Let’s all move fund to SCB PSA.. get 4%

If u have scb credit card, I think is easy..

3000 fresh fund + 1000 card spending

Just received my latest statement: 12/02/2020
and there is no penalty interest charges appear there for my late payment on last statement, Phew ..

Last statement : 12 Jan 2020
Due payment : 01 Feb 2020
Payment date : 02 Feb 2020

I paid on 10PM + on 1 Feb 2020

But transaction in statement shows 2 Feb 2020

My actual statement due is 1 Feb 2020

Reading the revised tnc seems that OCBC credit card payment not considered as bill payment anymore
https://www.ocbc.com.my/assets/pdf/Accounts...unt_TnC_ENG.pdf

Coz ur car loan is not based on BR + spread. It’s fixed when u entered during the agreement

i have the same problem with foodpanda but with my RHB card, suppose to receive 10% online cashback but didnt. it's due to out of all my foodpanda online order, the one that didnt receive cashback is ending with SINGAPORE details instead of foodpanda kuala lumpur.

guess they process with a different payment gateway, hence, the exclusion, might be the same as yours - look for 'SG' word in the description.

I have 3 FP order about rm100 in total. 2 is online, 1 is not considered online food.

All three is from saved CC in the apps. Im using rhb cashback cc. Now the name i think maybe different, but it’s still inside their website

SCB promotion only until 31-Dec-2020 right? Quite troublesome to switch over for me..haiz..

The 5.6%pa* by PSA is a promotional rate.
Renewed yearly for a couple of years.

yea. just noticed that too.

so by now highest SA still OCBC.

the SC account too high maintenance.

Hi all,

Silly question, I’ve looked through the last 20 pages and gotten the following info, would like to double check if this is the best way to get max interest at the lowest cost:

1) base interest 0.05%
2) spend: BigPay/grab/boost RM500
3) pay: bank transfer to 3 different bank accounts (same bank is ok) - RM1 each x3 = RM3
4) deposit: RM500 fresh funds

Could you guys please advice? Thanks so much. just opened the account today!

3) pay: bank transfer to 3 different bank accounts (same bank is ok) - RM1 each x3 = RM3

Why this one needs to pay RM 1?

Currently ocbc got the following campaign.
For d condition "For every RM50 spent in a single receipt on all other retail transactions", does it mean that if I reload rm1000 to Boost it is considered as 1 entry n not 20 entries?

1)Transaction for online or in store for grocery and online or in store for dining only.= 5x
2)Transaction for all retail only = 1x
3)Every RM50 spent in a single receipt = spent any amount in one receipt, each RM50 in the any amount gets 1 entry(all retail other than online grocery and online dining)
Example for online (grocery or dining) or in store (grocery or dining) :
a) spent RM100 in one receipt, RM100 divide by RM50 multiply by 5x = 10 entries.
b) spent Rm1000 in one receipt, Rm1000 / RM50 multiply by 5x = 100 entries.

Example for all retail:
a) spent RM100 in one receipt, RM100 divide by RM50 = 2 entries.
b) spent Rm1000 in one receipt, Rm1000 / RM50 = 20 entries.

I tot I read somewhere with similar t&c that should be the interpretation but CS said reload rm1000 to Boost in a single transaction considered 1 entry.

now i am comparing with SCB already .. OCBC will definitely cut down immediately ..

this stupid bank done it again. charge interest to my CC which i've paid in full before due date on 11 October 2020.

but the interest charged is dated 10 October 2020 - 1 day before the payment due date.

I've called then they say will request for waiver and subject to approval. - hello it's not suppose to subject to approval as I've done nothing wrong.

I wonder if people dont check their CC statement regularly, they might have earning so much from people.

I've paid before 9.45pm on 11 October 2020, hence, there's no issue about cut off. in my internet banking also shown 11 October 2020 as payment.