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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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TongCN
post Sep 9 2020, 04:52 PM

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QUOTE(Diablo143 @ Sep 7 2020, 06:38 PM)
Sent in the 0% BT form to AEON's cc_cad@aeonmalaysia.com.my email last night.

This morning received the verification call and then by noon, approval SMS received.

Exact BT amount already reflected in aeoncredit website. No additional 3% charged, so seems 0% still accepted  biggrin.gif
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Same, i sent email on monday using old form

Just received call and convert using 0% for 6 months biggrin.gif
TongCN
post Sep 11 2020, 08:54 AM

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QUOTE(cucikaki @ Sep 10 2020, 07:45 PM)
Yours reflected in the other bank already? I wonder if it will really takes 3 working days.
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It reflect in my aeoncredit already, the other bank - SCB might take some time as it always slow appear XD
TongCN
post Jan 21 2021, 11:02 AM

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QUOTE(tifosi @ Jan 21 2021, 12:02 AM)
I got a SMS for the BT promo and you'll see it at your online portal like below.

user posted image
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Did you reply the SMS actually?

I just login mine after received the SMS and also saw 0.00% (By invitation)
TongCN
post Jul 15 2021, 08:26 AM

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which bank allow 0% 12m Balance transfer eh?

Wanna transfer some amount out from HLB
TongCN
post Jul 15 2021, 10:38 AM

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QUOTE(Human Nature @ Jul 15 2021, 09:35 AM)
Affin Bank
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Ouch, my affin now pledge FD method also, lolz..
TongCN
post Aug 17 2023, 05:18 PM

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How long will Affin BT normally accept and transfer?

Just applied today
TongCN
post Sep 27 2023, 04:37 PM

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QUOTE(ChiaW3n @ Sep 24 2023, 07:01 PM)
Anyone have direct contact from Maybank, I try to apply my balance transfer via maybank2u 0% 12 months with free processing fee, it always rejected by the system.
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Mine that day applied first time also rejected

Wait a few minutes try again then instant approved
TongCN
post Nov 6 2023, 08:49 AM

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I applied Hong Leong Bank Balance transfer last November with 0% which i just paid minimum amount until now 12th soon

I trying to apply Balance transfer from MBB (Plan G) to fully pay the upcoming 12th statement of this HLB BT but i dunno which card type to pick (Visa or Master) as there is no indication of type in the app or PDF statement.
It only shows the 16 digit, expiry date and CVV

Is there anyone doing this before? "BT to another BT"

EDIT: Ok my bad for not reading back XD

QUOTE(fruitie @ Nov 2 2023, 05:09 PM)
HLB BT account starts with "8" which is not a credit card no. Can we still BT to this account? Many years ago I BT-ed to HLB card and get CS to transfer to the HLB BT (I think). Is this method still working?
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QUOTE(xiaomoon @ Nov 3 2023, 10:48 AM)
yes working...i just do it few month ago
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So we can call bank to transfer from CC to BT for settlement eh ?

This post has been edited by TongCN: Nov 6 2023, 08:51 AM
TongCN
post Dec 21 2023, 10:14 AM

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QUOTE(tifosi @ Dec 20 2023, 11:56 PM)
HLB you need to pay everything ON expiry date. Expiry date is not statement date.
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Mine expiry date was 24 Nov 2023 (same as my statement date and due date was 14 Dec 2023) and i didnt manage to fully pay that time.
On 25 Nov 2023 i saw interest 18% applied but it was RM0.00 though.

Time back to today - 21 Dec 2023 , i still have left some balances there cause waiting for them to transfer from my CC Exceed payment to fully settle.
Not sure by 25 Dec 2023 will kenak interest or not sweat.gif
TongCN
post Dec 28 2023, 03:03 PM

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QUOTE(Mr Gray @ Dec 26 2023, 09:46 PM)
Got a call from Hong Leong last week. Balance transfer for 6 month, 0%. Best thing is money is credited directly to Hong Leong CASA. So it's effectively 0% 6 month personal loan. smile.gif

user posted image
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QUOTE(jiaen0509 @ Dec 27 2023, 10:33 AM)
I contact my banker to apply for me. Sign today, money credited tomorrow. Haha before xmas holiday.

If u need I can share you her contact
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How to get this? laugh.gif
TongCN
post Jan 18 2024, 02:12 PM

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Received an SMS from 66300 [UOB]

"Consolidate your other bank credit card outstanding with us at 0% interest for 6 months if apply by 29Feb24. SMS UOBBT to 66300 to know more (T&C)"

I thought UOB always SMS keyword for us to search?
TongCN
post Jan 18 2024, 02:42 PM

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QUOTE(cybpsych @ Jan 18 2024, 02:33 PM)
this is for their staff to call you back, explain t&c, then process your BT lor
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Probably will call them back and check, lol


TongCN
post Jan 18 2024, 04:32 PM

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QUOTE(MGM @ Jan 18 2024, 03:57 PM)
So this 6m 0% bt is by sms invitation only?
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When i search UOBBT, it gives me 2 result:

1) Ho Ho Cash Back

2) UOB Balance Transfer - However the TNC is old one

This post has been edited by TongCN: Jan 18 2024, 04:33 PM
TongCN
post Jan 30 2024, 10:20 AM

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QUOTE(besiegetank @ Jan 29 2024, 06:30 PM)
I received call that this one has a upfront interest of 1.88% but will later cashback to you. Is it true?
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Do they extend the promotion ?

I know last year received this promotion and ending 31 Dec 2023
It also only applicable for the first application.
TongCN
post Jan 31 2024, 08:32 AM

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QUOTE(besiegetank @ Jan 30 2024, 09:42 PM)
Yes they have extended the promo to end of feb.
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Cool, gonna try call them ask am i eligible (2nd time) or not XD
TongCN
post Feb 2 2024, 12:03 PM

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QUOTE(Human Nature @ Feb 2 2024, 08:35 AM)
For HLB, those that settled the balance on expiry date, are you imposed with early settlement fee or financial charge so far?
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I settled mine on 13th month and also no interest charges

There's this one transaction saying interest +0.00 though.
TongCN
post Mar 13 2024, 08:50 AM

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QUOTE(virtualgay @ Mar 12 2024, 10:55 PM)
just did UOB as they called and continue to offer me
PBB Islamic Master still offer 0% for 6 months
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UOB - you mean the 1.88% first charge rebate later (2 months) still applicable in March 2024?
TongCN
post Mar 13 2024, 10:37 AM

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QUOTE(virtualgay @ Mar 13 2024, 10:35 AM)
yes correct - i just did it
not much limit left yet i still do it to max out my limit
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Ok cool, just what i need for the time being sweat.gif

Thanks
TongCN
post Mar 18 2024, 04:57 PM

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QUOTE(fruitie @ Mar 18 2024, 01:22 PM)
It seems, though. So, it is only available on the website rather than the app. Luckily, it advertises on the app; otherwise, I won't know about it. laugh.gif
I have yet to apply and am waiting for my due date next month to clear the statement balance amount to increase the limit before applying.
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The BT application under App now also cannot use (as of now i click)
TongCN
post Mar 18 2024, 05:19 PM

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QUOTE(jasontoh @ Mar 18 2024, 05:01 PM)
Yes, I jz did 90% of the limit to my Maybank. Don't know when will receive the money
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That's fast, the campaign only RM30 mil allocation >.<

Should i wait till my statement date 24th or apply now?
Sometime the process will delay appear in statement?

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