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Credit Cards Maybankard 2 Gold & Platinum Cards V16, We want 5% cash back - GUARANTEED
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fruitie
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 Jul 4 2016, 04:11 PM
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Rise and Shine
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QUOTE(katyPerry @ Jul 4 2016, 03:58 PM) Hi, I want to ask regarding credit card payment due date. I always make my payment around 26~28th on end of the month after I got my salary. I just made my payment on 27th June. Then Unifi bill come late on last month , it came on 28th June. Just now I checked my credit card, the payment due date is 11 July. I prefer to pay all of my outstanding together right after I got salary. Does this mean I need to pay on 11 July ? otherwise I will get penalty like interest charges ? How long we should pay our outstanding right after we use our card ? I just got my cards 3 months ago. Well, if your payment due date is 11th July, that means your statement date is 21st of every month. Then, you don't need to pay for this UniFi. It will only due on 11th August. You just pay the amount stated in statement balance. Please confirm if your statement date is 21st? |
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fruitie
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Jul 5 2016, 11:36 AM
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Rise and Shine
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QUOTE(putra23 @ Jul 5 2016, 11:06 AM) Oh gosh... wasted... anyway the shop do not accept amex but then could have used other cards with cash back. Another lesson learned.... Always read T&C before spending.  |
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fruitie
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Jul 6 2016, 12:41 PM
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Rise and Shine
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QUOTE(jianwei90 @ Jul 6 2016, 11:45 AM) I paid using my amex card in McDonalds during weekend but I realised there is no cash back for it, is mc Donald not considered as dining? Haha thanks =) It is but which on weekend is that you spent? |
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fruitie
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Jul 6 2016, 01:25 PM
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Rise and Shine
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QUOTE(jianwei90 @ Jul 6 2016, 01:05 PM) Spend on June 4, by right should get the cash back on July 1 haha Then that's weird. Gotta check with Maybank then. |
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fruitie
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Jul 8 2016, 12:58 AM
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Rise and Shine
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QUOTE(tuanlam417 @ Jul 8 2016, 12:44 AM) huh what promotion is this i couldnt see any info online? Refer to this post: https://forum.lowyat.net/index.php?showtopi...post&p=80599731 Promo for AmEx. |
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fruitie
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Jul 8 2016, 10:20 AM
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Rise and Shine
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QUOTE(SummerSnow2016 @ Jul 8 2016, 05:49 AM) Does it still have 5x rewards point on weekend? Or instead of 5x points spend in weekend, it turn to cashback? 5x TP is anytime, not only applies to weekends. However, the 5xTP has been revised for certain categories. You may refer to post #1 for the revision. There are 0 TP and 1xTP respectively. QUOTE(harryfoo @ Jul 8 2016, 09:20 AM) That applies for bill payments also right? Yes anything but you won't get any cash back for dining. |
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fruitie
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Jul 8 2016, 10:31 AM
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Rise and Shine
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QUOTE(maskedchan @ Jul 8 2016, 10:27 AM) still get caskback for dining..just from normal portion of 5% cash back instead of promo cash back Yes, that's what I meant but to put it easier way that it won't use this promo allocation. |
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fruitie
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Jul 8 2016, 11:22 AM
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Rise and Shine
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QUOTE(SummerSnow2016 @ Jul 8 2016, 10:55 AM) weekend dining means evening to night time? or weekend 任何一餐？ Weekend dining means any dining transactions happened on Saturdays and Sundays, regardless time. Dining not dinner la...  |
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fruitie
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Jul 8 2016, 11:34 PM
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Rise and Shine
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QUOTE(hz428 @ Jul 8 2016, 11:27 PM) thanks mate , i just redeem all These days AEON vouchers have validity, unlike last time, lifetime expiry date. |
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fruitie
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Jul 8 2016, 11:56 PM
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Rise and Shine
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QUOTE(hz428 @ Jul 8 2016, 11:36 PM) because our currency depreciate too fast Yes, so don't keep until expired.  |
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fruitie
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Jul 9 2016, 03:46 PM
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Rise and Shine
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QUOTE(limeuu @ Jul 9 2016, 03:16 PM) It is clearly stated in the T&c dinning is not included in the qualifying spending.... I didn't see it...  I only see for cash back part in T&C but I'm too lazy to read all. 4.7 The Cashback shall exclude dining transactions, where Cardmember will continue to enjoy 5% Weekend Dining Cashback as part of the product feature This post has been edited by fruitie: Jul 9 2016, 03:48 PM |
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fruitie
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Jul 9 2016, 10:08 PM
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Rise and Shine
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QUOTE(Yamy @ Jul 9 2016, 09:53 PM) Can anyone clarify the weekend spending cash back is base on transaction date of posting date. Thanks. Which one, promo or normal dining weekend cash back? I believe the promo should be the same as dining cash back which follows transaction date. |
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fruitie
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Jul 10 2016, 10:49 AM
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Rise and Shine
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QUOTE(Yamy @ Jul 10 2016, 10:45 AM) I am referring to both...Thanks for the clarification.  Just wanna clarify as other cards cash back is base on posting date within the calendar month. I think only HLB Wise follows posting date? Most of the cards follow transaction date. |
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fruitie
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Jul 10 2016, 12:17 PM
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Rise and Shine
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QUOTE(mamamia @ Jul 10 2016, 12:05 PM) PBB VS and CIMB CR follow posting date for cashback. Didn't know CIMB CR also posting date. |
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fruitie
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Jul 10 2016, 06:50 PM
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Rise and Shine
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QUOTE(HMMaster @ Jul 10 2016, 05:43 PM) I think if the cash back is credited in the same month, then it most likely will follow posting date. If it is not posted by the statement date, the bank won't know the transaction that eligible for cashback. (Probably will be credited in next month) If you meant Maybank dining cash back, it follows transaction date. Posting date is only important if the transaction done at the end of month and only posted in following month, then cash back will be calculated from next month's pool. Transaction date determines eligibility of cash back. Posting date determines the month of cash back credit (applicable to transactions incurred end of the month). |
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fruitie
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Jul 11 2016, 01:47 PM
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Rise and Shine
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QUOTE(gedebe @ Jul 11 2016, 12:26 PM) since when did Amex has 5% for dining? All this while. Previously 5% for all transactions, then since August 1st 2015, only limited to dining. |
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fruitie
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Jul 12 2016, 09:31 AM
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Rise and Shine
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QUOTE(mamamia @ Jul 12 2016, 07:22 AM) May I know normally how long it take for MBB to credit us the TPs? Will be credited after it's posted in your unbilled transactions, usually 2-3 days. |
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fruitie
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Jul 12 2016, 09:10 PM
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Rise and Shine
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QUOTE(garf @ Jul 12 2016, 05:52 PM) Only AmEx gives weekends dining cash back. |
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fruitie
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Jul 13 2016, 01:32 PM
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Rise and Shine
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QUOTE(fixgd @ Jul 13 2016, 01:23 PM) my master ikhwan gold jist approved. and it seems that they have cancelled my gold 2 cards. is it normal practice for mbb? No, I still have my M2Cards after I got my Ikhwan MC. Unless you request to convert or cancel, they cannot simply cancel your cards without your knowledge. This post has been edited by fruitie: Jul 13 2016, 01:33 PM |
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fruitie
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Jul 13 2016, 03:13 PM
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Rise and Shine
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QUOTE(cybpsych @ Jul 13 2016, 02:53 PM) Probably he wants to utilize the weekend AmEx promo. |
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