Ur interest will count from today until 31 january. Still have 8 days left for u to deposits rm500, send rm1 to 3 diff bank acc or pay 3 bills, then spend rm500 or topup ewallet

make sure your debit card has set this account as Fast Cash.

i was in the same boat last month, opened account on 30 Dec... but still got all 3 bonus interest (deposit, bills, spend) for that month (all done on the same 30 Dec) ~even though my debit card transaction only posted on Jan 1.

May refer to above examples.

Yes, cc payment, instant transfer to SA/CA, duitnow, all counted as eligible transaction as bill payment. *Note: Providing not multiple payment to same acc no that consider as 1 payment only.

Can buy ASx using credit card?

What is even ASx? Australian sec exch?

Just got 50 cents cashback from RM500 transfer of OCBC Titanium blue to bigpay

So bigpay is considered retail spendings and not online already? At this rate not even enough to cover RM25 SST a year.

Any chance the reduced Overnight Policy Rate (OPR) by Bank Negara to 2.75% would affect the 4.1% interest given by OCBC? Cause other local banks have already started reducing FD rates and reducing saving account interest rates too.

9.30 is still considered paying on 4th.
if 9.45, it is considered 5th. you will be charged late payment.

late payment charges will appear on your next statement.

my friend got that once, argue till her RM also takut 

Yes.

The interest will be charged on the statement date of ur next cycle.

A few months back - i though no problem also, until i receive statement.

I call to req 4 times, until i put in writing and say will forward from Bank Negara if not reversed, then they reversed, call me say on goodwill basis. Bla3

11 feb if i not mistaken.

Ya just search for my post back in november....i paid 9.58pm and kena interest around rm300-400 somewhere there

The rules of credit card payment due date, by Bank Negara (in the form of a PDF):

MGM

Normally, the rules by Bank Negara Malaysia shall precede over the rules by any banks in Malaysia.
In layman terms, if Bank Negara says ok to give a grace period of at least 4 calendar days after the payment due date, all banks in Malaysia have to follow the rules set by Bank Negara, and give a grace period of at least 4 calendar days after the payment due date.
Then again, the banks in Malaysia take advantage of the fact that Malaysians credit card holders are not aware of the rules set by Bank Negara Malaysia, and sets certain rules that violates the rules set by Bank Negara Malaysia. This is to maximise the profit gained by the banks in Malaysia.
We need to be more aware of the ultimate rules which is set by Bank Negara Malaysia, and understand our own consumer rights. Otherwise, the banks will always put us customers in disadvantageous position.

Why not both? I'm already planning to move money to SC Privilege Savers, but what we're complaining about is January amount (and possibly till Feb 19). This is money you can't throw to other fish in the sea unless you got time machine.

If you're saying the amount not worth the time then you got a point la. If you're saying just go for something else, that would only make sense if you say it last month not now.

Immediate if u transfer outside. Just that when u pay SCB own CC from SCB account, it could screw u over coz sometimes it’s not instant. No idea why. When u pay it increase ur CL, but tomorrow u check u’re back with ur old CL, the day after baru it is reflected again. So to be save, transfer to other bank, then other bank transfer to SCB CC. Like that no problem

Because my CL only RM10k, so actually not for the due date payment but it’s for the cashback drift campaign, im paying my CC on daily basis RM700 per day to make room for me to get my Ford Mustang. So I need to have an immediate update on my CL.