mine too...wish everyone is SAME SAME huat...
tbh...mine is still abit huat only.....but at least it is a good start.


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yes, the true happening of GTF in my life
and with 20% of my portfolio in it..
just wondering the IRR spike "if" I were to ..........

This post has been edited by yklooi: Jul 2 2016, 11:00 AM


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last checked last month was thru...
Hwang's Asia Quantum and
Hwang's Jpn Growth fund

both are of insignificants %

yes,..just in case someone wondering why Ponzi 1.0......cos latest Ponzi 1.0 has US EQ

OOugh, adoi!!.
I was targeting to jump start my IRR...not so much of creating and maintaining a correctly balanced portfolio allocation as I had tried to do....
"IF" I had managed to correct my dismayed IRR to about 8%, then I would be shifting to a more universal correct allocation.
you think I am not scared meh?...with so high in Malaysia small caps...(abt 40%)
in the mean time...heart may seems to be steady..... while actually the balls are shaking too

This post has been edited by yklooi: Jul 2 2016, 11:57 AM

I just hated that word...
my portfolio ROI erection is about to be at all time high too...
BUT, too BAD my portfolio's IRR is FAR from all time high.


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my m'sian funds just started to climb and climb.....then this....

Justice Department files lawsuits in connection with 1MDB probe

The U.S. Department of Justice filed lawsuits on Wednesday seeking to seize dozens of properties tied to Malaysian state fund 1Malaysia Development Berhad (1MDB), saying that over $3.5 billion was misappropriated from the institution.

The U.S. lawsuits said funds misappropriated from 1MDB were transferred to the co-founder of Petrosaudi, a company that had a joint venture with 1MDB, and thereafter to a high-ranking official in the Malaysian government it identified only as "Malaysian Official One".
http://www.reuters.com/article/us-malaysia...t-idUSKCN1001FA

just hope that it will NOT disturb "MY" funds....
but what are the chances it won't....

This post has been edited by yklooi: Jul 20 2016, 09:34 PM

would someone with knowledge in insurance be so kind and free to open another FSM thread solely for FSM insurance?

or should "I" refer those that posts FSM's insurance related stuffs to the insurance threads?

Sat morning...counting chicken before they are hatch....
just noticed that my portfolio ROI is now abt 1.5% more than previous high....highest so far....
then noticed that my previous highest IRR is abt 1.5% higher than now.
a rough estimates...my ROI need to add another 4% to be near previous high.

This post has been edited by yklooi: Jul 23 2016, 11:29 AM

WOW....11% IRR....
that is fantastic.....

with that, why not go to 90% EQ?
there is no lost is you did not sell..... as you can afford to park LONG term

Smart balance is sort of between EQ:FI.....now you have both...why want it? NO right or Wrong...just confusing you....

I cannot sleep...just used my "old" format that I am comfortable with......
I came up with this "Approximate" data.....
it show your % of allocation by countries/regions of your 70% EQ (data show 100% of that 70%)
you can use it to compare your allocated % against the FSM star rating......
and again...NO right or Wrong...just individual preference
btw, there is a very "canggih" format in post #1 that is downloadable...called....."Polarzbearz..........."


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giving up on China?
RHB China India had been on "Tongkat Ali" for the past 2 months wor....don't want to let it continue some more?

I have the same thinking too.. but will try to gamble a bit and delay selling now...
will need to pull back some higher volatility funds when my IRR reached my 'imaginary target".....hopefully by Jan in time for the next promo.

will it ever reach 8% by Jan?

NO, there is NO guarantee that you will make profits in the long terms..
this is because, eventhough your intention is to invest for long terms...the FH might not think so.....
there are cases when, a fund may be stopped from existence and the money returned to you....
so just imagine you are holding on to the losses and hope that the fund could recover some time...but the FH might say no, i quit.

i funds like that after the Y2k, Dotcom burst.

there are some recent funds from RHB too i guess...just forgot the names...that the FH just quit the funds

Q: Can I open a beneficiary account and how many beneficiary accounts can I have?

A: You can open one personal account and up to five beneficiary accounts. Do take note that you are still the primary operator and owner of all the accounts. The beneficiaries do not have rights over this account as long as you are living. When you transact under the beneficiary accounts, you can only use cash investment and not your savings in EPF Account 1.

https://www.fundsupermart.com.my/main/faq/C...n-I-have-8660#2

hope the above is relevant, else Contact FSM for confirmation/clarification on this technical issue and also other issues that are "important"....else when some forummer says OK...no problem....do you trust that?

This post has been edited by yklooi: Jul 27 2016, 04:05 AM

I heard that EPF will remove the 30% cap of foreign asset of the EPF-MIS funds.....
with the MSCI reducing M'sia percentage in its index, less foreign fund will be coming in......
double whammy for M'sia EQ?

should we reduce our exposure in M'sia focused Uts?

after having the prophecy being provided by the prophet and the readings from the crystal ball, it is still very important for one to really understand his/her own risk appetite, reasons for selecting that funds to be in the composition of his/her portfolio of a reasonable expected ROI returns within a reasonable time frame.

...It is not only important to understand the risks of the investments you are looking at, but also to understand your personal risk appetite. Sometimes, it is not a matter of what kind of risks you want to take, but a matter of what kind of risks you can take given the circumstances that you are currently in. And the best way to do it is to assess your actual experience in investing.

For instance, you might have thought that you are an aggressive investor who can cope with a high level of risk based on the results of the risk profiling test. However, in practice, if you find that you always panic too soon every time the market dips, and get overly euphoric and pump in more money whenever markets are on a roll, then high-risk investments are not so suitable for you because they are likely to cause you to lose money.

https://www.fundsupermart.com.my/main/resea...?articleNo=2266

This post has been edited by yklooi: Jul 28 2016, 08:34 AM

"The most important advice I would give to anyone who hasn't started (be it man or woman) and is being held back is to starting investing now, but use a small amount. Something you are comfortable with even if you suffer losses. It can be as little as one thousand dollars because that is usually all you need to start investing into a unit trust.
Then, as you invest, you will see how markets and such affect your returns and you will be able to learn from your experiences without suffering too much heartache compared to if you placed your entire life savings into the market and lose half of it in a market crash.
The key thing is you have to accumulate investing experience. No amount of prior reading up and accumulating of knowledge can compare with actual investing experience which can only be built up by using your own money to invest. You have to experience the emotional pull that comes from market ups and downs and learn how to handle your emotions during those times. And learning from mistakes made is the greatest teacher.

......So, in conclusion, learning about investing, and actually doing it, is very important
https://secure.fundsupermart.com/main/resea...SJBlog_20141031

This post has been edited by yklooi: Jul 30 2016, 05:12 AM

according to FSM...YES....
Infographic: Women vs. Men
https://www.fundsupermart.com.my/main/resea...?articleNo=5855

as at 29 July...my Cimb Small Cap is still -9.5%, KGF is +0.55% since mid Jan....


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Portfolio entering 3+ yrs.
thanks to the IRR calculation...my ROI per month had to increase 0.33% more now just to maintain the same IRR.....
the longer the portfolio duration the higher ROI gain I have to get in order to get the same IRR...



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holding since Mid Jan...no top up or changes....


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