I see. Well this seems like "better" way than than agents who "tembak" blindly. This is see got target, then "tembak". hehe

In fact, tis is not chance
Instead, tis is pure luck n timing

Will start my treasure hunt soon...

There is another elderly lady sat & waiting at same bank trying few times in the am. For me, I'll come back after 2-3hrs. So check 3x/day. When I complete ASM, you'll have this elderly lady to compete with as she is not leaving until noon.

Agent must key in and 'tembak' and then 'error page' appeared, that's mean no units. If little screen comes out, you're successful.

Avoid ASNB this 2 weeks school holiday as place will be super packed.

Maybe she is targeting 3-4digits only leh

Anyhow, I guess for me within another 3-4 weeks it's bye bye for me...no more lui

This post has been edited by OPT: May 31 2016, 09:09 AM

There are 2 ways to leave at the counter
(i) leave cash and book with them
(ii) leave book and pay in the evening

Is good if you have good relationship with the bank (regular person) or big fat account. However I have neither so I try my luck

Not if you leave the book at the counter. Then is no longer luck and timing.

This post has been edited by Ramjade: May 31 2016, 09:11 AM

ASNB don't seem very keen to spend money on their infrastructure. Each state I see have only 1 (2 max) branch. And some branch is quite cramped inside.

ASNB have more than 10 counters to serve as compared to 1 or 2 counters in Banks

But still the queue very long. Need at least 1 hr to wait for your turn from some reports.
It maybe few minutes is your turn if not too many customers at the bank.

This post has been edited by filage: May 31 2016, 09:15 AM

If u goes to ASNB HQ, the response is fast

Why should they? More branch = more expenses. Also they have already outsource the operations to banks. You don't need so many branch when you have so many banks working for you.

ASNB biz model is based on agency concept

At ASNB, do you guys get greeted like "Selamat pagi, bolehkah saya membantu tuan?" when your turn at the counter?

That is asking too much

Some of the agent banks ada buat.. Mayb they are in good moods... Never been to asnb

Normally I would be the one who greeted first, so in most cases they will greet you back

there's other people too did that. 'camp' at bank till noon.. I think got few people did that. Saw one at asnb HQ before

They didn't greet but smile

yes. If good mood can talk so many stories too. We happy they also happy to do their job. Win win situation if bad mood. Gone case, they see 1x then say no unit. Tak boleh try lagi. Give back passbook