Thanks for pointing out that Petrol transaction. Initially I thought of AMEX still giving 5X for the petrol transaction and thinking to keep it but now I have to think twice.

Personally for Lazada having the best return policy, they even cover the return cost. You can simply handover your item to any postlaju and poslaju will just accept it as it has already been pre-paid

WHile 11st return policy has no benefit to the buyer.

I guess maybank amex 2 card will into history very soon

just read it...i hardly use this card for petrol since I use Petronas card. If they revised the 8x for weekend for the petronas then I have no more reason to keep all cards from maybank. Probably just 1 card for emergency purpose

This post has been edited by hitch80: Apr 1 2016, 07:25 PM

If u like petronas, you can try to apply CIMB Petronas card, 3% if spend under 3k and 7% if spend above 3k, capped at RM50

Or if you dont mine only fill Fri or Sat, then can also apply MBB Ikhwan, 5%

I am using both interchangeably due to statement date to extend interest free period. As of now Petronas 8x = 2% cashback it is quite fast to accumulate points to redeem RM50 Petronas card for 20k points

Adding 5x point from AMEX it assist to make it even faster.


So if AMEX other transaction remains 5x then I'll stick to it coz removing petrol for 5x will not impact me at all actually.

so is still wise to pay unifi bills via AMEX rather than other Cash Back cards like CIMB CR / UOB VOX?

for unifi, uob vox better.

after this no more since stated in the new updates utilities only 1x, I already stop paying with amex, tnb using posonline to get 5% CB, while maxis/celcom 2% CB from CIMB cashback card

unless mbb specifically define unifi as utility, most likely still 5x lo.

Which card can earn points from Government Bodies? I make about RM3000-RM6000 transaction monthly.

why not use those cards with cashback for everything? those with cb of 0.2%-1%?

This post has been edited by victorywp: Apr 2 2016, 09:48 AM

Seems many read it wrong...

http://www.maybank2u.com.my/WebBank/CVP-PlatCard.pdf

basically the √ is means impacted....

from the read, all Amex cards under MBB is revised for TP...
EPP, Utilities, Petrol, Education, Insurance, all down to 1x TP conversion...no more 5x or 2x before this...
you see "x" on other card here is because those cards are already at 1x TP conversion...
The one that affecting all cards is the Gov dept spending, all 0 TP...

so its a major cutdown on TP for MBB Amex...

thinking of change or scrap it...

You mean non maybank card?

yes, any of those cards is better.

From the current prduct info taken from the website

"5x TreatsPoints for all spend on your Maybank2 American Express Card in Malaysia or anywhere else in the world except Government Bodies, Education Institutions and Insurance Provider."

So my understanding would be all other spending - groceries, online purchase, any other swipe will still entitled 5x. If that is the case like I said, have no impact to me. AMEX 2card still good then.

The remaining 1x point equivalent to 0.25% CB. So having other cards that have 0.3% above probably slightly better. Keep the card for promo especially those related to EPP

i had the same thought as victorywp's. use cards that gives others/retail cashback.

so far, i know UOB VOX gives 0.3% and HLB Mach gives 0.2%.

I have been trying to get my hands on the you:nique card, 0.5%

U will know after 15 April