What is the footnote about?

every zing card that is linked to a credit card, when the card is cancelled, the zing card will have 3 months of validity before it expired. this is the reason why i refused to apply for zing card after i read the terms and conditions.

what you can do?

1. spend all the balance within 90 days
2. visit touch and go hub and get them to transfer your balance to a 'standalone' touch and go card

That's helpful.

Well I am certainly able to spend it all within 90days, not a problem.

Thanks again.

Banks to lose RM300mil with fee cap

PETALING JAYA: Banks are expected to suffer at least RM300mil in lost revenue annually due to the new interchange fee cap implementation, according to RAM Ratings.

“Given the eventual cap of 0.48% from 2021 onwards, the industry may lose even more revenue in the long run,” it said in a statement yesterday.

To offset the loss of income, RAM said some banks had substantially scaled down their credit card reward programmes.

URL: http://www.thestar.com.my/business/busines...l-with-fee-cap/

I believe no cashback given for weekend dining overseas?

remember not to use it at tolls, otherwise it will auto top up for your zing card again.

urm guys... any other cards to recommends if the x5 tp is being removed?

Just send an email to Maybank to increase my credit limit, usually how long before we know the application is successfull or not?

I dun understand . if the cc is cancelled, then zingcard how to auto topup? topup from where? 

I have given up reward points cards and these days go for cash back.

Yup, only in malaysia

Thanks, it looks like only MBB ihkwan and PBB VS entile to cashback overseas.

Ikhwan for grocery and petrol right, not dining

Yeap, looking for combination of cards to cover grocery, petrol and dining. PBB can be used for dining and grocery while ihkwan for petrol. Thought keeping M2C as backup for dining.

Can look at MBB VS or HLB Mach too

Thanks, overseas usage on MBB VS entitles to cashback? It says domestic usages only.