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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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gastacopz
post Mar 1 2017, 10:51 AM

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QUOTE(confuzan @ Mar 1 2017, 10:49 AM)
Great...can have another round..
gastacopz
post Mar 1 2017, 02:51 PM

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QUOTE(scfans @ Mar 1 2017, 02:09 PM)
regarding to the MBB BT, the list of bank does not include AEON Credit Service ?
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use Citibank
gastacopz
post Mar 1 2017, 04:08 PM

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QUOTE(sotsottsl @ Mar 1 2017, 04:02 PM)
I already apply once on last event, I cannot apply the new 1 again  cry.gif
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Erkkkk..why cannot?unless got stated..

Last time I'm doing 4 or 5x...

If got big purchase, definitely gonna do it again
gastacopz
post Mar 1 2017, 09:25 PM

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QUOTE(MAC-tronome @ Mar 1 2017, 09:23 PM)
is there any limit to number of times I can BT for the MBB card 0% Balance Transfer Promo?

Example: I do 2 times BT as per below, will i get any charges?

1) Citibank CC BT to MBB Ikhwan
2) UOB CC BT to MBB Ikhwan

thanks.
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No charges...as per previous promo
gastacopz
post Mar 2 2017, 08:36 AM

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QUOTE(tonytyk @ Mar 2 2017, 08:16 AM)
Do they charge first then reverse later as stated in TnC?

"The 3% up-front fee waiver will be reversed from the credit card account within 30
working days from the approval date."
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M2u..charged 1st n reverse later
Email - no charges
gastacopz
post Mar 3 2017, 09:29 AM

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Hi,

for BT, to pay other BT

let say bank A..i got 6month BT..6k

so from MBB, i transfer 3k to the above..so the remaining balance 3k is equally divided into 6 months or how??

or i can skip 1st 3 month with bank A..then only continue?

thanks everyone




gastacopz
post Mar 7 2017, 12:28 PM

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QUOTE(shiroikun @ Mar 7 2017, 09:11 AM)
Anyone know when will be the campaign for 12months 0% BT (3% up front fee waived) from maybank will end?
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If u you read through the link for the mbb bt, sure can view the end date
gastacopz
post Mar 8 2017, 08:33 AM

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QUOTE(celaw @ Mar 8 2017, 07:59 AM)
Maybank seems like had removed the limit of RM10k to transfer over payment to savings account. 3 weeks ago i request over payment of RM 18k, straight proceed. Today request over payment of RM 21k to my mbb savings account, no questions asked and straight proceed as well.
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From which bank?seems good offer as less hassle to transfer to savings
gastacopz
post Mar 9 2017, 11:09 PM

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hi guys...

need help to enlighten me on below situations..

let say...my mbb card limit 10k
BT from previous bal is 5K outstanding now..with monthly 500

Gonna apply for AMBank BT to maybank e.g..15K

so, how much overpayment can transfer?

is it 10k?or...14.5k?15K?


gastacopz
post Mar 10 2017, 07:33 AM

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QUOTE(fruitie @ Mar 10 2017, 01:55 AM)
How can you BT RM 15k when your limit is only RM 10k? unsure.gif
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Ambank to mbb

Assume ambank 17k limit..

Not possible?
gastacopz
post Mar 10 2017, 08:58 AM

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QUOTE(MGM @ Mar 10 2017, 08:42 AM)
BT from Ambank to MBB or
BT from MBB to Ambank?
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Now im confuse...haha

Using AMBANK credit limit..to pay mbb...and request excess from mbb
gastacopz
post Mar 10 2017, 06:48 PM

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QUOTE(WhitE LighteR @ Mar 10 2017, 06:24 PM)
ok just done this BT application. waiting for approval. they allow 80% of CL

all done on phone.
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Only for selected people only right...those who got sms
gastacopz
post Mar 15 2017, 09:34 AM

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QUOTE(wan7075 @ Mar 15 2017, 09:31 AM)
for maybank BT, I can't find aeon credit service in the list.
so can I choose Citibank for it? tq!
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Yes...

Use citibank for aeon card
gastacopz
post Mar 23 2017, 11:41 AM

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QUOTE(earl-ku @ Mar 23 2017, 11:40 AM)
minimum 1k and max 50k or till the promo amount is filled up ...
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I think, what previous poster means, ur BT limit..
gastacopz
post Mar 25 2017, 08:59 AM

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QUOTE(shiroikun @ Mar 25 2017, 08:49 AM)
If wanna apply balance transfer from Aeon Credit card to Maybank, which bank should we choose from? citibank?
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Yes.citibank
gastacopz
post Mar 30 2017, 01:45 PM

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QUOTE(hwachong @ Mar 30 2017, 01:41 PM)
sorry first time doing Maybank 0% BT here, I received my funds for the other bank, and was charged 3% upfront fee + GST by Maybank. May I know whether the 3% upfront fee + GST will be refunded? Thank you.
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Yes...during the promo.

Refund within 30 days
gastacopz
post Apr 14 2017, 08:35 PM

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QUOTE(vseries @ Apr 14 2017, 08:19 PM)
In bnm? Do you drive there?
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lucky u live nearby..

me if here, use email..1 week++ can get the report

in kg, can go myself..coz nearby only
gastacopz
post Apr 15 2017, 09:57 AM

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QUOTE(guy3288 @ Apr 15 2017, 09:56 AM)
Applied for MBB BT on 11/4/17, (to pay  PB RM8000) rejected despite me having enough Credit.

At application time  MBB available was RM21k, then  a BT payment from PBB came in (PBB pay MBB RM10k) = MBB Available CR RM31k - this cause my rejection?

i thought if we dont have enough CR available, then overpay MBB to push up CL, MBB BT will fail.

In may case, originally i have 20k CL (enough for 8k BT), then the overpayment RM10k came from PBB caused my BT rejected?

Conclusion, to get MBB BT there must be no overpayment at all??
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Yes, as confirmed by few forumers in here
gastacopz
post Apr 15 2017, 12:36 PM

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QUOTE(tifosi @ Apr 15 2017, 12:29 PM)
So comprehensive.  thumbup.gif
Mine is simpler, too lazy tongue.gif Green means paid and total below will exclude the cells in Green.

P/S: The figure does not reflect my real BT amount.
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mine similar like this... biggrin.gif
gastacopz
post Apr 18 2017, 11:53 AM

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Fuh...BT all my CL from Ambank to MBB..13th April

And approved today..Funds will reflected on MBB in 2 days.

So, for excess payment from MBB, a phone call is enough right?And tell them its from BT is ok?

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