I went to HLB with cheque, too. It was opened there and then on the spot. No need to go back to pick up the slip.

I asked HL also ...but need new fund...I need to transfer out and in again ....

All this while I place FD with personal cheque. BR is my first encounter need to go back for cert....other banks straight away kaodim

I've checked with the staff today, they mentioned this promo rate is not entitle for monthly interest crediting.. Only applicable for non promo rate.. I think after OPR cut, they become stringent.. I heard a conversation of a customer mentioning she was offered 4.4% earlier but she didn't take up the offer and ask whether she can still get it, the staff told her now promo rate, cannot get better rate anymore. No negotiation rate.

Well, my FD cert showed the monthly interest for the 12 mth 4.38%.

Hate to have to show it as proof. Like last time have to paste here and there. 

Even for MBB, 1 branch issued FD cert on the same day, another asked me to collect it after 2 days. Both for personal cheque placement of FD. So even the same bank, diff branch diff procedure ! 

Your point is CORRECT: 
They could just terminate the fd if the cheque bounces. The certs are just pieces of paper.

Any banks announce Aug promo yet ?

Holding the piece of paper gives people a sense of security.
I always prefer FD to have a slip, something like a personal achievement....

What does it take to tell u it is NOT previous promo, but the current promo also has monthly interest. See the earlier post.

I look like a crook ? U sounded more like a troll. Please stop being a troll.   

bro, between you and uncle goat, i listen to uncle goat. sorry, your credibility is low. kikiki.

What a joke ! 

Oh well, the troll now becomes angry. 

I don't have to proof to u whether the bank trust me or not. 

is it default credit to principal amount?

because my case only take interest together with principal during withdrawal

never asked monthly interest to be credited.. haha

I've checked with the staff today, they mentioned this promo rate is not entitle for monthly interest crediting.. Only applicable for non promo rate.. I think after OPR cut, they become stringent.. I heard a conversation of a customer mentioning she was offered 4.4% earlier but she didn't take up the offer and ask whether she can still get it, the staff told her now promo rate, cannot get better rate anymore. No negotiation rate.

a concerned fellow forummer. bro have been acting like know all guy lately.

didn't 2 other forummer confirmed br gave monthly interest for current promo? admit you are wrong, troll.

tomei babx, tis is funny. bank ask pipu to come back cause dont trust them. 

bank policy, boy. so your cheque must be super big, wow, uhnwi.  

you are one of them. consecutive posting to gain post count. see what you have done yourself. 

a troll calling others with the same name.   
same 2 other forummer also said they can get the monthly interest. 

aromachong may not have asked for monthly interest. 

Hi guys, would like to check, I was told HL Islamic 4.15% need to open account RM200, and after maturity I still need to have RM200 in the account to maintain it. Is that right?

Bad news, the branch manager insisted that not available for promo rate.. Again, it is Jalan Pinang branch.. So, no choice for me..

when i heard jalan pinang branch disallows, i avoid that branch like plague. in malaysia, bank staffs on the ground have the final say, despite what hq says.

What he meant is in order to open HLB islamic account, need to deposit RM200. I was having the same treatment. Reason is for i-FD interest to credit in. I'm existing HLB account too.

Indirectly was lock the RM200 there. But the staff say can withdraw it out after a week.

now someone blame br for big company with differen policy in branches!

o yes, the person that say he is trust worthy and bank accept his personal cheque. he never meet a bank that ask people to come back to collect fd cert, like bangkok bank? he should try bangkok bank and tell us.

personal cheque acceptance has been discussed before, where some bank or branch ask people to come back after clearance to get the cert. maybe uhnwi is different?

kekeke, he now blame br? before adamant that no monthly interest for br current promo. keeps on arguing over tis point with bbgoat and drag out cheque acceptance issue. misquoted aromachong oso.

hello guys would like to ask my fd with hongleong intially was from  25Jan2016 till 25July2017 but i forgot about it and when i checked it got renew to 25Jan2016 to 25Jan2017 (6months, 3.1%)

will this affect my earlier placement rate which was 6months,4.5%

Just renewed my matured HLB FD this morning at Bandar Mahkota Cheras. Conventional FD 6 months at 3.9%.

Visited HLB this morning, 4.15 6 months is still available.

thank you will switch to promo but currently i dont have my fd certs with me, possible to uplift it by walking to any branch? or online
i dont have a money box, was told only a few branches have it :'( .

Just placed HL Islamic ... last day for 4.15%

guys..Check this Out!
New BR rates after OPR cut effective today..

3 mth - 3.38%
6 mth - 3.50%
9 mth - 3.60%
12 mth - 3.70%

But stil higher then other Bank!

HL Islamic Last Day
4.15% 6 mths
min RM10k
Savings RM20.00
Banking Hour till 4:30PM

guys..Check this Out!
New BR rates after OPR cut effective today..

3 mth - 3.38%
6 mth - 3.50%
9 mth - 3.60%
12 mth - 3.70%

But stil higher then other Bank!

TOMEI-R In future please use multi-quote for 2 or more posts at one go, to avoid from being considered spamming.

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