Now confused....which amex gives 5% cashback for weekend spending? Premier or platinum or both?

if not mistaken, supplementary is 10k Treatpoints for both card

Based on my understanding, it will be considered upfront. Because the easy pay scheme will also block your credit limit upfront.
For example, you have a credit limit of rm30k, and u spent rm6k under 12 months easy payment.

Your currently available credit limit for the next 12 months is RM24k only. I believe this same method applies to the annual spending calculation.

We can use credit card to buy gold in Maybank? I ask before in JB main but they say cant, only certain branch can do it

The extra benefits are very gimmicky to me..I applied for the 2 cards mainly for the air miles but as a
Non MU supporter, I’m thinking of using a black marker pen to cover up their club logo...

1. All the while VISA has slightly better exchange rate compare to AMEX.
2. Any transaction using your VISA or AMEX will obtain TP, just pick any method which you preferable.
3. Transaction MUST set to foreign currency to get 5X TP if you are using VISA.

For your case, when you book via airbnb, Set the currency to Ringgit Malaysia, just use AMEX to do payment. Hassle-free! You obtain 5X TP, no exchange rate charge! Just pay what it show on the website!

Thanks for the helpful advise!

Good to know can transact directly in RM with AMEX then and not have to worry about losing out to currency exchange rates

Recently I upgraded from M2 Platinum into M2 Premier. The new card expiry month is March (instead of July), follows the same expiry month as my old card. So, the 80k minimum usage is from counting from March or July?

Besides, for JoyPay, although there is No TP awarded, does it accumulated for 80k usage? Thanks.

Addon: I had got the answer after calling CS.
From now till March 2019 will be consider my FREE period. 80k is calculated based on usage from March 2019 till 2020.
JoyPay is consider as usage, just that no TP.

The CS explained very clear, I only need to pay my first annual fee on March 2020 (he actually gave me an exact date).
In order to waive the annual fee on March 2020, I need to spend 80k from March 2019-2020.
After paying / waive the fee on March 2020, it will last until Feb 2021 (before the next cut off).

Did anyone notice that Maxis pay bills online now cannot use Amex ?

Have to go physical branch & use pay machine ?

M2P actually. Yes, combined spending. Yes, 2xSST but I used points gained from M2Cards to offset.

to apply for request to increase credit limit, the correct email is : mbbcardservices@maybank.com.my  ???

For this year, i think my annual spending not gonna hit RM 80,000, should I cut the card? or pay RM800 annual fees, got until Nov to decide.

As we all know this card is really good for airmiles.

ps: still wondering how you guys hit 80,000 yearly??

MBB's Jan 2020 statement on the last page has a Statement of Credit Card Account which shows you Total Card Usage for 2019.

Does this show you usage from your card anniversary for eg. Feb 2019 to Dec 2019 usage or from Jan 2019 - Dec 2019?

Figuring out to determine total card usage hit the 80k min spend or not or whether we need to still call CS to enquire.

Any input guys?

Helping others to pay bills, blessed with people around me.
If my own spending, until cow comes home also I can't achieve.

M2P is a good combo.

yesterday i went to card center. i also ask them i wanna cancel my platinum, how the points go? she said u must spend or convert to miles.