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Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion

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Lego Warfare
post Mar 7 2025, 02:43 AM

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QUOTE(fruitie @ Mar 6 2025, 11:23 PM)
KrisFlyer AmEx then since it auto converts into KF.
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What's the next best besides MBB? Really wanna boycott them sweat.gif
Also their KF Amex AF is not waivable right?
confusedway
post Mar 7 2025, 12:08 PM

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QUOTE(Lego Warfare @ Mar 7 2025, 02:43 AM)
What's the next best besides MBB? Really wanna boycott them sweat.gif
Also their KF Amex AF is not waivable right?
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If UOB you may need multiple cards to maximize the benefit... different card to earn UNIRM and another card to redeem... also most card got annual fee...



fruitie
post Mar 7 2025, 01:53 PM

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QUOTE(Lego Warfare @ Mar 7 2025, 02:43 AM)
What's the next best besides MBB? Really wanna boycott them sweat.gif
Also their KF Amex AF is not waivable right?
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UOB but all cards regardless KF AmEx or what have AF.
Lego Warfare
post Mar 7 2025, 03:24 PM

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QUOTE(confusedway @ Mar 7 2025, 12:08 PM)
If UOB you may need multiple cards to maximize the benefit... different card to earn UNIRM and another card to redeem... also most card got annual fee...
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QUOTE(fruitie @ Mar 7 2025, 01:53 PM)
UOB but all cards regardless KF AmEx or what have AF.
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I don't mind waiver with minimum spend, UOB VI waives with 50k min spend which isn't a problem.
I did think of mixing UOB VI & World, but won't be able to utilize much bonus points with their expenses only limiting to dining, fx expenses and selected department/supermarket stores sweat.gif
confusedway
post Mar 8 2025, 11:29 AM

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QUOTE(Lego Warfare @ Mar 7 2025, 03:24 PM)
I don't mind waiver with minimum spend, UOB VI waives with 50k min spend which isn't a problem.
I did think of mixing UOB VI & World, but won't be able to utilize much bonus points with their expenses only limiting to dining, fx expenses and selected department/supermarket stores  sweat.gif
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world card got 125k bonus when u spend 48k... to certain extend unless u really spend alot else point/miles game are no longer as easy before...
Lego Warfare
post Mar 9 2025, 01:45 AM

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QUOTE(confusedway @ Mar 8 2025, 11:29 AM)
world card got 125k bonus when u spend 48k...  to certain extend unless u really spend alot else point/miles game are no longer as easy before...
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earning enrich is still doable, but KF is really bad now sweat.gif
privatequity
post Mar 13 2025, 05:10 PM

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finally my premier 2 cards maybank approved. any tips in using?

Amex - try to make auto debit (for eg insurance, maxis bill) all to amex?
kakalaku
post Mar 13 2025, 05:33 PM

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QUOTE(privatequity @ Mar 13 2025, 05:10 PM)
finally my premier 2 cards maybank approved. any tips in using?

Amex - try to make auto debit (for eg insurance, maxis bill) all to amex?
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Unfortunately you're 5 years late to the game

this card is probably on every existing user's to-cancel list
privatequity
post Mar 13 2025, 05:39 PM

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QUOTE(kakalaku @ Mar 13 2025, 05:33 PM)
Unfortunately you're 5 years late to the game

this card is probably on every existing user's to-cancel list
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oh why? saw ppl complaining hard to redeem etc.

but still can redeem other products like iphones etc no?
privatequity
post Mar 13 2025, 05:40 PM

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QUOTE(kakalaku @ Mar 13 2025, 05:33 PM)
Unfortunately you're 5 years late to the game

this card is probably on every existing user's to-cancel list
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im quite a heavy spender and only use maybank barcelona card - every month i received rm50 cash back only, so thinking its good to upgrade to premier 2 cards
confusedway
post Mar 13 2025, 05:50 PM

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QUOTE(privatequity @ Mar 13 2025, 05:40 PM)
im quite a heavy spender and only use maybank barcelona card - every month i received rm50 cash back only, so thinking its good to upgrade to premier 2 cards
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The M2P Amex now only earn u 2x TP & the VI (MUVI) also earn u 2x TP - for local spend... so technically there is no different, other than Grocery MUVI earns u 5x TP, Petrol u need to use Amex to earn 2x TP...

Unless u spend heavily overseas than the exchange make different...

i think now most ppl will cancel the M2P and just go for MUVI if they ever wanted to keep this Maybank VI... forget about the miles game... too hard to fight...

12,500 for 1k miles means RM6.25 to 1 miles... better use M2K (gold or plat) to spend on weekday to earn 5x TP and redeem at 20k for 1k miles which only cost RM4.00 to 1 miles...

This post has been edited by confusedway: Mar 13 2025, 05:56 PM
privatequity
post Mar 13 2025, 06:09 PM

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QUOTE(confusedway @ Mar 13 2025, 05:50 PM)
The M2P Amex now only earn u 2x TP & the VI (MUVI) also earn u 2x TP - for local spend... so technically there is no different, other than Grocery MUVI earns u 5x TP, Petrol u need to use Amex to earn 2x TP...

Unless u spend heavily overseas than the exchange make different...

i think now most ppl will cancel the M2P and just go for MUVI if they ever wanted to keep this Maybank VI... forget about the miles game... too hard to fight...

12,500 for 1k miles means RM6.25 to 1 miles... better use M2K (gold or plat) to spend on weekday to earn 5x TP and redeem at 20k for 1k miles which only cost RM4.00 to 1 miles...
*
any rules of thumb in using? mine is premier 2 cards, its MUVI + AMEX reserve. Just link every auto debit on AMEX, and use AMEX whenever possible, and if merchants dont accept AMEX then i use MUVI? is this the strategy?
fruitie
post Mar 13 2025, 06:13 PM

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M2P is no longer attractive at all for airmiles. Cancelled mine long time ago, glad that I made this decision.
privatequity
post Mar 13 2025, 06:19 PM

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QUOTE(fruitie @ Mar 13 2025, 06:13 PM)
M2P is no longer attractive at all for airmiles. Cancelled mine long time ago, glad that I made this decision.
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i think the reward system is always cyclical. When more ppl use, less rewarding it is, vice versa. Less ppl use now, meaning less competitive and less claimers.
privatequity
post Mar 13 2025, 06:44 PM

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QUOTE(confusedway @ Mar 13 2025, 05:50 PM)
The M2P Amex now only earn u 2x TP & the VI (MUVI) also earn u 2x TP - for local spend... so technically there is no different, other than Grocery MUVI earns u 5x TP, Petrol u need to use Amex to earn 2x TP...

Unless u spend heavily overseas than the exchange make different...

i think now most ppl will cancel the M2P and just go for MUVI if they ever wanted to keep this Maybank VI... forget about the miles game... too hard to fight...

12,500 for 1k miles means RM6.25 to 1 miles... better use M2K (gold or plat) to spend on weekday to earn 5x TP and redeem at 20k for 1k miles which only cost RM4.00 to 1 miles...
*
oh, meaning no points using AMEX now? might rather just use my MUVI
fruitie
post Mar 13 2025, 06:47 PM

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QUOTE(privatequity @ Mar 13 2025, 06:19 PM)
i think the reward system is always cyclical. When more ppl use, less rewarding it is, vice versa. Less ppl use now, meaning less competitive and less claimers.
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It is not about that la, the rate is not competitive at all. for the same amount I will spend, I will use other cards and get more miles. Might as well use other cards. smile.gif
iamshf
post Mar 13 2025, 07:13 PM

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QUOTE(privatequity @ Mar 13 2025, 06:09 PM)
any rules of thumb in using? mine is premier 2 cards, its MUVI + AMEX reserve. Just link every auto debit on AMEX, and use AMEX whenever possible, and if merchants dont accept AMEX then i use MUVI? is this the strategy?
*
The Premier 2 Card, AMEX Reserve is useless now, it only earns you 2x TP, which is the same as the MUVI card's 2x TP for local spending.

The M2C (Gold and Platinum) is better, as it earns 5x TP on weekdays.


privatequity
post Mar 13 2025, 07:55 PM

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QUOTE(iamshf @ Mar 13 2025, 07:13 PM)
The Premier 2 Card, AMEX Reserve is useless now, it only earns you 2x TP, which is the same as the MUVI card's 2x TP for local spending.

The M2C (Gold and Platinum) is better, as it earns 5x TP on weekdays.
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if i have premier 2 cards, so i just use MUVI all the time is ok right? since amex no benefits
limeuu
post Mar 13 2025, 09:45 PM

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QUOTE(privatequity @ Mar 13 2025, 07:55 PM)
if i have premier 2 cards, so i just use MUVI all the time is ok right? since amex no benefits
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No point having the m2p anymore, just apply for the muvi. Save RM25 tax.
privatequity
post Mar 13 2025, 09:59 PM

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QUOTE(limeuu @ Mar 13 2025, 09:45 PM)
No point having the m2p anymore, just apply for the muvi. Save RM25 tax.
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MUVI =Maybank Manchester United Visa Infinite right?

whats the diff between MUVI and Maybank Visa Infinite

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