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 Ultimate Discussion of ASNB (47457-V) V, Wholly owned subsidary of PNB (38218-X)

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filage
post May 31 2016, 08:56 AM

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QUOTE(twinkle5129 @ May 31 2016, 08:53 AM)
My previous encounter with ASNB staff, they'll ask you how much you want and if they see units available, they will try. They also said, the units can disappear as fast as it appears as other branches are also trying to buy at same time.
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I see. Well this seems like "better" way than than agents who "tembak" blindly. This is see got target, then "tembak". hehe


wil-i-am
post May 31 2016, 08:57 AM

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QUOTE(prince_mk @ May 31 2016, 07:30 AM)
Big bro and big sis give us a chance to topup. Everytime goes sure habis.
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In fact, tis is not chance
Instead, tis is pure luck n timing
wil-i-am
post May 31 2016, 09:02 AM

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Will start my treasure hunt soon...
twinkle5129
post May 31 2016, 09:04 AM

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QUOTE(OPT @ May 31 2016, 08:55 AM)
Siudai also baru start 2 weeks ago... biggrin.gif

Mana tau got competitor here  biggrin.gif
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There is another elderly lady sat & waiting at same bank trying few times in the am. For me, I'll come back after 2-3hrs. So check 3x/day. When I complete ASM, you'll have this elderly lady to compete with as she is not leaving until noon.

twinkle5129
post May 31 2016, 09:06 AM

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QUOTE(filage @ May 31 2016, 08:56 AM)
I see. Well this seems like "better" way than than agents who "tembak" blindly. This is see got target, then "tembak". hehe
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Agent must key in and 'tembak' and then 'error page' appeared, that's mean no units. If little screen comes out, you're successful.

Avoid ASNB this 2 weeks school holiday as place will be super packed.
OPT
post May 31 2016, 09:08 AM

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QUOTE(twinkle5129 @ May 31 2016, 09:04 AM)
There is another elderly lady sat & waiting at same bank trying few times in the am. For me, I'll come back after 2-3hrs. So check 3x/day. When I complete ASM, you'll have this elderly lady to compete with as she is not leaving until noon.
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biggrin.gif

Maybe she is targeting 3-4digits only leh sweat.gif

Anyhow, I guess for me within another 3-4 weeks it's bye bye for me...no more lui biggrin.gif

This post has been edited by OPT: May 31 2016, 09:09 AM
Ramjade
post May 31 2016, 09:08 AM

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QUOTE(OPT @ May 31 2016, 08:41 AM)
I think leaving over the counter is not for everyone...there's some risk involved and could be misleading to potential members...

My two centsĀ  icon_rolleyes.gif
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There are 2 ways to leave at the counter
(i) leave cash and book with them
(ii) leave book and pay in the evening

Is good if you have good relationship with the bank (regular person) or big fat account. However I have neither so I try my luck

QUOTE(wil-i-am @ May 31 2016, 08:57 AM)
In fact, tis is not chance
Instead, tis is pure luck n timing
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Not if you leave the book at the counter. Then is no longer luck and timing.

This post has been edited by Ramjade: May 31 2016, 09:11 AM
filage
post May 31 2016, 09:09 AM

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QUOTE(twinkle5129 @ May 31 2016, 09:06 AM)
Agent must key in and 'tembak' and then 'error page' appeared, that's mean no units. If little screen comes out, you're successful.

Avoid ASNB this 2 weeks school holiday as place will be super packed.
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ASNB don't seem very keen to spend money on their infrastructure. Each state I see have only 1 (2 max) branch. And some branch is quite cramped inside.
wil-i-am
post May 31 2016, 09:11 AM

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QUOTE(twinkle5129 @ May 31 2016, 09:06 AM)
Agent must key in and 'tembak' and then 'error page' appeared, that's mean no units. If little screen comes out, you're successful.

Avoid ASNB this 2 weeks school holiday as place will be super packed.
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ASNB have more than 10 counters to serve as compared to 1 or 2 counters in Banks
filage
post May 31 2016, 09:14 AM

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QUOTE(wil-i-am @ May 31 2016, 09:11 AM)
ASNB have more than 10 counters to serve as compared to 1 or 2 counters in Banks
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But still the queue very long. Need at least 1 hr to wait for your turn from some reports.
It maybe few minutes is your turn if not too many customers at the bank.

This post has been edited by filage: May 31 2016, 09:15 AM
wil-i-am
post May 31 2016, 09:15 AM

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QUOTE(filage @ May 31 2016, 09:14 AM)
But still the queue very long. Need at least 1 hr to wait for your turn from some reports.
It maybe few minutes is your turn if not too many customers at the bank.
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If u goes to ASNB HQ, the response is fast
Ramjade
post May 31 2016, 09:16 AM

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QUOTE(filage @ May 31 2016, 09:09 AM)
ASNB don't seem very keen to spend money on their infrastructure. Each state I see have only 1 (2 max)  branch. And some branch is quite cramped inside.
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Why should they? More branch = more expenses. Also they have already outsource the operations to banks. You don't need so many branch when you have so many banks working for you.
wil-i-am
post May 31 2016, 09:21 AM

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QUOTE(Ramjade @ May 31 2016, 09:16 AM)
Why should they? More branch = more expenses. Also they have already outsource the operations to banks. You don't need so many branch when you have so many banks working for you.
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ASNB biz model is based on agency concept

filage
post May 31 2016, 09:48 AM

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At ASNB, do you guys get greeted like "Selamat pagi, bolehkah saya membantu tuan?" when your turn at the counter?


OPT
post May 31 2016, 09:59 AM

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QUOTE(filage @ May 31 2016, 09:48 AM)
At ASNB, do you guys get greeted like "Selamat pagi, bolehkah saya membantu tuan?" when your turn at the counter?
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That is asking too much biggrin.gif
LNYC
post May 31 2016, 10:10 AM

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QUOTE(OPT @ May 31 2016, 09:59 AM)
That is asking too much  biggrin.gif
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Some of the agent banks ada buat.. Mayb they are in good moods... Never been to asnb
OPT
post May 31 2016, 10:12 AM

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QUOTE(LNYC @ May 31 2016, 10:10 AM)
Some of the agent banks ada buat.. Mayb they are in good moods...  Never been to asnb
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Normally I would be the one who greeted first, so in most cases they will greet you back
nexona88
post May 31 2016, 10:36 AM

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QUOTE(OPT @ May 31 2016, 09:08 AM)
biggrin.gif

Maybe she is targeting 3-4digits only leh  sweat.gif

Anyhow, I guess for me within another 3-4 weeks it's bye bye for me...no more lui  biggrin.gif
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there's other people too did that. 'camp' at bank till noon.. I think got few people did that. Saw one at asnb HQ before rclxms.gif
wil-i-am
post May 31 2016, 10:39 AM

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QUOTE(filage @ May 31 2016, 09:48 AM)
At ASNB, do you guys get greeted like "Selamat pagi, bolehkah saya membantu tuan?" when your turn at the counter?
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They didn't greet but smile smile.gif
nexona88
post May 31 2016, 10:43 AM

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QUOTE(LNYC @ May 31 2016, 10:10 AM)
Some of the agent banks ada buat.. Mayb they are in good moods...  Never been to asnb
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yes. If good mood can talk so many stories too. We happy they also happy to do their job. Win win situation rclxms.gif if bad mood. Gone case, they see 1x then say no unit. Tak boleh try lagi. Give back passbook cry.gif

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