Still waiting for it.

27/5/16.

I'll wait until end July as per advice by ASNB staff.

CASA to ASX no limit.
If per transaction >50k, staff needs to fill up forms. Total CASA to ASX can go beyond > 50k.
As long as $$ are HALAL, no worry about filling up forms.

Declaration forms.

I'm prepared for lower dividends- <6%.
As long as higher than FD, I'll not be part of 'mass withdrawal' but will definitely top up more & more.

This post has been edited by twinkle5129: Jul 23 2016, 02:38 PM

ASW only.
Some July FDs reserved for ASW on ex dividend date later.

I only know I must declare (fill up form) if my top up per transaction/ entry >50k from CASA. So far my max per entry/ transaction <50k as my bank staff advised to avoid trying for 50k/ shot. I'm alright following his decision.

I don't have issues filling up those declaration forms if he ever ask for it.

This post has been edited by twinkle5129: Jul 23 2016, 04:35 PM

Are you joining ' mass withdrawal' if dividend <6%? Let auntie twinkle knows ahead so that I can Q for your ASW.

I expected some delay due to Hari Raya too. Will wait till end July.

I only mentioned no top up limit via CASA here. My regular bank is Affin.
I've never done withdrawal but I remember asking ASNB staff about withdrawal and they mentioned no limit via RHB.

Same like other bank except no Q and you can sit down comfortably while waiting for him to check. (No counter).
Besides having the BEST staffs, my branch also provides newspapers for 'waiting/ camping' customers.

This post has been edited by twinkle5129: Jul 23 2016, 09:38 PM

I was offered drinks & others too. even though I was only waiting for Asx transaction. Now they have
my other accounts as I'm happy with their services.

As long as not crowded and staff is around, I'm sure no one mind me sitting there. Bank manager told me I can try as many times as I want but I usually prefers to wait 20-30mins in between. I can see the staff has other matters to settle even if there are no other customers waiting.
I should have discovered this little bank here as it's 100% easier to do any type of transaction. They're still holding 'restricted' license- NO ASB yet. Later, I'm sure there'll be more ASB customers as majority ASB customers here go to MBB & CIMB. That's mean longer Q.
I hope I'll complete my FINAL ASW top up in Sept.
Since I never leave my passbook with him, I'll just 'park' myself there. Now since I'm only looking for ASW, no point of multiple trips. Will only check if I have other errands to do on my way out.

MBB is closest to my place, 2-3 mins walk. Besides long Q, staff only checked 1x per Q number- very strict. Better drives out & sees friendlier faces at Affin bank.

This post has been edited by twinkle5129: Jul 24 2016, 09:50 AM

A student with no loans.... & regularly hunting for ASX.

I was offered drinks 1x as it was long wait as he was busy attending to other matters. Now I roughly know the best time to visit bank according to his schedules.

I didn't accept the offer on that day as I needed to use their washroom instead.

They offered to me when I was still new to their bank (only there for ASX) as I was mumbling about going out to look for W/R. Never ever dream of asking as I know they're strict with security access.

Now whenever I need to use it, I'll just ask permission. The staff will just accompany me inside to the W/R area. So far, used 2x.

This post has been edited by twinkle5129: Jul 24 2016, 05:25 PM

Maybe I'm an AUNTIE's level. Must respect elderly customer, ma...

I was new to the bank It was my 2nd/ 3rd visit to top up ASX only with no basic accounts with them or relationship with anyone but still being treated like a VIP. I started opening basic account 2 weeks later only to facilitate CASA to ASX.


Maybe system not upgraded or available staff to handle ASX yet.

Congrats!

Finally received my PA in my letter box via POSLAJU yesterday. No signature required.