Off topic, there is an * on the first year annual fee, only free first year for new customer?

Bliz wait for SMS

Officially, transfer outstanding balance of one credit card to another credit card.

Eg.:
Let says you have CIMB card with RM1000 outstanding, then you saw there is 0% balance transfer without 0% free from Maybank, so if you think this is good, you go to apply from 1 CIMB to Maybank

If all okay, Maybank will be post payment RM100 to your CIMB card, then now your CIMB card is 0 outstanding, and your Maybank will divide the RM1000 to the monthly installment,

Before:
Credit Limit in CIMB eg. RM5000, available credit: RM4000, outstanding RM1000
Credit Limit in Maybank eg. RM5000, available credit: RM5000, outstanding 0

After:
Credit Limit in CIMB eg. RM5000, available credit: RM5000, outstanding 0
Credit Limit in Maybank eg. RM5000, available credit: RM4000

Please do always read the term and conditions.

same bank can't, must be other bank/card

Do you have two credit card from two different provider? Eg. Maybank and Public Bank?

two from different bank? try to check out the one if they offer 0% balance transfer or not, you better go check with the bank thru e-mail or call

thru maybank2u? lately somehow getting declined thru m2u, i no longer try it out, still waiting for 3% refund

assuming this is from Maybank BT, there is something like sms with swiftcode, call customer service, because, I believe Maybank is using IBG, next working day reflect

Yes, it is. Apply thru e-mail.

thanks, me too, apply on 10 Oct 2016, received waiver on 7 Nov 2016

No penalty, just have to e-mail to mbbcardservices@maybank.com.my to settle

Apply Maybank BT on Thursday by email, 15 Dec, got SMS on around 6pm on Friday

Fund reflect in other Bank on Tuesday today

hi, anyone know / tried if

Bank A BT to Public Bank Supplementary Card (Same Name)

Can't BT to main card PBB since it is not the same name. Thanks.

I am more like reverse, erm erm, from principal to the PBB sup

thanks for sharing

please do not use your HSBC card, any other transaction will no longer has interest free, you can pay minimum amount for HSBC, divided by yourself over RM3500

sendohz offtopic, you can e-mail public bank customer service,

https://www.pbebank.com/Personal-Banking/Ca...-Visa-Gold.aspx

Annual Fee Waiver
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waiver is subject to a minimum of 12 swipes over the preceding 12 months.

Eg.: You can swipe rm1 x 12 like in Digi Website for postpaid bill

try apply Public Bank, don't apply BT to the card that has condition of annual fee waiver, 2 years 5% one time charges

https://www.pbebank.com/Personal-Banking/Pr...ansfer-XVI.aspx

HSBC always said annual fee waiver is very easy

also after apply HSBC BT, do not use your card, it will has retail interest if any further transaction

Just saw this Balance Transfer of RM10k from apply any Hong Leong Credit Card

https://www.hlb.com.my/main/promotion/20161...alance-transfer

1 November 2016 – 31 January 2017

You are lucky, my HSBC they didn't waive it, till now I unable to find the T&C, they said, they can waive it one time, but my case was different, HSBC made another second BT without my permission, so got retail transaction on second, they won't waive it 2nd time

Retention team also quite rude

Disclosure, I no longer holding any HSBC cards

Long story, because the staff submit non 0% BT in the first place, so I was mad so I complaint and settle the first BT in full

But the dumb HSBC again submit the 0% BT and it is very hard to claw back ..., I used some retail in between, then ended up a small interest there,

I complaint again, no system waiver, I think the staff paythe interest herself for my account

reading about supplementary balance transfer, if it okay to apply balance transfer to supplementary?

From A supp (the sender) , clearing a same name Principal of other bank.

Can? Reading here, seem, it is not possible. I wondering. Thank you.