Just called CS and he mentioned it's been approved and will disburse fastest by tomorrow

So expiry date kinda just for "information"

Still not showing under my account as of now
Hopefully by tomorrow cause wanna settle HLB , lolz

Update : Saw HLB has this RMx,xxx under last payment info exact amount of my UOB BT
But transactions no appear under both UOB and HLB yet

This post has been edited by TongCN: May 8 2025, 05:37 PM

Reducing balance

RM50 or minimum payment for first few months (assume 5) then last month (expiry date) full payment

U either can self calculate disbursement date + 180 days or call bank to confirm which date is last date

Mine disbursed 8th May 2025

Only to received SMS - approved on 15th May 2025, lol ...

Saya B40 XD

Gonna try again on UOB BT21 (expired) see can or not.

Need clear HLB BT expiry soon

This post has been edited by TongCN: May 19 2025, 09:39 AM

Not really, i applied on 5th May 2025 without knowing it actually expired on 30 April 2025.

The amount later disbursed on 8th May 2025 to my another bank with 9th May 2025 showing under my UOB BT statement there.

And the SMS only comes on 15th May 2025 - saying "approved on 07MAY"



This post has been edited by TongCN: May 19 2025, 03:01 PM

MBB this year very rare on BT , lol ...

Belum muncul 0% 12m after Raya XD

Yea, MBB quota clearance from previous BT almost finished pay d

Now just need wait them release and utilise the available CL

Addon: Always hate Affin Bank BT (call) that last 0.5 seconds. Applied 11:05AM just now , 2 missed call with same timestamp @ 11:08AM & 11:08AM

Apalah =.=

Addon2: Another 0.5 call @ 11:10AM
Addon3: Finally 11:10AM accept

This post has been edited by TongCN: May 22 2025, 11:11 AM

Same, trying to settle by end of this year. Been taichi here and there lol ..

Yea, like a snowball
Have to have the discipline to keep track every single BT & expiry dates, too
Example like an excel to record.

I also dump some into stock and look what DT done to the market earlier

[quote=TongCN,May 19 2025, 02:59 PM]
Not really, i applied on 5th May 2025 without knowing it actually expired on 30 April 2025.

The amount later disbursed on 8th May 2025 to my another bank with 9th May 2025 showing under my UOB BT statement there.

And the SMS only comes on 15th May 2025 - saying "approved on 07MAY"
[/quote]

[/quote]



Sadly, the BT21 expired d

Received "unsuccessful due to incomplete details"
Called CS and say currently so far no offer yet. Wait for SMS saja

This post has been edited by TongCN: May 22 2025, 04:48 PM

Yea, the last i applied was 5th May where later realised the code technically should expired on 30th April

Same, applied on Monday, SMS of unsuccessful on Thursday

Then straight use Affin BT, lol ..

1) self calculate and record
2) pay the minimum + call customer service which one expiring first

Still waiting SMS from them

Still waiting Maybank T___T

But at least UOB retention team called me and offer me 0% 12 months (non-reducing) BT

Waiting payment from another bank to settle HLB so i can transfer again , lol ...

Most of my MBB finished paying soon and CL ready for it

Come'on MBB

Lol... too excited eh ?

Good thing it open quite long, can slowly digest the credit limit for emergency payment

Been doing this for past few months, lol ..
Multiple lines of HLB BT (8 lines) and need to tell the CS one by one XD