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Credit Cards Maybankard 2 Gold & Platinum Cards V16, We want 5% cash back - GUARANTEED

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post Apr 13 2016, 09:24 PM

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QUOTE(A273292 @ Apr 13 2016, 09:04 PM)
my new card application has been rejected and will it appear in the CCRIS report?
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if i'm not mistaken, it will show how many cards you have applied in the past 6 months.
SmallPotato2011
post Apr 14 2016, 12:41 AM

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QUOTE(victorywp @ Apr 13 2016, 06:01 PM)
yeah, if want faster pay earlier before 15/4.
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So today (Thursday) is the last day to get >X1 point... 😫
WhitE LighteR
post Apr 14 2016, 12:44 AM

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QUOTE(alexanderclz @ Apr 13 2016, 09:24 PM)
if i'm not mistaken, it will show how many cards you have applied in the past 6 months.
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12 month actually
LostAndFound
post Apr 14 2016, 10:03 AM

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QUOTE(janson_kaniaz @ Apr 13 2016, 06:22 PM)
that means today or tmr sweat.gif
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Don't forget it may be delayed in posting....
kelvinlzy
post Apr 14 2016, 10:46 AM

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My wife just received call from MBB to offer MBB2cards, I told her to reject straight away tongue.gif
spreeeee
post Apr 14 2016, 12:00 PM

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kerelbort
post Apr 14 2016, 12:13 PM

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QUOTE(alexanderclz @ Apr 13 2016, 09:24 PM)
if i'm not mistaken, it will show how many cards you have applied in the past 6 months.
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never know that CCRIS keep card application in there system.

CCRIS only show what you own other bank... u can go to bank negara ground floor and print out the report at the self service kiosk there. just bring your mykad.. check for yourself


and why do ppl abandoning this card? any other card offer 8% interest charges?
kelvinlzy
post Apr 14 2016, 12:17 PM

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QUOTE(kerelbort @ Apr 14 2016, 12:13 PM)
never know that CCRIS keep card application in there system.

CCRIS only show what you own other bank... u can go to bank negara ground floor and print out the report at the self service kiosk there. just bring your mykad.. check for yourself
and why do ppl abandoning this card? any other card offer 8% interest charges?
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If you frequent these threads here, you will notice that most of us utilize the cashback benefit instead of the interest charges. We are only interested in gaining back from banks, not letting them earn more from us brows.gif
WhitE LighteR
post Apr 14 2016, 12:17 PM

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QUOTE(kerelbort @ Apr 14 2016, 12:13 PM)
never know that CCRIS keep card application in there system.

CCRIS only show what you own other bank... u can go to bank negara ground floor and print out the report at the self service kiosk there. just bring your mykad.. check for yourself
and why do ppl abandoning this card? any other card offer 8% interest charges?
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because the point itself only give 1.25% cashback. there are other card that can give higher value.
also i think most of us here clear our cc every month. so low interest charge is not a point for us to consider.
Human Nature
post Apr 14 2016, 01:05 PM

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QUOTE(kerelbort @ Apr 14 2016, 12:13 PM)
never know that CCRIS keep card application in there system.

CCRIS only show what you own other bank... u can go to bank negara ground floor and print out the report at the self service kiosk there. just bring your mykad.. check for yourself
and why do ppl abandoning this card? any other card offer 8% interest charges?
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the credit report by BNM will show the card application history but not sure whether it is only for successful application or rejected ones too.
WhitE LighteR
post Apr 14 2016, 01:10 PM

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QUOTE(Human Nature @ Apr 14 2016, 01:05 PM)
the credit report by BNM will show the card application history but not sure whether it is only for successful application or rejected ones too.
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it will show total, approved and pending

so i assume can calculate based on total - approved - pending = rejected

This post has been edited by WhitE LighteR: Apr 14 2016, 01:10 PM
kerelbort
post Apr 14 2016, 02:40 PM

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QUOTE(WhitE LighteR @ Apr 14 2016, 01:10 PM)
it will show total, approved and pending

so i assume can calculate based on total - approved - pending = rejected
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wow.. really? definitely going to BNM tomorrow to print out my CCRIS report.
WhitE LighteR
post Apr 14 2016, 03:29 PM

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QUOTE(kerelbort @ Apr 14 2016, 02:40 PM)
wow.. really? definitely going to BNM tomorrow to print out my CCRIS report.
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i paid RM10 to CTOS and they email me both CTOS + CCRIS

i'm too lazy to go BNM. i dont mind paying to save the trouble of going there.
syazone
post Apr 14 2016, 03:48 PM

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Human Nature
post Apr 14 2016, 04:36 PM

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QUOTE(WhitE LighteR @ Apr 14 2016, 03:29 PM)
i paid RM10 to CTOS and they email me both CTOS + CCRIS

i'm too lazy to go BNM. i dont mind paying to save the trouble of going there.
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it's free for credit report from BNM, can be requested through email too
WhitE LighteR
post Apr 14 2016, 04:39 PM

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QUOTE(Human Nature @ Apr 14 2016, 04:36 PM)
it's free for credit report from BNM, can be requested through email too
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they require a loan declaration in the form. i think i sent something wrong, they ask me to fix it. i fixed it again, then i sent them again, after that they dun wan to reply me anymore laugh.gif suan la... too much trouble. i didnt bother to follow up again.
spreeeee
post Apr 14 2016, 05:01 PM

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QUOTE(syazone @ Apr 14 2016, 03:48 PM)
nice, just made a purchase..!
tokiat
post Apr 14 2016, 05:52 PM

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QUOTE(WhitE LighteR @ Apr 14 2016, 03:29 PM)
i paid RM10 to CTOS and they email me both CTOS + CCRIS

i'm too lazy to go BNM. i dont mind paying to save the trouble of going there.
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They will give 2 separate report for CTOS + CCRIS? Or is it in one single PDF like CTOS standard one?

QUOTE(syazone @ Apr 14 2016, 03:48 PM)
Crap I made an order last night doh.gif
tokiat
post Apr 14 2016, 05:53 PM

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QUOTE(Human Nature @ Apr 14 2016, 04:36 PM)
it's free for credit report from BNM, can be requested through email too
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The free report from BNM is through CTOS is it?
dinozilla
post Apr 14 2016, 05:59 PM

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guys...lately when i used my M2 Amex for petrol in Petron, it used to be okay but now transaction declined...
is it same for others? I haven tried other stations, but went 2 Petron 1 same outcome...
with the amex also cut down 5pt to 1pt, is it something bad going on?

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