Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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 Feb 16 2025, 09:26 AM
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#61
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All Stars
14,287 posts Joined: Jan 2011 
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QUOTE(james2306 @ Feb 16 2025, 03:20 AM) No penalty for early settlement AFAIK. Ok thanks bro. Besides, anyone knows what is the ‘defer payment’ about in my previous post? |
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Feb 28 2025, 09:16 PM
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#62
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All Stars
14,287 posts Joined: Jan 2011
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QUOTE(Porkycorgi5588 @ Feb 28 2025, 06:52 PM) I got same problem as westlife i had just cleared off my balance transfer for uob. even this is my payment (min payment) month. just wanna confirm, Payment amount for every month is gonna be [(Closing Balance) - (Defer payment)] Even though statement amount is 3900, i am not expected to pay 3900 la. just Rm200, then 400, then 600 etc. until end of tenure which I have to clear all.  in march or later months when the property project launch, i want to buy, so tot of maybe not having any balance transfer will help in the home loan approval.  |
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Feb 28 2025, 09:20 PM
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#63
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All Stars
14,287 posts Joined: Jan 2011
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besides, i received sms about balance transfer again from uob, seems like their BT14 promo code for 6 months 0% interest balance transfer is still available again.
anyone interested can apply for it.  |
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Feb 28 2025, 10:31 PM
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#64
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All Stars
14,287 posts Joined: Jan 2011
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QUOTE(LostAndFound @ Feb 28 2025, 09:34 PM) If 60 months reducing balance I wonder what is the per month minimum is. Cos if 5% then have to pay roughly 27% in the first 6 months. So good? 5 years to pay off the balance transfer and 0 interest? 😜 |
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Mar 1 2025, 01:06 PM
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#65
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All Stars
14,287 posts Joined: Jan 2011
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QUOTE(MGM @ Feb 28 2025, 11:24 PM) Sbould be 60 equal payments. it mentioned reducing balance or instalment leh... OR this word is there... |
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