ahh i see. better get mbb to check.

i wonder if m2u's bt 12-month is part of the 0% promo. inside, it doesnt state anything about waiver. it seems to be the standard 12-month bt with 3% fee.

This link (in blue) wasn't there when I applied BT.

for the maybank 0% balance transfer promo.

If i do via maybank2u, do i need to submit statement?

the minimum 1k BT is per card or total?
like if I got 2 cards, 1st card rm600, 2nd card rm1200 is entitle for 0%?

thanks.

applied Ambank & Maybank 0% balance transfer RM 30k each and transferred to my housing loan account (4.24%). i think i save about RM 1,166 for a year. . once my Aeon card approved, going to for 6 months BT again.

first month i need to repay the MR 5k (first installment for BT) so only have RM 55k in my housing loan account.
Month Principle Interest Earned
1  55,000.00  194
2  50,000.00  177
3  45,000.00  159
4  40,000.00  141
5  35,000.00  124
6  30,000.00  106
7  25,000.00  88
8  20,000.00  71
9  15,000.00  53
10  10,000.00  35
11  5,000.00          18
Grand Total  1166

just get my Aeon big approved. plan to apply another RM 40k for Aeon big and also PBB vs once approved. (processing).

Guess total BT i applied about RM 130k.

bt extra to cimb...

call them to transfer to my supp and also savings account...

supp card - can
normal saving account - cannot

normal?

waiver for?

Paid RM 6k to PTPTN and it will be only posted by mid of next month, then I will apply BT to Maybank. Really gotta try to take advantage over this BT promo to try clearing as much debt as I can.

What quota?

I see but I can't apply it anytime sooner because statement for AEON will be only out after 10th Nov..
Can apply without statement or unbilled transactions?

Good idea. I nearly forgot about this and wanted to use my VS because that's the card I have and activated.
The rest are still Pending for Activation status but mum said cards already arrived in hometown, however I will be travelling for these two weeks and be back to hometown only in early November.

Hopefully still in time for free 3% waiver.

this is BS, my co worker got his exceed $ in CIMB card transferred to CASA.
try call again at different time.

both successfully. but SC took me about 2 weeks time.
overall i can say HL & UOB would be much more easier and faster. wont try again HSBC & SC. 

if i did a BT on 15OCT, can i do one again now? To different card but same maybank. Btw, does maybank 0% upfront fee for 12months still available? the condition is until the 3.6m pool is finish..

i cant believe it, just compiled all my BTs in excel, i have BTed rm1131724 from the various cards(MBB,PBB.MBF, Citi,Aeon,UOB) ,no wonder i keep receiving unsolicited calls for loans....can imagine my CCRIS report in BNM must be terrible.....gonna add up see how much i have cashed out from the 190BTs in 2 yrs..