why take the hassle to call again when the t&c of promotion is spelled out so clearly and many forumers here had shared it and some taken the plan had shared it's indeed 0% ?

most importantly the 0% 6 months ezycash promo is VALID. that's all.
no need to wonder why this person giving false info or not.
it's irrelevant


use rhb website BT and put in maybank cc number will do.

This post has been edited by sjz: Jul 16 2025, 08:52 AM

yup.
that's a bad move and could affect DSR scoring

that is the normal t&c of ezycash.
as now there is a limited time promo on ezycash, so they won't charge anything.
just select 6 months plan and will get the cash in your CASA immediately.

there is an effect on monthly commitment if they put the monthly payment figure in CCRIS.

assuming you taking total 30k 0% BT 6 months.
5k per month payment.
your credit limit is 100k.
so your credit utilization is only 30%.

and assume your salary is 10k,
monthly commitment
housing loan 3k
car loan 2k
BT/Flexi 5k

quite unlikely bank will approve any new loan as from they see your salary is not even enough to cover your monthly commitment.

while if your monthly commitment is
housing loan 3k
car loan 2k

it's still likely they will approve it.

yes. they did count the total outstanding & credit limit for total credit utilization as well as total unsecured credit given to you.
but if monthly commitment column > monthly salary, it will definitely play a role.
however, different policy may apply for different banks.

yes. M2U Plan 6.
i think there is a small sentence in application page stating M2U Plan 6 upfront fee waived during promo period.

yes.
can if different card.
i noticed my amex card cn do until almost 98% of available credit limit.
not sure is it a glitch but i just max it.
after do my credit limit left RM100+

This post has been edited by sjz: Jul 29 2025, 10:54 AM

yup supposedly Ezcash is 70% of the limit.
but surprisingly for amex card when i check they allow me to do until almost 98% of available limit in 1 single round.
left with RM100+ limit after the Ezcash.
so i just take it.

for my visa they only allow up to 70%

This post has been edited by sjz: Jul 29 2025, 02:09 PM

i'm not sure how.
but no transaction for the past few days on the card.

you can do another round of 12 months 0% BT from Maybank after done BT from RHB

This post has been edited by sjz: Jul 30 2025, 07:51 PM

nothing new.
for new card holders only right