I'll try again tonight perhaps. The error comes up even when I select bank transfer instead of CC

18 just nice
my first statement date is 18 and the cashback is included in the statement dy

yea, i too got the same call yest from a guy, pretty tricky, new way of selling (not like others b4 this)
but since i had experience dy, i ask - is this an insurance plan, once he answered yes then bye bye dy

This post has been edited by alexwsk: Jun 21 2016, 03:26 PM

That's lucky for you.
They are getting earlier these days, so difficult to predict.
At least not beyond 30th, then I'm OK, else I will complain to BNM again.

can try go to Paradigm mall.. their booth there everyday open for quite some times already.

yea.. luckily i no subscribe.. if not trouble for me to call them to unsubscribe..

mine also 18 get first statement with cashback in statement.

more fast than CIMB..

Actually no. CIMB is posted in the same month under unbilled transaction, just that it only appears in next statement.

UOB show direct in same statement so I just pay the remaining after deducting the cash back, statement on 18th direct show on statement.. CIMB take few days to appear.. normally after i already settled my full amount of statement... my cimb statement is 28th, normally i pay by 2nd/3rd but still no cash back appear.. UOB cash back better than cimb cash rebate

Well, CIMB cash back is based on current month's cash back whereas UOB is based on previous month.
Not sure if you can offset like that for UOB because CIMB CR doesn't allow and will impose you penalty for short payment.

My statement date for UOB is mid of the month, so it will not work for my case.

UOB statement showing me the total balance due after deducting the cash back, i pay accordingly to the statement balance only wor.. if impose me penalty, I will complain them.. btw, my UOB statement is on 18th

How can bank charge us penalty with no outstanding balance le??

This post has been edited by best.toaster: Jun 21 2016, 04:31 PM

Oh ya, I forgot about that part already masuk in statement.
For CIMB, it will only show in your unbilled transactions. So it is different.

don't scare me le... my maybank I pay after the rebate credit into my card then only i pay the balance.. since i gonna freeze this card, no need call bank to transfer the credit balance to my bank acc.. so far check from card is 0.00 outstanding balance.. my cimb so far actively using, so i normally pay in full statement... for what i think is the cash rebate credit like pay partially for me, i pay another to make into full amount.

This post has been edited by best.toaster: Jun 21 2016, 04:42 PM

No worries, only CIMB will impose. The rest are OK, at least I have tried for Maybank and HLB.

like tat means cimb no good lo..

i better watch carefully on my maybank card as well..

make your life simpler.

you going to keep using the card, right?

if yes, pay statement amount. done. dont bother the cashback cuz you will eventually get it in next statement. treat it as "delayed reward"

if no, pay whatever outstanding, then cancel the card immediately.

So far quite satisfied with UOB. Credit card disputes were settled quite easily and fast, and when I called to cancel my Lady's card due to AF, they offered to waive it for another 3 years! Only thing is their call center takes forever to connect...

Last time HLB took me more than 20min to get connected with CS

Hi guys, this month i only collect RM18.84 of cashback instead of RM50 when i spent RM1,000 in the month of May and RM3 cashback, which include paying TNB bill at UOBpayonline and Unifi at TM website as well as buying on taobao.

UOB made any changes to its T&C to exclude TNB or Unifi lately?????

We need more info, how much you spent for TNB, Taobao and Unifi?

1/5/2016 - taobao RM216.09
2/5/2016 - taobao RM407.42
6/5/2016 - 11street RM50
6/5/2016 - 11street RM50
7/5/2016 - 11street RM50
8/5/2016 - TMonline (EC) RM160.89
16/5/2016 - TNB at UOBpayonline RM66

all should be eligible for cashback