If I transfer money from HLB A to MBB today and go to MBB to place a FD two days later, is that still considered new fund?

anybody interest MBSB FD???
http://www.mbsb.com.my/deposit_fixed_conventional.html

i see public bank FD quite high too
https://www.pbebank.com/Personal-Banking/Ra...ed-Deposit.aspx

Lucky guys. Will try my luck next Monday.
Btw, can update again which branch at Klang Valley still available?

any affin bank that open on sunday?

ps: prefer klang valley branch.

Still have to spin ???
I thought FD rate is standard 4.5% pa ??

Then have to try your luck to spin until you get 4.5%.....hehe.

But correct me if I'm wrong, this only applies to board rate FD.

For promo rate usually bank will impose a rule where whenever the OPR changes, bank reserves the right to change your promo FD rate despite already locked in.

Forgot to ask, will the interests be credited monthly or one time when the FD matures?

That would be after 1 year. 

As reported, the best currently is still Affin and KFH....
Anybody find something that can beat the above ?

KFH still better with 4.40% pa and 100% upfront interest.....
So can use your interest to open another FD to earn extra interest......as highlighted by some.....

Still 4.4 loses out to 4.5. 

mbb GIA will be affected?

I thought it may only happen somewhere in Sept 16 ?

Long ago, could make good money from daily REPO and then later from short term deposits instead of FD. The calculations were never quite daily compounding  due to the public holidays and week ends. Some banks could handle at big branch, but some are troublesome as have to go to their money market/treasury place at HQ or elsewhere.

The two thing that throws off daily compunding calculations is the rounding method of the particular bank and the days per year used. The 365/366 method does not work for interest add on to principal compounding as the new principal increases daily.

Just get MBB's online FD and call it the day, simple and no need to headache. Invest in their GIA that giving 4%.