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 OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct

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MGM
post Jul 9 2021, 02:31 PM

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Is this the latest interest calculation?

Here’s how you can earn up to 2.15% interest

0.05% - Base Interest (based on current Board Rate for Savings)
0.70% - Deposit minimum RM500 per month
0.70% - Pay any 3 UNIQUE bills with your OCBC 360 Account through OCBC Online Banking (e.g. transfer to OCBC credit facilities/ JomPAY/ Interbank GIRO / DuitNow) every calendar month.
0.70% - Spend minimum RM500 on your OCBC Credit Card

This post has been edited by MGM: Jul 24 2021, 10:11 AM
MGM
post Jul 24 2021, 10:16 AM

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QUOTE(MGM @ Jul 9 2021, 02:31 PM)
Is this the latest interest calculation?

Here’s how you can earn up to 2.15% interest

0.05% - Base Interest (based on current Board Rate for Savings)
0.70% - Deposit minimum RM500 per month
0.70% - Pay any 3 UNIQUE bills with your OCBC 360 Account through OCBC Online Banking (e.g. transfer to OCBC credit facilities/ JomPAY/ Interbank GIRO / DuitNow) every calendar month.
0.70% - Spend minimum RM500 on your OCBC Credit Card
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Just realised that Daily Transaction limit for Funds Transfer is only rm30k. doh.gif SCB PSA is rm50k.
MGM
post Jul 24 2021, 10:45 AM

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QUOTE(rojakwhacker @ Jul 24 2021, 10:33 AM)
But why quote the above calculation post? Was it because of not able to fulfill one of the condition due to the daily transfer limit today? Is it urgent? How about do it tomorrow?
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Sorry for the confusion. 1st post was edited to include IBFT & IBG which were not mentioned on page1-post1. Tried to avoid double posts.
As for the daily limit, I transfered in 60k so that I can transfer out on 28-July for epf self-contribution via MBB to get 7 days interest.
MGM
post Sep 4 2021, 05:53 AM

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QUOTE(tiramisu83 @ Sep 2 2021, 08:24 PM)
i just realized RHB smart account can give up to 2.85% with similar condition..thinking to change over..
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QUOTE(anonymous552235 @ Sep 4 2021, 02:02 AM)
rhb online user interface is such a pain ....one of the worst online platform to use ...
been too used to ocbc online, really liked it despite lower rates...

the interface shouldnt bother u too much if you have a really large sum ....  brows.gif
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QUOTE(gildan2020 @ Sep 4 2021, 02:06 AM)
yeah, RHB online banking is not very friendly.
but the 2.85% is too irresistible...

where can you find a bank that provides that interest rate for savings acct?
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So now top is RHB 2.85, then PSA 2.35.
MGM
post Sep 4 2021, 07:38 AM

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QUOTE(LostAndFound @ Sep 4 2021, 07:36 AM)
Does RHB account have any thread to discuss? 2.85 is good, but their credit card seems to be not as rewarding.
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I think recently they have launched a very hot Shell CC.

This post has been edited by MGM: Sep 4 2021, 07:40 AM
MGM
post Sep 9 2021, 02:27 PM

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QUOTE(Deathscythe@@ @ Sep 9 2021, 02:01 PM)
RM0.00 OCBC: You've spent on your OCBC Card. Continue spending cumulative RM90,000 & stand to get an ACER Chromebook. Til 6 Oct 2021. T&C www.ocbc.com.my/ACER
anyone received the SMS from OCBC?
It seems like RM90k spent with a chance to win a low end laptop around rm 1400 to 1500 ?
https://www.senheng.com.my/acer-chromebook-...ASABEgLsfPD_BwE
Seems not so worth it. RM 90K is not a small amount also. Is it a typo? LOL doh.gif
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U just got the invitation? It started early July, 2 months ago, n based on FCFS n 3 winners only.
MGM
post Sep 12 2021, 03:39 AM

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This post has been edited by MGM: Sep 12 2021, 03:41 AM
MGM
post Sep 12 2021, 03:44 AM

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QUOTE(cucikaki @ Sep 12 2021, 01:29 AM)
shopee allows same credit card now if it is same family member, if first time link and u get 'limited access' just contact CS.

Their risk management will prepare letter like and ask u to signed the letter.

I am XXXX owner of card ending XXXX authorised the users below to save my CC in the app for future use and I waive my entitlement for dispute if topup intiate from the account below bla333:

1. acc 1 username
2. acc 2 username etc etc

etc etc etc. after that will have no issues. now for new card, i just edit the template and send to shopee email before they even question me in the first place.
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Does boost allows same cc on 6 accounts?
MGM
post Sep 12 2021, 04:18 AM

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QUOTE(cucikaki @ Sep 12 2021, 04:06 AM)
No. I only use my ocbc on 1 boost acc. Only shopee is multiple.
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But this was what u said "Boost - RM4,999 per month also for 6 family members".
MGM
post Sep 12 2021, 01:41 PM

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May be it is good to have many cc n split your spend among them than rely on a couple of cc. A couple of times my rebate touched >250 but mostly <100.
MGM
post Oct 9 2021, 11:12 AM

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QUOTE(LostAndFound @ Oct 9 2021, 11:02 AM)
The nice thing about the website is it clearly shows you whether you have met your goals to get the bonus interest. No need to count yourself.
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What is the latest rates comparison btw these 2 n SCB PSA?
MGM
post Oct 9 2021, 12:28 PM

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QUOTE(LostAndFound @ Oct 9 2021, 12:08 PM)
I think most moved to SCB earlier already. But SCB rates have dropped, so left RHB 2.85 is the best (without investment)
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Currently I have both PSA(2.15%) & OCBC360, mostly using PSA n exceeded funds only use OCBC360. I have RHB BSA and didnt know RHB Smart is giving a good 2.85%, thanks for this info.
MGM
post Oct 9 2021, 01:53 PM

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QUOTE(LostAndFound @ Oct 9 2021, 01:37 PM)
Yeah as soon as PSA drop the rate I went looking. Dunno how long it will last.

Warning: RHB open account experience sucked for NTB like myself. Since you already have BSA you probably can open online only. But need a CC. Try RHB Shell Visa.
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I already got the RHB reward CC but why need a CC?
MGM
post Oct 21 2021, 03:25 PM

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QUOTE(avinlim @ Oct 21 2021, 03:08 PM)
Just now call for cc sst rebate/waiver/cb whatever bank call it. OCBC said they no longer offer rebate for SST, so I request to cancel the card and the officer offer for rebate for 1 of the card that I wish to cancel. I rejected and insist to cancel it. Wait for retention team to call back and offer both card waiver....lets see how.
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Which CC?
MGM
post Jan 10 2022, 10:42 AM

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Scary. Can scammer change the official link saved in Browser's bookmark?

https://www.straitstimes.com/singapore/cour...had-250k-stolen
MGM
post Mar 22 2022, 11:17 AM

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Just wanted to reconfirm that withdrawal after 10pm considered as next day transaction n the withdrawn amount still earn interest for current day?
MGM
post Mar 22 2022, 01:35 PM

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QUOTE(avinlim @ Mar 22 2022, 11:33 AM)
usually already count nex day. sth 8-9pm already counted as nex day.
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the withdrawn amount still earn interest for the current day?
MGM
post Mar 22 2022, 05:39 PM

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QUOTE(avinlim @ Mar 22 2022, 01:47 PM)
if the posted date is same day.. then no interest.

when u do transaction u will see the date of the transaction.
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I always made payment after 10pm. After went thru the history I noticed that most transaction & posting dates are the same except for those on weekend especially Sunday.
But there is 1 weekend transfer that were transacted & posted same day. rclxub.gif
From this I would not purposely wait til 10pm anymore unless on Sunday.
MGM
post Mar 22 2022, 08:25 PM

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QUOTE(Human Nature @ Mar 22 2022, 07:28 PM)
Interesting, I also did my transaction after 10pm. Didn't realize this until you posted about it.
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Is it the same case for u based on your recent transactions?
MGM
post Mar 22 2022, 08:33 PM

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QUOTE(Human Nature @ Mar 22 2022, 08:29 PM)
Just checked. Made 6 transfers out since February, 5 were posted on the same day.
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The one posted next day was transacted on Sunday?

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