1 treat point ...

Overseas, always use muvi, same 5 points, lower conversion....

J class is more expensive with MH than sq....

15K x 0.05 = RM750/ticket, judge yourself whether its worth it or not

if want redeem sq short haul business or economy then redeem during spontaneous escape (not really good actually), otherwise is a waste of point

Redemption work best with long haul premium cabin (more than 8 hours)

spontaneous escape usually is last minute and 30% discount on miles

Yes, be it economy or business, usually I will pay for it if within Asia
I din do research with asiamiles on hotel, but I assume it will be bad value, if u want to use miles on hotel, buy Hilton point, follow by Hyatt point
Is for flying next month, not tmr ya, so still not bad right at least still can plan few weeks ahead

Very simple... 1k of KF/AM worth about RM50, how much does SQ website sell for economy ticket? is it more than redemption i.e X miles @ RM50, if yes den u redeem, if not just buy directly from the website..................... but if you have a lot miles like me to spend... then just redeem whatever ticket la since its free and no need fork out any cash......  sometimes i will just redeem from PEN-SIN

Since a lot of cards already slashing their cashback, think it's better now to focus on TP.

Mine is M2P, and when I apply for a supplementary card for my wife a few months ago, I only get the MU VI supplementary.

Should be possible to get another sub card under Amex?

While it lasted, some have harvested a few million miles.....lol

LOL sorry if my words offended you much but ur statement doesn't make sense to me 

1. U mention ur monthly income is 90k, yet ur CL is 30k? lol

2. U have 6 figures in maybank CA, yet they reject ur CL increment? lol
Even i have only fraction of ur income, they still at least increase 5k for me tho lol (requested just last week)

3. I'm not sure how maybank determines one's CL, but i'm sure how much u declare to IRB and how much u paid ur annual taxes makes the difference (i.e. Borang B/BE & tax receipt).

So if u are earning 90k/month i.e 1.08m/year and u only getting 30k CL? 
This mean is either u receive around 90% of ur earning in "CASH" or u just not being a good boy paying ur taxes 
This is the recent trade that i do. just bank in the cheque/transfer to ur credit card account and u r good to go

Yes that's what I'm doing. 4.5k withdraw, and can top up few thousand to SSPN also.
What's the point of pre-paying electricity bill?
Okay nvm I assume you're the lucky ones from East Malaysia. Here TNB still can't use Boost.