I mean pay for other BT within HLB
Overpaid to HLB CC and disburse back to my HLB BT

MY BAD, i mis-read HSBC as HLB XD

HLB BT, i didn ask whether can go to CASA or not

But i leave my HLB main CC at negative amount for the time being also , lol ..

But do take note that dun do this "transfer" day before statement due or BT expiry date.
As it might take some time to process
Best do it 1 week earlier.

So far UOB no more offer 0% BT eh ?

No SMS received beside those phone called for 3.98% p.a.

Last week applied BT 1.90%/p.a. with the code (which no SMS me) provided by others and failed cause they say my account not applicable

Only 3.99% if i want to.

They now like limit users also :\
I asked anymore reducing balance transfer, the CS says UOB discontinued d cause many customer complaint kenak interest (customer no self monitor, lol)

They called me first to clarify the thing as per my post.

Then only received the SMS (same like yours)

See my above post, UOB now like less entertain ppl dy on BT even i willing to pay some interest

How you apply this?

Success before but macam no longer :\

This month didn't try cause i just took a cash loan from UOB which they decrease my existing loan interest (nett off still save some interest)

Without SMS with code receive, seems like they won't entertain

Didn't expect this MBB BT so fast O.o

Applied last night 7pm +
Today received SMS
Today can see my other bank there already appear transaction

Not even 24 hours.

UOB the most annoying these days

I told them only 0% or 0% with rebate then call me please [well they ignore]

They did previously when having 0% reducing balance that period year 2024.

Then become snow ball effect

Roll > Roll > Roll

Asal you know how to properly form a circle
* perfectly balance

Anyone recently apply UOB BT with interest / 0% interest ?

Any code with latest rate / 0% rate ?

Tried apply an expired code first under my SMS (31 Oct 2025) since no new SMS coming in, wait them call and see.

Just applied MBB BT 0% on 1:30pm

1:40pm immediately approval SMS comes in, that's fast
Hopefully like last time next day received.

The UOB comes with interest charge oh, if you wan can try : UOB65 [actual range to test UOB61 ~ UOB 70]

Doubt can success but will see how they offer when called.

Trial and error on the UOB BT page and no see 0% anymore


Woot O.o ?

My limit almost burst (max : Rm15k) also, lolz ...

Yea, MBB CL since 20 years ago till now 15k (applied increase between and always fail)

Only have Shopee CC now with them.