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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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mitodna
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Jul 5 2017, 08:11 PM
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Hi, want to ask. If I want to balance transfer to a card that not own by name. Can I ask the card holder to create a supplementary card and transfer the existing principal balance to the newly created supplementary?
Then I apply balance transfer to this new supplementary card? Thanks.
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mitodna
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Nov 2 2017, 07:57 PM
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Received Maybank Reversal of 3% on 30 October and Gst reversal on 31 October:)
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mitodna
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Apr 17 2020, 10:18 AM
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Update on my AEON BT application:
1. 13 April: Submitted form via e-mail 2. 14 April: Received call wrongly filled form, resend again 3. 15 April AM: Received call to verify amounts 4. 15 April AM: Received SMS saying that BT application has been approved 5. 17 April AM: Receiving bank has reflect the IBG amount
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mitodna
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Jun 3 2020, 11:15 PM
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Applied Affin Bank CC during MCO, filled in interest on Affin website, someone from Affin called me back, and submit the documents
has to collect card at branch with MyKAD verification, need to bring the signed form as well, was offered a new to bank spend RM300 for RM30 cash back in SMS, I didn't manage to get the cashback, not sure the full term and condition, due to I didn't managed to spend it within the same statement? Not sure, I didn't chase on this
Managed to apply CIP 0% max 15000, first I called the number, they will collect my information first, the someone shortly will call back for the application
3 working days received money, I asked to out to Affin saving account.
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mitodna
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Jun 7 2020, 01:38 PM
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QUOTE(LemonJane @ Jun 7 2020, 09:47 AM) Good for you. I applied for Affin last year but not successful I applied last year at Affin branch too, was unsuccessful as well This time, I apply thru putting the contact number in Affin website, someone contact me back, she is from Affin bank herself I send to her Affinbank e-mail for documents submission If more than 6 months, you can try to apply again
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mitodna
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Jun 7 2020, 10:52 PM
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QUOTE(LemonJane @ Jun 7 2020, 02:52 PM) You submitted your documents online? No need to go down to the branch ? If submission of documents can be done online, I will try next month. It's a hassle having to go down to the branch, especially with the kind of queue for banks nowadays submission online, but has to collect the card at branch, need to self print the document also to the branch when collect, but I am not sure if now CMCO and soon RMCO still the same procedure or not Affin bank less people also Edit: Off-topic, Aeon no more 0% balance transfer for existing customer i think, Has 3% balance transfer https://www.aeoncredit.com.my/promotions-detail/3432This post has been edited by mitodna: Jun 12 2020, 04:23 PM
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mitodna
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Jun 17 2020, 07:08 PM
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QUOTE(cyberkiddo18 @ Jun 16 2020, 06:11 PM) Can? first time i'm gonna overpaid. Not sure bout this leh.. SCB, PBB, Citi, UOB, AMB allowed to trsf back to bank? But I don't have bank ac in SCB and UON tho  I think no harm trying.. anyway, I gonna pay up first, then later try luck to request for trsf to bank, see they want entertain me or not  better pay up, at least minimum, if not, will appear some marker in CCRIS ?
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mitodna
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Jul 13 2020, 08:07 PM
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Aeon BT seems still on going 0% 6 months, the form not visible in Aeon Credit website, but the form still able to be google, suggest to keep it
Sent e-mail 10:24AM Receive phone verification on 11:20AM SMS approval on 11:57AM
First time same day approval
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mitodna
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Jul 13 2020, 11:48 PM
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QUOTE(sl3ge @ Jul 13 2020, 10:13 PM) Usually Aeon take how many days to pay off ur other bank cc statement? Next 2 working days after approval SMS, but it is recommended not to apply last minute or near the other CC due date Edit: one form 3 cc, I filled in 3 cc from two banks This post has been edited by mitodna: Jul 13 2020, 11:50 PM
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mitodna
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Sep 24 2020, 07:56 PM
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submit cancellation Standard Chartered card due to upcoming annual fees, got offered 0% BT, didn't ask how long, and limit
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mitodna
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Sep 25 2020, 04:47 PM
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QUOTE(lowyat101 @ Sep 25 2020, 03:00 PM) » Click to show Spoiler - click again to hide... «
Thanks for this info and i'm interested too. Meaning that just by using this 0% form and send it over, we can get the 0% package instead of the 3% package? 0% hidden promotion using the form is 6 months period 3% promotion is 12 months period
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mitodna
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Nov 3 2020, 04:30 PM
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QUOTE(victorian @ Nov 3 2020, 02:16 PM) Any credit card offering 0% cash advance ? Affin Bank 0% maximum 15k , 6 months, new to bank within this year RHB 0% maximum 15k , 12 months, new to bank Alliance Bank, 0% maximum 40k, 6 months, new to bank on the visa platinum/signature
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mitodna
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Dec 2 2020, 06:37 PM
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QUOTE(samuraix79 @ Nov 30 2020, 12:58 PM) I think this month for PB till end of Dec got another campaign, lower 1 time management fee https://www.pbebank.com/Personal-Banking/Promo/bt1020.aspxThis is for special invitation customer only
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mitodna
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Dec 3 2020, 05:56 PM
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QUOTE(LemonJane @ Dec 3 2020, 11:33 AM) try no harm
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mitodna
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Dec 12 2020, 11:06 PM
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QUOTE(LemonJane @ Dec 12 2020, 06:12 PM) I report that the PBB 0.5% BT is for selected card holders only. You tried?
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mitodna
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Jan 14 2021, 12:18 PM
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QUOTE(LemonJane @ Jan 14 2021, 11:18 AM) What I know of the 0% BT offers currently from Hong Leong, Public and Aeon are only for new-to-bank or invited card holders. Any link on Hong Leong 0% BT?
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mitodna
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Jun 13 2021, 11:17 PM
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QUOTE(Human Nature @ Jun 9 2021, 04:47 PM) ^ I wonder if one is still eligible for this BT promo if he/she is new cardholder for PBB Islamic but an existing conventional card holder. Managed to apply 0% BT public bank Islamic, existing a Public Bank (conventional) holder, two months ago
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mitodna
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Jun 14 2021, 10:44 AM
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QUOTE(wongmunkeong @ Jun 14 2021, 09:52 AM) "Managed to apply 0% BT public bank Islamic, existing a Public Bank (conventional) holder, two months ago" note the "two months ago" <-- ie still within 2021 conventional cards was newly gotten reason to highlight - after reading, i called PB's CS and i was told nope not new to bank even if PBI was new this year coz my other cards with PB was issued waaaaaaay before 2021 ya ya - optimizer here 0% wor, 6 mths wor  I didn’t call to apply. I just send the BT from thru e-mail. But I was told I am not able to entitle any gift NTB Public Bank Islamic card; has activation cash back promotion though Can also try 0% RHB cash for NTB https://www.rhbgroup.com/BTCX_2021/files/CX...nC_637_0121.pdf
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mitodna
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Jun 17 2021, 10:51 AM
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QUOTE(ChiaW3n @ Jun 17 2021, 10:43 AM) Yes I do have affin. But the limit just 20k so normally when you do BT you need a higher credit limit :/ which is why I only mentioned HSBC And SCB which 2 of these having higher credit limit Affin BT is up to 80% Try contact SCB retention team to get 0% COC, last time I submit request thru online chat Else, can consider to apply RHB Take care
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mitodna
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Oct 27 2021, 05:10 PM
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QUOTE(cybpsych @ Oct 27 2021, 12:24 PM) try this https://www.affinonline.com/btipaffin staff would contact you Yup, usually same working day will call you. I received call from 03 8230 2288
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