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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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tonytyk
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Nov 22 2017, 10:23 AM
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If we take up maybank balance transfer plan and the fund transferred to Stanchart credit card and stanchart does not allow excess payment to saving account, only can only return the fund to source, ie maybank credit card, anyone have experience to get maybank to transfer the fund from credit card to saving account?
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tonytyk
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Nov 22 2017, 11:05 AM
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QUOTE(lamode @ Nov 22 2017, 10:46 AM) plenty shared their exp, just read few pages or search. Not for such specific case
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tonytyk
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Dec 2 2017, 07:04 PM
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QUOTE(Nom-el @ Nov 29 2017, 04:07 PM) BSN 0% BALANCE TRANSFER FOR 12 MONTHS Transfer your outstanding balances from other credit cards to your BSN Credit Card and enjoy 0% interest/management fee for 12 months. Features » 0% interest/management fee » Zero processing fee » 12 months tenure » Minimum transfer is RM1,000 » Transfer up to 80% of your available credit/facility limit » No other banks’ statement required http://www.mybsn.com.my/content.xhtml?contentId=1056Any hidden fee?
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tonytyk
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Dec 7 2017, 12:20 PM
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QUOTE(dskwan @ Dec 7 2017, 11:34 AM) HLB BT has to be repaid at the end of BT, otherwise cash interest apply which I being trapped on this as I thought it follows statement due date.  Anyone knows how about PBB? becareful of HLB, read every single fine print when deal with HLB
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tonytyk
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Dec 7 2017, 12:22 PM
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QUOTE(archimedes @ Dec 6 2017, 10:42 PM) Well got to say.. BSN offers one of the better deals for BT. I believe HLB offer ended and I checked, PBB offers BT min 2k for 6 mths only. BSN offers 12 mths at 0% min RM1k AND WITHOUT processing fee.. Just that payment a bit hard to go to their branches... so out of date? cant do online? cant imagine time taken for the queue as they are well known for inefficiencies
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tonytyk
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Dec 8 2017, 10:30 AM
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QUOTE(chinti @ Dec 8 2017, 10:21 AM) hi guys, i got a question. so i applied 0% balance transfer to cimb few days ago and today when i check my cimb click, y is there an extra balance transfer account inside my cimb click? i thought it supposed to link to my cimb credit card account? CIMB got 0% BT?
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tonytyk
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Dec 9 2017, 08:07 PM
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QUOTE(RickRick88 @ Dec 8 2017, 06:17 PM) Great! Thanks! This is even better than normal 6 month BT. Shall make my 2nd BT with UOB card. Need to completely pay off the first BT before taking the 2nd?
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tonytyk
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Dec 10 2017, 03:26 PM
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QUOTE(RickRick88 @ Dec 10 2017, 06:35 AM) Not sure about this. You may check with the CS. From your earlier post, understand that u have 1st UOB BT running and plan to take another BT with them soon.
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tonytyk
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Apr 27 2018, 12:46 PM
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QUOTE(unisem @ Apr 27 2018, 12:43 PM) What requirements to get cash back?
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tonytyk
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Apr 27 2018, 01:00 PM
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QUOTE(unisem @ Apr 27 2018, 12:52 PM) No idea . I BT 11k from MBB 2 plat card only. that's it. It's about 0.5% from BT fund. Visa, master or amex?
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tonytyk
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Apr 18 2019, 04:41 PM
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QUOTE(pisang @ Apr 17 2019, 08:53 AM) i got the call from UOB. The offer is similiar to HLB. what you need to do is to pay min 5% for first 5 months and SETTLE all before the maturity date. Assuming that my application date is 17/4, then the maturity date is 16/10. A new account number will be created for this BT in the statement. For new card holder?
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