
I sent in my application yesterday when the bank staff pay a visit to our company. Although my salary is slightly short after including bonuses, she said just apply la. If can get then will have at least one card for groceries.
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QUOTE(il0ve51 @ Mar 23 2017, 10:25 AM)
How you get card so fast?
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he applied VS since Jan lo
cybpsych
post Mar 23 2017, 10:34 AM

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QUOTE(MGM @ Mar 23 2017, 10:33 AM)
May be il0ve51 got confused n thought andrekua2 was referring to Quantumcard since we are mixing VS n Quantum in same thread.
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he said use for groceries, only VS have it.
cybpsych
post Mar 23 2017, 10:37 AM

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QUOTE(BeastX @ Mar 23 2017, 10:34 AM)
Way overdue for V5 of this thread...
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agree, many threads hitting 2.8k threshold, some going to hit it soon.
cybpsych
post Mar 23 2017, 11:12 AM

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QUOTE(andrekua2 @ Mar 23 2017, 10:57 AM)
Actually the staff slow in submitting. Just helping a fellow staff in their trade dept that handle our stuffs. She need to fill in some quota every month.
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no harm helping smile.gif you got a good card in the end biggrin.gif
cybpsych
post Mar 23 2017, 11:24 AM

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QUOTE(WhitE LighteR @ Mar 23 2017, 11:20 AM)
While waiting for someone to create/approve the new thread

Offtopic to Quantum:

I didn't saw anyone share this so here is the application form

https://www.pbebank.com/pdf/Promotions/quan...pplication.aspx

I saw it from here (bottom) :

https://www.pbebank.com/Personal-Banking/Pr...-PB-Quantu.aspx
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it's already been posted, shared, and discussed since yesterday >> here since there was no dedicated thread for Quantum.
cybpsych
post Mar 23 2017, 03:00 PM

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QUOTE(alvinfks78 @ Mar 23 2017, 02:58 PM)
i went to pbb just now dunoo weather the lady blur, but she ask me to pick choose Quantum visa OR master
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if can choose, choose the one u need lor.

for my preference, since the application form is "2 cards" selection, i dont have to reapply again. 1 application cover 2 cards. if approved, approved both.
cybpsych
post Mar 23 2017, 03:09 PM

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QUOTE(ClarenceT @ Mar 23 2017, 03:05 PM)
Can also apply for PB Petron Visa to cover petrol.
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not interested with it. tier cashback is always bad. my monthly petrol is <RM300, this card gives me 2%. bangwall.gif

MBB Ikhwan Visa Petronas gives me 8% flat
Ikhwan Mastercard 5% flat
even M2C Amex 5% flat.... and i dont have problem pumping on weekends.

even aeon big visa gives 5% flat on Sunday, up to RM500 petrol spending.
cybpsych
post Mar 23 2017, 04:36 PM

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QUOTE(Jason @ Mar 23 2017, 04:24 PM)
Eh.. stop spamming this thread for other PBB cards la.. you poorfags all cannot qualify for PBB VS, get your own thread ok.

I'm existing PBB VS cardholder, I called them and say want to apply Quantum. Need to reapply and re-submit all the supporting documents. Stupid waste of time.

But because I kiasu I will still apply.

Fill up the form and email to customersvc@publicbank.com.my
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pls mind the language.

also, mod didnt allow another thread for Quantum. perhaps u can submit your proposal to start a new thread?

QUOTE(MGM @ Mar 23 2017, 04:25 PM)
U submitted by email, online or branch-office? What documents needed? Only new-to-bank can get the 3-in-1 bags?
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via email.

i just submit 3 months pay slip and NRIC. sweat.gif

QUOTE(BeastX @ Mar 23 2017, 04:29 PM)
and 6.25%... not so flat...
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i only refer to flat cashback %, not TPs.

u need to spend a lot more to get ~1.25% equivalent before can redeem/cash it out. also, not everything got 5X TP, so it's a moot to take TP into account.

This post has been edited by cybpsych: Mar 23 2017, 04:38 PM

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