save a lot for 12 months.

I also just did my 4th BT. Interest free and processing fee free BT is really song.

More than rm140k for sure. because not entirely 100% of available credit limit can be used for balance transfer.

Not really, I just applied one recently, got one card is not above rm1000, but total two amount above rm1000 I can do the BT no problem.

My last many transactions were refunded within 2 weeks time.

only one latest transaction done on 23 august 2017 yet to be refunded. Dun know why,

Ic. Glad to know that I am not alone.

yes, i also received the refund. finally.

nice. just swipe a total of rm19950 from my scb and ocbc card for rebates. now can prepare to a 0% interest 12 months BT to my MayBank card 👍😜

maybe will do on 1 Jan 2018 since it is my MayBank billing date. Then I can enjoy no payment for one more month.

I think MayBank the fund for 0% BT should not deplete so soon rite since this promo has been extended for so many times.

but maybe I should just apply today haha just in case.

This post has been edited by westlife: Dec 8 2017, 01:06 PM

All the while the condition is there.

if that's the case, it is even simple to counter this which is to fully utilize whatever it is on promo now as much as possible.

just done the BT for my spent on friday - RM19,764.50.



Congratulations! Your application for Maybank Balance Transfer Programme is approved in principle.


Your application status will be sent via e-mail and SMS

interesting. no email or sms on the approval after yesterday night approved in principal.



but received sms on the transfer of fund done.

check on maybank2u. fund deducted. it means the fund transfer has been approved.
cool. very efficient.

This post has been edited by westlife: Dec 11 2017, 10:51 AM

yup. checked my ocbc credit card account. the fund is already credited in. super fast.

but funny thing scb one the fund is not in yet.

This post has been edited by westlife: Dec 11 2017, 05:15 PM

yeah. scb update is slow.

available credit limit no change too.

ya think so. Even I do normal bill payment via bank fund transfer. It takes longer for them to update.

still available. just apply as long as there is a 0% offer thing shown there.

Campaign Period: 1 September 2017 - 31 March 2018 OR until the allocated fund* has fully depleted (whichever is earlier)

it never stated the allocated fund as this is determined by the bank but it means there is quota, not unlimited till the expiry date. it is possible that this promo can be removed any time.

if have installment loan from one bank on its credit card, can Bt 0% to another bank?

the website is not updated. the promo is not yet extended for maybank 0% BT.

possible. i think they are not extending the offer anymore.

i had managed to take advantage of the offer few days before the last date.