I got my m2p few weeks ago, credit limit was very low.

I called CS, 1st time told me need to wait for 6 months, 2nd time said 3months, but can try to download the form from m2u then email them.

I emailed them the form with my income docs, within a week my CL increased.

All this is done within a month of me getting the card.

So they can increase CL,as long as the supporting docs are sufficient.

Don get me wrong... the 0.043/miles is when comparing MUVI vs AMB WMC, but if i don't have AMB WMC i will still use MUVI to swipe overseas transaction, cuz for me 1k miles value about RM50.

MUVI calculation:

eg, 100k spending + 2.25% forex = RM102,250 total bill = 102k miles = RM5100 (value for miles)

your total rebate/earning will be RM5100/RM102,250 = 4.98% for every 1RM you spend overseas
If you use AMB WMC then the calculation will be as below

eg, 100k spending + 1% forex = RM101,000 total bill = 72k miles = RM3600 (value for miles)

your total rebate/earning will be RM3600/RM101,000 = 3.56% return for every 1RM spend + 1.25% saved on forex = 4.81%

Difference = 0.17% = RM170 per 100k spend

As my previous thread.. for me i personally i will use AMB WMC and won't fork out extra 1.25% forex rate to earn that extra 29k miles.. so it's up for you guys to decide which card suits you the best....

She/he as good as Najib, Ambank for oversea transaction 😁

Najib - Ambank

if u can’t spending more than 80k with this card then don’t apply this card, of course the first year is free, u can cut it if u can’t meet the spending requirement before the next AF kick in

Or wait till the annual fee being charged then only call to cancel, provided there is no any usage after the fee being charged..

Use other bank's cards to top up Boost. You should be able to get >1TP equivalent.
Lol. Trying your luck. Let us know when you end up getting 0x TPs.

Not true.

I ever tap on such MBB terminal, it caused the machine to hang and reboot. Delayed the queue at cashier few minutes. After tried with VI, it works fine

MBB terminal doesn’t means can accept Amex, especially with smaller retailer

Petrol use amex 5 points....

Rhb premier vi for overseas, although only enrich, still the best value, so yes, I use it for overseas spend....and for local duty free and dinning that doesn't accept amex.....

All points into kf ....enrich only from rhb.....

Next Monday, match will start at 3.00 a.m. (Tuesday MY time).
So need to spend on Monday.

Yes need to spend on Monday and pray for the best.
Utilities got points? I don't think so.
Nope, you are doing it correctly, then no need to pray hard because AmEx is 5x all day (excluding utilities).

Based on your list, only TNB is.