QUOTE(carbnb @ Jul 15 2017, 06:20 AM)
Just thought of sharing this whether u have or don't have this MBB cards yet. Maybe this can give u some information and would be interesting to know if this is the same for u.
Personally, I use Maybank 2 Cards Premier the most and yet my credit limit is not the highest as compared to other cards I hold. I think Maybank is very stingy (careful) with the credit limits!
1. I got my cards 2 years ago when I declare an income of slightly over RM120k (the eligibility requirement). Credit limit was given at RM40k then. Before that, I have been using the Maybank 2 Platinum Card since 2011 and it has always been at RM30k but then I never submitted any request for more limit.
2. Last year, I declared less than RM120k income, but when I request for a permanent credit limit, I was given an additional RM10k limit to RM50k.
3. This year, still declaring nothing more than RM120k, I am given yet another RM10k as well to a total of RM60 limit.
What is your experience with permanent credit limit request with Maybank?
Happened so that this is tied with this 2 cards but for comparison, my basic Citibank Clear card which I use only 3 or 4 times a month just to buy Coffee Beans - buy 1 free 1 has double the limit of Maybank. And I thought "Visa Infinite" card and all would be easier on the credit limits.
QUOTE(ftan @ Jul 17 2017, 12:02 AM)
To keep your cards and passport. It's the size of an organizer without the binders/pages. But not so practical due to its size.
I don't know the luggage bag brand. But I don't expect it to be high quality.
Well, recently I just got my Maybank 2 Cards Premier. I applied 2 Platinum cards in April and given 15k credit limit. June, i write in an email to pledge 80k FD for the 2 cards premier and they approved and topped the credit limit to 95k.
And yes, i got the travel wallet too, mailing together with the 2 cards to my house. Quite nice actually haha!