QUOTE(fruitie @ Mar 6 2025, 11:23 PM)
What's the next best besides MBB? Really wanna boycott them Also their KF Amex AF is not waivable right?
Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion
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Mar 7 2025, 02:43 AM
Show posts by this member only | IPv6 | Post
#14061
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Senior Member
4,676 posts Joined: Sep 2012 |
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Mar 7 2025, 12:08 PM
Show posts by this member only | IPv6 | Post
#14062
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Junior Member
431 posts Joined: Sep 2010 |
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Mar 7 2025, 01:53 PM
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Staff
72,807 posts Joined: Sep 2005 From: KUL |
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Mar 7 2025, 03:24 PM
Show posts by this member only | IPv6 | Post
#14064
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Senior Member
4,676 posts Joined: Sep 2012 |
QUOTE(confusedway @ Mar 7 2025, 12:08 PM) If UOB you may need multiple cards to maximize the benefit... different card to earn UNIRM and another card to redeem... also most card got annual fee... QUOTE(fruitie @ Mar 7 2025, 01:53 PM) I don't mind waiver with minimum spend, UOB VI waives with 50k min spend which isn't a problem. I did think of mixing UOB VI & World, but won't be able to utilize much bonus points with their expenses only limiting to dining, fx expenses and selected department/supermarket stores |
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Mar 8 2025, 11:29 AM
Show posts by this member only | IPv6 | Post
#14065
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Junior Member
431 posts Joined: Sep 2010 |
QUOTE(Lego Warfare @ Mar 7 2025, 03:24 PM) I don't mind waiver with minimum spend, UOB VI waives with 50k min spend which isn't a problem. world card got 125k bonus when u spend 48k... to certain extend unless u really spend alot else point/miles game are no longer as easy before...I did think of mixing UOB VI & World, but won't be able to utilize much bonus points with their expenses only limiting to dining, fx expenses and selected department/supermarket stores |
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Mar 9 2025, 01:45 AM
Show posts by this member only | IPv6 | Post
#14066
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Senior Member
4,676 posts Joined: Sep 2012 |
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Mar 13 2025, 05:10 PM
Show posts by this member only | IPv6 | Post
#14067
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Junior Member
504 posts Joined: Jul 2015 |
finally my premier 2 cards maybank approved. any tips in using?
Amex - try to make auto debit (for eg insurance, maxis bill) all to amex? |
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Mar 13 2025, 05:33 PM
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Junior Member
366 posts Joined: Oct 2020 |
QUOTE(privatequity @ Mar 13 2025, 05:10 PM) finally my premier 2 cards maybank approved. any tips in using? Unfortunately you're 5 years late to the gameAmex - try to make auto debit (for eg insurance, maxis bill) all to amex? this card is probably on every existing user's to-cancel list |
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Mar 13 2025, 05:39 PM
Show posts by this member only | IPv6 | Post
#14069
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Junior Member
504 posts Joined: Jul 2015 |
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Mar 13 2025, 05:40 PM
Show posts by this member only | IPv6 | Post
#14070
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Junior Member
504 posts Joined: Jul 2015 |
QUOTE(kakalaku @ Mar 13 2025, 05:33 PM) Unfortunately you're 5 years late to the game im quite a heavy spender and only use maybank barcelona card - every month i received rm50 cash back only, so thinking its good to upgrade to premier 2 cardsthis card is probably on every existing user's to-cancel list |
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Mar 13 2025, 05:50 PM
Show posts by this member only | IPv6 | Post
#14071
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Junior Member
431 posts Joined: Sep 2010 |
QUOTE(privatequity @ Mar 13 2025, 05:40 PM) im quite a heavy spender and only use maybank barcelona card - every month i received rm50 cash back only, so thinking its good to upgrade to premier 2 cards The M2P Amex now only earn u 2x TP & the VI (MUVI) also earn u 2x TP - for local spend... so technically there is no different, other than Grocery MUVI earns u 5x TP, Petrol u need to use Amex to earn 2x TP...Unless u spend heavily overseas than the exchange make different... i think now most ppl will cancel the M2P and just go for MUVI if they ever wanted to keep this Maybank VI... forget about the miles game... too hard to fight... 12,500 for 1k miles means RM6.25 to 1 miles... better use M2K (gold or plat) to spend on weekday to earn 5x TP and redeem at 20k for 1k miles which only cost RM4.00 to 1 miles... This post has been edited by confusedway: Mar 13 2025, 05:56 PM |
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Mar 13 2025, 06:09 PM
Show posts by this member only | IPv6 | Post
#14072
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Junior Member
504 posts Joined: Jul 2015 |
QUOTE(confusedway @ Mar 13 2025, 05:50 PM) The M2P Amex now only earn u 2x TP & the VI (MUVI) also earn u 2x TP - for local spend... so technically there is no different, other than Grocery MUVI earns u 5x TP, Petrol u need to use Amex to earn 2x TP... any rules of thumb in using? mine is premier 2 cards, its MUVI + AMEX reserve. Just link every auto debit on AMEX, and use AMEX whenever possible, and if merchants dont accept AMEX then i use MUVI? is this the strategy?Unless u spend heavily overseas than the exchange make different... i think now most ppl will cancel the M2P and just go for MUVI if they ever wanted to keep this Maybank VI... forget about the miles game... too hard to fight... 12,500 for 1k miles means RM6.25 to 1 miles... better use M2K (gold or plat) to spend on weekday to earn 5x TP and redeem at 20k for 1k miles which only cost RM4.00 to 1 miles... |
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Mar 13 2025, 06:13 PM
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Staff
72,807 posts Joined: Sep 2005 From: KUL |
M2P is no longer attractive at all for airmiles. Cancelled mine long time ago, glad that I made this decision.
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Mar 13 2025, 06:19 PM
Show posts by this member only | IPv6 | Post
#14074
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Junior Member
504 posts Joined: Jul 2015 |
QUOTE(fruitie @ Mar 13 2025, 06:13 PM) M2P is no longer attractive at all for airmiles. Cancelled mine long time ago, glad that I made this decision. i think the reward system is always cyclical. When more ppl use, less rewarding it is, vice versa. Less ppl use now, meaning less competitive and less claimers. |
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Mar 13 2025, 06:44 PM
Show posts by this member only | IPv6 | Post
#14075
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Junior Member
504 posts Joined: Jul 2015 |
QUOTE(confusedway @ Mar 13 2025, 05:50 PM) The M2P Amex now only earn u 2x TP & the VI (MUVI) also earn u 2x TP - for local spend... so technically there is no different, other than Grocery MUVI earns u 5x TP, Petrol u need to use Amex to earn 2x TP... oh, meaning no points using AMEX now? might rather just use my MUVIUnless u spend heavily overseas than the exchange make different... i think now most ppl will cancel the M2P and just go for MUVI if they ever wanted to keep this Maybank VI... forget about the miles game... too hard to fight... 12,500 for 1k miles means RM6.25 to 1 miles... better use M2K (gold or plat) to spend on weekday to earn 5x TP and redeem at 20k for 1k miles which only cost RM4.00 to 1 miles... |
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Mar 13 2025, 06:47 PM
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Staff
72,807 posts Joined: Sep 2005 From: KUL |
QUOTE(privatequity @ Mar 13 2025, 06:19 PM) i think the reward system is always cyclical. When more ppl use, less rewarding it is, vice versa. Less ppl use now, meaning less competitive and less claimers. It is not about that la, the rate is not competitive at all. for the same amount I will spend, I will use other cards and get more miles. Might as well use other cards. |
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Mar 13 2025, 07:13 PM
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Senior Member
845 posts Joined: Apr 2010 From: Sri Petaling |
QUOTE(privatequity @ Mar 13 2025, 06:09 PM) any rules of thumb in using? mine is premier 2 cards, its MUVI + AMEX reserve. Just link every auto debit on AMEX, and use AMEX whenever possible, and if merchants dont accept AMEX then i use MUVI? is this the strategy? The Premier 2 Card, AMEX Reserve is useless now, it only earns you 2x TP, which is the same as the MUVI card's 2x TP for local spending.The M2C (Gold and Platinum) is better, as it earns 5x TP on weekdays. |
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Mar 13 2025, 07:55 PM
Show posts by this member only | IPv6 | Post
#14078
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Junior Member
504 posts Joined: Jul 2015 |
QUOTE(iamshf @ Mar 13 2025, 07:13 PM) The Premier 2 Card, AMEX Reserve is useless now, it only earns you 2x TP, which is the same as the MUVI card's 2x TP for local spending. if i have premier 2 cards, so i just use MUVI all the time is ok right? since amex no benefitsThe M2C (Gold and Platinum) is better, as it earns 5x TP on weekdays. |
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Mar 13 2025, 09:45 PM
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All Stars
12,290 posts Joined: Aug 2006 |
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Mar 13 2025, 09:59 PM
Show posts by this member only | IPv6 | Post
#14080
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Junior Member
504 posts Joined: Jul 2015 |
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